Barclays Bank (merged)

natweststaffmember

ScrybSprite wrote: »

Yes... The details for one of the accounts go back to 2002, the other for 2004.
Just phoned up again, and the advisor said he's not able to help me over the phone because the accounts are closed, and I need to go to my local branch. I'll try to pop down tomorrow if I get up in time. If this is going to take much longer though, I'll probably just put in a claim for the total amount (plus interest) they've shown me on the statement. £3000 would come in quite handy right now...

providing both accounts were open in 2001 then it should go back to that point, if they say they can't do that then it is a breach of the FSA Waiver on Bank Charges point 13.5.
If they do say that ask for it in writing and then once you have it, email: centralwaiverteam@fsa.gov.uk
This is specifically to complain that Barclays have breached the FSA Waiver and you have proof. I would write to them(Barclays) once more telling them that they need to comply with 13.5 on the FSA Waiver on Bank Charges and Data Retention.

gizmo1409

Hi all

sorry just a quick question, has i have not read all the threads, for those that have claimed, and got some back..

do you still have your account with barclays?


gizmo

wherediditallgothen

I'm just about to start the process of reclaiming charges, and would like to know how Barclays have been with you since reclaiming. Basically is it worth me opening another account somewhere else just in case if they get shirty?

natweststaffmember

wherediditallgothen wrote: »

I'm just about to start the process of reclaiming charges, and would like to know how Barclays have been with you since reclaiming. Basically is it worth me opening another account somewhere else just in case if they get shirty?

They shouldn't do but if they do then re post and I can offer some advice.

natweststaffmember

wherediditallgothen wrote: »

I'm just about to start the process of reclaiming charges, and would like to know how Barclays have been with you since reclaiming. Basically is it worth me opening another account somewhere else just in case if they get shirty?

They shouldn't do but if they do then re post and I can offer some advice.

geoff1057

Have just added up my nieces bank charges ,about £5500 ,without interest. and noticed an account fee of £7.50 pm ,on asking her about this ,she said that because she had an overdraft she had to have this additons account,????. after a couple of years she questioned this fee and cancelled it...... can she reclaim these payments back.?? this fee goes back longer than her 6 yrs charges , should they tell her when she started and finished paying this fee if she requested the info. and can she still reclaim this even though its been longer than 6 yrs

geoff1057

natweststaffmember wrote: »

Can I clarify how far back the statements went back to?

I am asking because if you say 6 years then that phone calls needs to be made AGAIN since the 6 year clock stopped on 27th July 2007 so the statements should be from July 2001 to present.

date on neices first statement from Barclays is JAN 2003, so can she request list of charges from 2001, and claim from then until present, being 8yrs

natweststaffmember

geoff1057 wrote: »

date on neices first statement from Barclays is JAN 2003, so can she request list of charges from 2001, and claim from then until present, being 8yrs

If her account was open as far back as 2003 then yes. Can I clarify if it was an old Woolwich account?

geordielass71_2

Hi can someone please help i recieved a loan statement from barclays bank stating that the ppi i was paying is 5000 plus on top of the loan plus interest .(which i didnt know the total cost of this ppi when i took it out) i only realised when i got the loan statement otherwise i wouldnt have took the ppi had i known. i went to the bank today and they said i could only sort it by doing a reloan which i dont want do i have a claim against the bank for misselling the ppi?? i have had loans with barclays since leaving school (im 38 now!)and never have i been told the full costs up front or that i cud go somewhere cheaper. please can some1 help

thanx

natweststaffmember

geordielass71 wrote: »

Hi can someone please help i recieved a loan statement from barclays bank stating that the ppi i was paying is 5000 plus on top of the loan plus interest .(which i didnt know the total cost of this ppi when i took it out) i only realised when i got the loan statement otherwise i wouldnt have took the ppi had i known. i went to the bank today and they said i could only sort it by doing a reloan which i dont want do i have a claim against the bank for misselling the ppi?? i have had loans with barclays since leaving school (im 38 now!)and never have i been told the full costs up front or that i cud go somewhere cheaper. please can some1 help

thanx

If you repost this on the PPI forum someone will answer the question for you and explain the process you need to follow to sort this out.