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misscousinitt's MF Diary

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  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Hope you're OK MCI?

    Happy Friday!
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hi all and Happy Friday to you all.

    I am sorry I have been AWOL this week. Its been a toughie. Busy at work and a couple of pieces of bad news have kept me off line.

    However, I am feeling a bit better and hopefully my focus will come back soon.

    Have spent a little on groceries this week, but my budget it still intact.

    Going to see Russell Howard tonight (DHs Christmas Present) so we are eating out (cheap and cheerful) and hoping that doing something completely different and the humour will lift our spirits.

    Hope everyone is well. Catch up with diaries soon.

    MCI

    PS Been keeping up the Fame marathon - on Season 2 now - its been keeping my mind off stuff!
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    edited 24 March 2014 at 4:51PM
    Hi <waves>

    Comedy show was great - so funny! Forgot all my troubles for a couple of hours.

    On the MFW front I have now opened our new instant saver account and all that should be finalised in the next few days. We have decided to move the whole of the joint account funds and see what we can do to close the other - (though it doesn't seem very easy to do!)

    Few 50ps gone in the penguin and some £'s in the owl for savings stamps (will be getting that up to date this month!)

    Sorted our my premium bonds I wanted too.

    Busy times - trying to get a bid completed for our charity and organising fundraising etc... for the coming months.

    Trying to get myself and my home sorted too as I've let it slide for a couple of weeks and there are alot of piles of clean clothes to put away.

    HM Spag Bol and garlic bread on the menu tonight.

    Hope everyone is well.

    MCI

    PS Payday this week!
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • edinburgher
    edinburgher Posts: 13,879 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is the owl new MCI? I don't remember that one :)
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Is the owl new MCI? I don't remember that one :)

    The owl is quite new (thanks for asking) - it was one of my £1 pressies off DH for Christmas - so decided to use it for my £coins for the savings stamps. :)

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Will update soon...

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hi

    Haven't been posting as I've been pushed for time and I've felt really low. Could fall out with myself at the moment.

    I hope that things will improve now the better weather is coming and I'll be able to get up the allotment and blow some cobwebs away.

    Moneywise, nothing has happened this month so far as I am waiting for some expenses back from the charity and if I shuffle money I will leave myself short.

    Hoping to have a proper update for you soon.

    Hope everyone is well.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • edinburgher
    edinburgher Posts: 13,879 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Take care MCI, I've also got my fingers crossed for the free psychological boost that a wee bit of sunshine can provide :)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Take care MCI, I've also got my fingers crossed for the free psychological boost that a wee bit of sunshine can provide :)

    What Ed said.

    Look after yourself, MCI. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Take care MCI, I've also got my fingers crossed for the free psychological boost that a wee bit of sunshine can provide :)

    Thanks Ed - me too.
    Lois_E wrote: »
    What Ed said.

    Look after yourself, MCI. :)

    Thanks Lois

    MCI xxx
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
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