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All the small things - tell me what you have done to be MF today
Comments
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From me:
Continued to write my menu plan, I'm doing July's alreadyIt's saving us lots of money so far and making me use food wisely. It looks like we have nothing in, but we must have as I don't need to buy much.
Made a birthday cake for one of my children!
The car needs 2 back tyres, we've shopped around and managed to get them for £12 less then the garage has quoted, they are still over £400 though for 2. Ouch!!
Added oats to tonights shepards pie and s-t-r-etched the mince out. No one noticed.
Completed a PC survey
Sold 2 items on Ebay, 1 I bought for £35, used it for 7 months and I've sold for £60I can't be bothered updating this anymore0 -
Just back from the shops where we were buying stuff for DD's forthcoming trip. Our MSE activities included
- buying toiletries in Homebargains and saving loads instead of heading straight for Boots
- using Boots points to "buy" single-use bogof cameras
- bought a Daily Record for the £5 off Aldi voucher for next week's shopping
- got several deals and yellow stickered things in Sainsburys and remembered to use a £2.64 off voucher. Plus got nectar point of course.
All these little things are definitely adding up
I am now sitting in my nightie (it's roasting here!) and eating my 100% yellow sticker dinner - baguette, egg mayo and a sharon fruitIt is a MSE-style dinner to celebrate something special...I have just paid off my credit card and am now kind of debt free (if you don't count the deferred student loan and the mortgage) Hurrah! :j
I was reading yesterday on the credit card board, that sometimes if you threaten to close your zero balance Barclaycard, they offer you bribes to change your mind. £20 or £50 credits. Bit of a lottery if you get offered, but I might try it.0 -
Well done on the debt-free status cod3
For me - have been eating out/takeawaying a lot this week so trying to pull it back a bit!! Have dinner for tonight defrosted and taking leftovers in for lunch at work! Shall do a meal plan over the weekend - reckon we could eat for a month if we need to with very minimal shopping!!
This week so far!
£25 expenses claimed!
Another claim to go in today for around £20
£7.65 from amazon sale
2 magazine free gifts which I am contemplating sticking on ebay ... will get past my irrational fear of ebay at some point!
Cheap-ish weekend coming up!0 -
Last day of the month and I have itchy fingers but not a lot of spare money. Just "tidied" my random overpayments spreadsheet by overpaying £2.09. The bank will love me! Total OPs for May = nice tidy £180 (my record to date)0
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Spent @£3 on baby toys at bootfair today that would have cost at least £20 new. Getting a bit addicted. Also nan bought plants for ghe garden- bargain day out!
Dinner from freezer and cupboards. Trying to clear out stores and restock using the aldi vouchers- I've found about a week's worth of food we didnt know we had so shcould be a cheap few days xCredit cards: April 2009-£1800, 1 March 2010-£0 :j
Car: June 2009-£500, March 2010-£200 September 2010-£0
Mortgage-October 2009-£134, 290.64. February 2010=£133,854. January 2011-£131, 718.740 -
achievements for yesterday/today
*dinner and 2 x packed lunches from freezer/cupboard stores...
*xmas pressies planned out of sale gift/free gifts (not all of them just a couple!)
*meal plan done to take us up till end of june
*used up a load of change 1ps/2ps on some shopping I needed in the self service till (don't worry there wasn't a queue of angry people behind me , even I would have been scared doing it then!)
that's all for now!0 -
Swings and roundabouts today...
- got £5 reward from Halifax
- DS flew off his bike and smashed his lovely watchMy boy is ok thank goodness. The watch repair/replacement will affect this month's overpayment a lot.
Hope you are all enjoying pegging out in this lovely sunshine0 -
tidesendtown- congratulations on your first overpayment. It's addictive.
I'm making a dinner from stuff we had in the freezer we didn't know we had-lemon chicken with sweet potato wedges and salad also came home for lunch so no expensive boots lunch for me. Wish I had something more exciting to say!!Credit cards: April 2009-£1800, 1 March 2010-£0 :j
Car: June 2009-£500, March 2010-£200 September 2010-£0
Mortgage-October 2009-£134, 290.64. February 2010=£133,854. January 2011-£131, 718.740 -
oo plus I have a quite a few watchers and a bid on the clothes I put on ebay-yay!Credit cards: April 2009-£1800, 1 March 2010-£0 :j
Car: June 2009-£500, March 2010-£200 September 2010-£0
Mortgage-October 2009-£134, 290.64. February 2010=£133,854. January 2011-£131, 718.740 -
Cutting back while still having a life is something I think I've done ok with.
1: got rid of sky and got a freeview box that can record
2: takeout only once a week
3: gave myself a monthly spending limit and stuck to it
4: made my lunch for work
5: made sure I stuck to the budget and updated it when needed
6: shopped around for a better phone dealStarting mortgage 08 was 118K. Paid 18k deposit
Saved 10k and paid off mrg in July 2013 ( 1st OP)
Remortgaged Aug 13 to an offset. Balance 75K
20K saved in offset account :j
Save 12k challenge 2014. Member 146. £4808/12k
Aim to be MF 2016 at age 33 :j0
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