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Time to get it sorted!

1101113151669

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  • banwa
    banwa Posts: 952 Forumite
    Credit cards first if I were you. Can you get any shifted over to 0% deals?
    Debt £26k 18/10/14
  • what's the apr on the boiler loan? Have you used the snowball thing on here that will work out which one is best to pay off. I would first try like banwa suggested to get a 0% interest card and transfer the debt if you can then work on the other ones?!

    Your car is giving you as much trouble as mine is lately :( if only we didn't rely on them so much eh
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536

    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
    Total- £962.23
    Goal to pay off 1% of current mortgage in one year. £1200. (80% there)

  • It depends on the balance of your credit card as your boiler over 8 years averages £500 per year / £41.66 p/m interest. Also which one worries or bothers you the most although it makes sense to pay the highest interest first sometimes its not best for the mind ...(if I make any sense at all lol)

    Happy x
    Electric and Gas Predators 17/£700 :(
    :j:j:j October make £10 a day challenge :j:j:j
    £155/£310
  • LOL @ the surveys. They are so bl**dy boring though. I sometimes *whoop* with joy when i get screened out of onw (esp the one i had last week: 45 mins survey if you qualify for 1.00 and on soft cheeses) :eek: i hate soft cheese but buy it....but lied on the survey just so i didn't have to do it oops..........kinda defeated the point of me doing them haha

    Glad you had a good day, even if an exhausting one! :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536

    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
    Total- £962.23
    Goal to pay off 1% of current mortgage in one year. £1200. (80% there)

  • Your hallway is taking as long as my living room lol ... Race you :D
    Electric and Gas Predators 17/£700 :(
    :j:j:j October make £10 a day challenge :j:j:j
    £155/£310
  • Your hallway is taking as long as my living room lol ... Race you :D


    ooooooooooooooh should we place bets :p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536

    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
    Total- £962.23
    Goal to pay off 1% of current mortgage in one year. £1200. (80% there)

  • I have done loads today I'm hoping thursday, we could have got it finished today but I threw a strop at my husbands weak attempts at helping :rotfl:
    Electric and Gas Predators 17/£700 :(
    :j:j:j October make £10 a day challenge :j:j:j
    £155/£310
  • is the hall finished yet ??? :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536

    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
    Total- £962.23
    Goal to pay off 1% of current mortgage in one year. £1200. (80% there)

  • bonnington wrote: »

    I have £1 in 1p's to pay in tomorrow. I could then pay this off NW credit card. I also owe the branch 1p as I was 1p short last time I paid a bag in. :rotfl:
    (

    I hope they don't charge you interest on that Bonnington :rotfl:
    Full LBM 26 Sept 11
  • :j:beer::j

    YAY to the hall!!!

    And wow i wish i were offered surveys that paid out 30 quid :eek: are you saving the money & vouchers for xmas ...i keep forgetting to do my surveys :o i get so bored of them :o!!

    Good luck with the kitchen now :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536

    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
    Total- £962.23
    Goal to pay off 1% of current mortgage in one year. £1200. (80% there)

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