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All the small things - tell me what you have done to be MF today
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Hi Thrifty, small things are what help give us all foundation steps towards being MF - you keep on goingDebt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0
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trimmed my weekly grocery spend from 130 to 85, cook from scratch, stopped using my dryer, pass clothes down from one child to another, take picnics for days out. xJan 2015 GC £267/£260
Feb 2015 GC /£2600 -
Things I did today:
- Spent cash only at Lidl (avoiding big supermarket) and stuck to list.#
- All meals from stores.
- Listed items on ebay FLW
- Turned off lights when not in room.
2024 - happy, healthy, quality over quantity, buy nothing new (and 2nd hand only if NEEDED), mindful spending, nurturing myself and family, living for now.
Mortgage @ 31/12/23 £248k - too high, interest rate gone up - want this down asap!
Debt @ 31/12/23 £16k - no interest - will clear over 5 years hopefully.
Emergency savings £4k - been ransacked over last year - needs attention :-(0 -
This weekend;
We made a raised bed for the garden using wood from the timber yard, cheaper than diy shops and made to measure. Free veg seeds from someone at work
Top up shop at Aldi, should keep us going for 2 weeks, by which time hopefully the Daily Mirror will have another £5 voucher
Received a letter from Amex kindly telling me that theyre introducing a £25 yearly fee on my Nectar credit card so I rang and switched to a fee free one (so I can keep it spare for foursquare offers) and am going to apply for a n Amazon Credit Card as points can be redeemed for vouchers. (Am hoping to but OH a tablet next Xmas using Amazon vouchers.)
Meal out on Friday using a Groupon voucher, £18 total for 2 x starters and 2 x mains in a really nice restaurant. (We make a point of going for a nice meal, cinema, comedy night once a month as a treat.)
Halifax websaver matured, a whole £27 interest plus the balance switched to another one as the rate dropped to 0.1.
Extra £20 lying in current account so OP'd.
£2 coin from Aldi change into terramundi which is almost full, cant wait to smash it open. I reckon theres at least £750 in it, all £2 coins
Bought some presents for birthdays/xmas in CS/Ebay to spread the cost.#39 - Save £12k in 20250 -
I did my consumer pulse too today and made "chips" for tea instead of hitting the chippy. Just sliced a potato thinly, sprayed it with frylight and sprinkled it with too much paprika before oven baking - was a bit powdery but soaked it in baked beans to improve the taste.Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0
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Today's small things will be:
- Washing at low temperature, drying on airers
- Dishes washed & dried by hand
- All food from stores
- Cheese grated, onions fried and both frozen ready for future homemade pizzas, quiches, etc
- Walk to the local post office
- Catch up on favourite Netflix programmes - our one luxury (used to be Freeview) aren't we decadent :rotfl:
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Hi All
Today I redeemed £5.00 Amazon Voucher from Swag Bucks,
Paid £5.00 off the Halifax Mortgage.It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise0 -
Checked Nectar account and found I had gained points worth £7.50 from booking a holiday via Expedia.0
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Saved £1 on a whoops at Sbury and dried a load of washing outside.0
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Did a focus groups last night - £70.00 Debs. vouchers
Mystery Shop booked for Monday.It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise0
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