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County Court Judgment?

Drea
Drea Posts: 9,892 Forumite
in Debt-free wannabe
Hey,

I wasn't sure the best place to put this so I hope this is right. I recently applied for a credit card and was just told on the phone to them that I have a CCJ under my name for a previous address I lived in.

I knew nothing about this and have no idea how to go about finding out who has put it on?

Experian won't let me in to see my credit report because apparently I have an old account that I can't get access to. Are there any others I can try? Is this the only way to find out?

Ohh this is not good, right? :eek:

Thanks for any help.
Just because you made a mistake doesn't mean you are a mistake.
«13456

Comments

  • king100
    king100 Posts: 1,565 Forumite
    Drea wrote: »
    Hey,

    I wasn't sure the best place to put this so I hope this is right. I recently applied for a credit card and was just told on the phone to them that I have a CCJ under my name for a previous address I lived in.

    I knew nothing about this and have no idea how to go about finding out who has put it on?

    Experian won't let me in to see my credit report because apparently I have an old account that I can't get access to. Are there any others I can try? Is this the only way to find out?

    Ohh this is not good, right? :eek:

    Thanks for any help.

    http://www.trustonline.org.uk/

    will tell you CCJ for £8

    3 main CRA

    Equifax
    Experian
    Call Credit

    Personally try trustonline or Equifax.
    I all have learnt is from others on many sites.
    Seek legal help if unsure.
    Dont pay Private Parking tickets - they are mere invoices.

    PRESS THANKS
    }
  • king100
    king100 Posts: 1,565 Forumite
    Not good as you dont know who the CCJ is with, but dont worry as some can dealt with easily.
    I all have learnt is from others on many sites.
    Seek legal help if unsure.
    Dont pay Private Parking tickets - they are mere invoices.

    PRESS THANKS
    }
  • Drea
    Drea Posts: 9,892 Forumite
    Going through the Equifax one just now, thanks.

    I'm panicking a bit...
    Just because you made a mistake doesn't mean you are a mistake.
  • Drea
    Drea Posts: 9,892 Forumite
    My god it's creepy what you can see on this isn't it!

    Can't see a thing about a CCJ though...
    Just because you made a mistake doesn't mean you are a mistake.
  • king100
    king100 Posts: 1,565 Forumite
    try trust then for £8 could be worth it.
    I all have learnt is from others on many sites.
    Seek legal help if unsure.
    Dont pay Private Parking tickets - they are mere invoices.

    PRESS THANKS
    }
  • jon1983
    jon1983 Posts: 43 Forumite
    It will be under 'court information' on equifax
    MAY WINS : £494 JUNE WINS : £1246 JULY WINS : 2 tickets to extreme stunt show, 2 x cushelle teddys, 1 x t-shirt, 1 x pritt stick teddy
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    Sometimes all CRA's don't get reported to, some stuff appears on one but not the other two etc.

    I'd do what king100 says and try trustonline, then you'll know for definite.
  • Drea
    Drea Posts: 9,892 Forumite
    jon1983 wrote: »
    It will be under 'court information' on equifax

    It says there is no data. Trying trustonline now.
    Just because you made a mistake doesn't mean you are a mistake.
  • Drea
    Drea Posts: 9,892 Forumite
    England and Wales Orders & Judgments
    NOTHING REGISTERED
    England and Wales High Court Judgments
    NOTHING REGISTERED
    England and Wales Fine Defaults
    NOTHING REGISTERED
    England and Wales Tribunal Awards
    NOTHING REGISTERED
    Scotland Summary and Small Claim Decrees
    NOTHING REGISTERED
    Eire Unregistered Court Judgments
    NOTHING REGISTERED
    Eire Registered Court Judgments
    NOTHING REGISTERED
    Northern Ireland Judgments
    NOTHING REGISTERED
    Jersey Judgments
    NOTHING REGISTERED
    Isle of Man Judgments
    NOTHING REGISTERED

    ---

    And now I'm quite confused?
    Just because you made a mistake doesn't mean you are a mistake.
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    lol, maybe the credit card company credit checked the wrong person!

    When you looked on Equifax did you add as many old addresses as you could, going back as far as you could?
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