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misscousinitt's MF Diary

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  • Wishing you a very happy birthday MCI :)

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • edinburgher
    edinburgher Posts: 13,872 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happy Birthday MCI, have a lovely day :)
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    :oThanks everyone for the Birthday messages.

    Back Later.

    MCI:)
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Happy birthday MCI :j:j

    Hope you have a great day!

    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Thanks Froggy!!!

    Having a good day so far (although really busy at work).

    Cakes bought last night at Mr T, so deals and clubcard points for me:)

    Also, was really naughty and bought a lunch deal for both me and DH (to save me doing sandwiches this morning).

    Had some really lovely gifts so far from DH and a couple of friends.

    No money news today. :o

    Tonight's tea is an Italian meal paid for by DH :T

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    :bdaycake:Happy Birthday MCI:bdaycake:

    Savings pots are looking very healthy:T

    Hope you have a good day!:beer:
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Many Happies MCI xxx
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Oooh Happy Birthday!
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    :)Thanks everyone

    Had a lovely meal out and some lovely pressies. Spoilt rotten.

    Not much to add today - out with work tonight (work paying) for my colleagues retirement party.

    Busy weekend ahead (nothing new there then).

    Wishing everyone a great Friday and a wonderful weekend.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hello to another week!

    Not such a busy weekend as I was shattered and didn't do anything I really wanted to.

    Will have to make some in-roads into some housework tonight.

    DH and our neighbours took down the eucalyptus tree yesterday - a little hairy with saws up ladders, so stayed in the house till it was done. They are shifting the rubbish later.

    Lost another bush in the process as it just snapped off when a particularly thick branch came down on top of it. Also need quite alot of new fence (both sides as landlord next door can't be bothered) - so some of the dividend will go towards getting that sorted.

    Then I'll have to decide what new plants I want!!

    Bulbs are coming up nicely in pots and troughs and I hope I will be able to take the one trough up to our family friend's grave in a few weeks to add some colour. He was keen gardener and botanist and I am sure that he wouldn't be too pleased about the artifical flower that someone has put up there! (though the thought was nice).

    Not much money wise. I had added up what I spent in groceries last week, but have forgotten - so need to look again and add to the total.

    A few 50ps have been added to the Penguin Pot.

    I was lucky on Friday to not spend even 1p because as I was driving everyone bought my drinks and work paid for the meal! - So only petrol consumed and to be fair - it wasn't too bad (even though it was a 60 mile round trip after dropping everyone off on the way home) - crawled into bed at 2am!

    Tonight's tea (I hope) with be crispy beef chow mein with a spicy sauce (yellow stickered crispy beef and sauce with my twist!)

    Hope everyone has an excellent week.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
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