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misscousinitt's MF Diary

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  • Birthday present bought for Dad - used one of my M&S vouchers, so theoretically half price! Other half is budgeted for anyway.

    My other £10 voucher I was given as a present, so will definately be spending it on me - but I suspect that it will go on a Dine in for £10 at some point.

    Building up my shopping list for when I get paid and my mealplan for March is nearly complete.

    Carrying on a theme - 5 things I am grateful for today:

    1. Charity meeting was short last night and got home at 9pm to share some QT with DH.
    2. Printer Cartridges have arrived! (What an exiting life I lead).
    3. Very grateful to all my MFW friends for all the tips, tricks and support.
    4. Boss is out for most of the day - so no one breathing down my neck!
    5. Squeezed the cost of my extra lunchtime snack from the £10 M&S voucher I spent at lunchtome!

    Tonights tea is Basa Fillets, Roasted Veggies, Cous Cous and probably some sort of pesto/tomato sauce.

    Hope everyone is well.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Wow...been so busy, I nearly forgot to update.

    Got notification of my dividend today - I am shocked, you could have knocked me over with a feather...there will be a good portion going into the deposit fund once the cheque has been deposited and cleared.

    I don't earn alot really - but this year as we have had a bonus and a large dividend, so there is a chance I may have to fill in a tax return!!! It will be for a negligable amount of tax in the grand scheme of things - but I will have to check this out.

    As I forgot to get the lamb chops out of the freezer for dinner tonight, I think I we are going to go out for dinner to celebrate. Why not!

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • :j:j:jUnder the tax threshold:j:j:j

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Enjoy your meal out! _party_
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E wrote: »
    Enjoy your meal out! _party_

    Was lovely thanks Lois - posh pub grub and a couple of glasses of vino blanco - delish...

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Yeah! :j Congrats on the dividends! Well deserved! :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G wrote: »
    Yeah! :j Congrats on the dividends! Well deserved! :D

    Thanks Froggy - at least this is happy money - I felt sad when I had my inheritance - I feel really excited about this lump and how it will help us.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • So, I've done the money shuffle:

    Total of £415 gone into the Deposit Fund:

    £300 old mortgage and OP payments
    £23 saved from insurances
    £17 from grocery underspend
    £75 from bank account sweep

    Popped into Mr T this morning on the way in as they have got some really good deals on cat food at the moment and I didn't want to miss out (knowing my luck there would be none left by the time I get there tomorrow evening).

    So, picked up a pack of 44 pouches for £9, some different pouches that were on 2 boxes for £6 and 2 x 2kg bags of cat biscuits for £6 - ok, so I spent £21 on catfood (usually spend between £18 and £20 anyway), but I've got loads and won't have to buy so much next month!

    Herr A shop tonight - haven't done my shopping list yet :eek:

    Been really busy again today getting reports ready for a meeting we have at 3pm. 2 down, one to go (if I can get it finished).

    Tonight's tea will be the lamb chops planned for last night (I remembered to get them out this morning). I think I might sprinkle them with greek style spices and use up my block of feta with the roast potatoes.

    Hope everyone is having a good Thursday...just one day to go till the weekend.

    I'm off to update my signature and crack on with my last report.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Happy Friday Everyone!

    £27 spent at Herr A last night. Mr T shop planned (shopping list done!) tonight and need to fill up with petrol. Going to go to a Mr T nearer to work that has a petrol station, so going to do my shopping, get the 5p off voucher for fuel, then go and redeem it!

    £50 in deposit fund today from DH regular saving and £60 from £co.

    Why is it that everything happens at the beginning of the month and therefore a glut of signature updates?!?!?!?!?!?!?

    Going to pay my cheque in today, so once that's cleared I will be able to top up savings, deposit fund and have a spend!

    Tonight's tea is: Pizza, Wedges, Garlic Bread, HM Dip and Salad - cheaper than a takeaway, but less time in the kitchen means more QT with DH.

    Wishing everyone a great weekend.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Happy Friday Everyone!

    £27 spent at Herr A last night. Mr T shop planned (shopping list done!) tonight and need to fill up with petrol. Going to go to a Mr T nearer to work that has a petrol station, so going to do my shopping, get the 5p off voucher for fuel, then go and redeem it!

    £50 in deposit fund today from DH regular saving and £60 from £co.

    Why is it that everything happens at the beginning of the month and therefore a glut of signature updates?!?!?!?!?!?!?

    Going to pay my cheque in today, so once that's cleared I will be able to top up savings, deposit fund and have a spend!

    Tonight's tea is: Pizza, Wedges, Garlic Bread, HM Dip and Salad - cheaper than a takeaway, but less time in the kitchen means more QT with DH.

    Wishing everyone a great weekend.

    MCI

    Happy Friday & have a great weekend MCI!

    Froggy
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
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