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All the small things - tell me what you have done to be MF today

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  • linz
    linz Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Today I have -

    * done daily clicks and surveys
    * packed lunch for dinner, food from fridge for tea
    * received Grand National winnings :D and £25.25 from Pureprofile surveys in bank
    * Deposited first months savings into 8% First Direct regular savings account
    * Thinking of opening the Halifax Websaver Reward account aswell as i'd get a 0.2% bonus for having a reward current account making 3% plus the account offers unlimited withdrawls incase I need any one month. Will probably do this later tonight.
    #39 - Save £12k in 2025
  • summerday
    summerday Posts: 1,351 Forumite
    Today I have been good by:

    -Washed 1 load of clothes inc bedding and dried on line to avoid energy gobbling monster (AKA tumble dryer)
    -Had a friend over, I got 8 granary rolls for £1.20 and 6 pieces of chocolate crunch also £1.20-bargain! So was a cheap lunch instead of eating out.
    -Changed our hotel booking for a trip next month, saved £30 on same grade hotel, Also via Quidco so £22 due back.
    -Picked up 2 free reserved library books
    -Changed money into euros for Paris trip- hopefully now have at least as much as we'll need to avoid charges of using ATMs over there.
    -Dinner in oven instead of takeaway.

    Splurges:

    -I spotted a range of bird food and feeders in the local greengrocers/pet food shop. They were all so cheap! I have a bit of an obsession at the mo with attracting birds into the garden and already have several feeders but couldn't resist buying a peanut feeder for £1.30 and a bag of peanuts for 80p. I couldn't belive how low all the feeder prices were compared to supermarkets etc and wish I'd got my others from there! DH jokes that the garden birds have a more varied and gourmet diet than we do lol!

    Hope you've all had a good day. I love reading all your savings on this thread as so many of them are do-able little things that I can manage too, hope they keep coming!
    Yesterday is today's memories, tomorrow is today's dreams :)
  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    linz wrote: »
    * Thinking of opening the Halifax Websaver Reward account aswell as i'd get a 0.2% bonus for having a reward current account making 3% plus the account offers unlimited withdrawls incase I need any one month. Will probably do this later tonight.

    I have one of those. It's meant to be instant access but mine seems to be 48 hr (even though I'm transferring to Halifax CA). Perhaps mine was set up incorrectly? Never investigated as it's not a big deal for me but if this is the way they run the account then waiting 48 hours for some people could be an issue.
  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    Today I ..


    * Washed 3 loads and got them out on the line
    * Made HM cheese and onion pie
    * Baked a cake
    * Bought a house :j:j...ok not money saving but I did save £300 by not going with the solicitors that the EA's recommended.:D
    * Got to my 3rd £15 voucher on tolunnnna - 3 in 2 months.
    * Waited as long as I possibly can to have my roots done at hairdressers, enoughs enough now and I'm booked in for next week..taking wage slip to get local goverment workers 10% off.
    I can't be bothered updating this anymore
  • katsu
    katsu Posts: 5,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Today I:

    * banked a cravendale code
    * bought cheapest items for fancy dress party (thought what can we make costume for cheapest from what we already have)
    * drove home shortest route
    * made up amazon parcel
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hi

    Haven't been on for a few days as been busy at the weekend and haven't had the internet at work for two days (how inconsiderate)!!!!

    So, today I have:

    * Pack ups for lunch
    * Dinner from mealplan
    * Working hard on bring down the cost of the buffet we doing on Saturday so we get more earnings out of it (saved £2 today and will save another £1.21 tomorrow when I pick up a couple more things).
    * Only just switched lights on downstairs (8.05pm) so I could update here
    * Laptop is working off battery power at the moment.
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • newgirly
    newgirly Posts: 9,354 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Ahem, I did'nt have anything in for dh for dinner, so I scoured the freezer and found some left over turkey from mums xmas dinner, I slung it in the sc with some frozen peas a bendy carrot and an elderly onion and voila he had "chicken" stew for dinner.
    Please note this was for my dh only and not my kids :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • Not a lot today
    • rounded up the £2.98 in ebay sales and paid £5 off the mortgage
    • Have organised to collect two spare car seats from gumtree for £15.00.......these are for childminder when i go back to work so that she can collect DD from school.
    • Have been checking out ebay and researching how much broken laptops sell for....cant believe how much some of them sell for. Will put my old broken laptop and digital camera on ebay on next free listing weekend
    • Made a huge pot of carrot and parsnips...mashed them together and split them into loads of plastic containers for the freezer. This will help keep me organised and help us get our 5 a day :D
    • Went to library and have reserved a copy of annabel karmels book instead of buyin it. Also checked out her website....thanks for that tip IB :D
    • MIL took DD into town and bought her new shoes and trousers.........saving a few pounds from our clothes budget :j
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    newgirly wrote: »
    Ahem, I did'nt have anything in for dh for dinner, so I scoured the freezer and found some left over turkey from mums xmas dinner, I slung it in the sc with some frozen peas a bendy carrot and an elderly onion and voila he had "chicken" stew for dinner.
    Please note this was for my dh only and not my kids :rotfl:

    Lol - i just read your post out to my DH - we eat like that all the time. I got some of the christmas turkey out for sarnies over the weekend. :D Waste not want not.

    Anyways, thought i would pop in as i can't remember if i posted yesterday.

    Today has been pretty good.
    • Ipsos - 75 points. Also got entered into their VIP draw for answering all the surveys they sent me this quarter.
    • survey network - 75p, should take me over the £20 payout threshold when it validates
    • op - about 30p, not going quite so good, though i am about to lap hubby
    • Yougov - 50pts/now £31.50
    • GTM - 50 points/now 200
    • wrote 2 x DY reviews for 60p each, so i am already over £8 again there. Also had another 2 60p reviews validated, but might write one on Thursday night before we go away and write the other on Sunday or Monday. Hopefully all my rates will pay back.
    • played bingo - didn't win
    Just caught the news too. They are predicting BOE interest rate won't go up till at least November now as food prices dropped lowering inflation. I was thinking to myself, which shop? I find food is actually getting more expensive. Unless its Mr T dropping prices to stop people getting cash from DTD. In that case, they can keep going for me and keep our rates low. :rotfl:
  • Just caught the news too. They are predicting BOE interest rate won't go up till at least November now as food prices dropped lowering inflation.

    Fabulous news isn't it?! I was wrapped when I read that on the train this morning. If that rate stays down for another few months I'll keep hacking away at my tracker total. I'm hopeing to be able to see a difference in my interest vs pricipal totals now that I've chopped another large chunk off. It hasn't been that noticable so far, but I guess I did pay of £3k before I started getting the interest charges so it might not be as obvious. Either way, Good News.
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
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