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Time to get it sorted!

1131416181969

Comments

  • Do you ever stop Bonnington? You work so hard :):(..I don't know whether to make it a smiley or a sad face :think:. My OH does a lot, but nowhere near as much as you!

    I hope you're planning to take some time out for yourself this week, you deserve a break :).

    Been
    Full LBM 26 Sept 11
  • bonnington, I wish you would stop and sit down occasionally. Do you ever try and delegate some of these jobs to the rest of your family ? Bed making, cleaning out the animals etc ? Maybe you just like to keep very busy, I know I do and its stops me dwelling on other things, but you should sometimes stop and take stock before you wear yourself out completely !

    Glad you have a week off of work, maybe you can find the time to something nice that you would like to do rather than something you have to do ?:D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • morning Bonnington! I totally agree with Pinot & been.......so that is 3 independant reviews on you...........STOP and sit down and chill out -you've been told ;) I hope you have a good Sunday!
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • banwa
    banwa Posts: 952 Forumite
    morning Bonnington! I totally agree with Pinot & been.......so that is 3 independant reviews on you...........STOP and sit down and chill out -you've been told ;) I hope you have a good Sunday!

    Make that 4
    Debt £26k 18/10/14
  • well done on the discount with sky! ;) i would also call BT and ask them for one too :P

    I've got my sky discount so we're staying for now, and my talktalk has reduced by at least a fiver a month too so happy with that :)

    Why don't you take your grocery cash out each week. Put it in your wallet and once it has gone, it's gone. You can go to Mr T as much as you like but if you've no cash you can't spend it and you always manage to find an alternative at home to what you needed (well i have so far lol) ....stick your cards in tupperware filled with water and stick in the freezer....you'll have to wait a few hours at least to get the card out before spending it.......by then you should have changed your mind lol

    Have a good weekend!
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Sounds like you weekend well ! Great news on the Pet Insurance and the cash back, isn't it a shame it takes 3 months to actually receive it, but I suppose it will give you something to look forward to.

    Loving DFW's idea of freezing your cards, I just chopped mine into tiny pieces, but the frozen card idea made me laugh !:rotfl: I take my grocery budget out in cash, it certainly makes me think carefully about what I spend as Im terrified I will get to the check out and not have enough money to pay and no back up cards !

    Looking forward to your updated signature x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • banwa
    banwa Posts: 952 Forumite
    I'm pleased you had a day off Bonnington, now just try and have one or two more:D
    Debt £26k 18/10/14
  • You're doing really well on the vouchers Bonnington - that's great that you were able to get a pair of trousers effectively FOC :).

    Hope you manage to sort something out with your bank; what a pain that they can't seem to offer anything better.

    Good luck ;)

    Been
    Full LBM 26 Sept 11
  • hey bonnington just popping by to catch up :) have you got anything planned for your days off?

    can you not change banks completely if they won't offer you a better deal. And once the santander is closed you can treat that as a proper debt? what a pain the offer you wanted had just finished :( !!
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • banwa
    banwa Posts: 952 Forumite
    Hi Bonnington,

    Is the starting debt amount correct? Is it going down or going up?
    Debt £26k 18/10/14
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