All the small things - tell me what you have done to be MF today

curlygirl1971

cha97michelle wrote: »

checked banking/zopa etc, and worked out i owe the world about £19.5k which is over £4k less than one month ago. :j
And as for thinking back 6 years ago, we owed £70k on the mortgage then, and now it is £28k, so a few years does make a big difference.

That is a fantastic achievement. It's brilliant when you see stats like that written down. There really are some financial stars on this forum

cha97michelle

curlygirl1971 wrote: »

That is a fantastic achievement. It's brilliant when you see stats like that written down. There really are some financial stars on this forum

Ah, thanks for the encouragement.

The amount we owe on the mortgage keeps falling, it is the balance between savings and paying for stuff being done that keeps us fluctuating.

In real terms, i am only a few hundred pound better off than 3 months ago, but we have also Mot'd both cars, paid for car repairs, cleared a £360 vet bill and ordered a £2k sofa.

Seems to be working at the minute, and while the rates are on my side i am going to be continuing to work away.

newgirly

• Today I have ordered my birthday present from DH through topcashback, and earned clubcard points
• had lunch round a friends
• dinner at my mums
• made a loaf
• am currently baking myself a birthday cake for the kids to have tomorrow night
• requested £8.50 from topcashback
• had a NSD at last!

curlygirl1971

Hhm

Nothing much MFW today

*OP went out automatically

*Free lunch at work and charged my mobile there

*Didn't manage a NSD as paid for a prescription but I am going to hot foot it over to the NSD thread and beg Solventsoon's forgiveness for a 8 month absence and join up for March

*MPG went to pot as I tore around late for work and appt

*Will have to put heating on later to dry some stuff I need quickly (no TD and live on v busy road so don't like my clean clothes out there)

* But I am working out if I can make the OP from next months budget this month (ie. due to spending on CC the CA 'float' may just well support a very early OP). The magic of spreadsheet accounting will present the answer to me....

* Have today worked out what I'm going to be eating for the rest of the month and due to eating at mum's :cool:, eating at BF's :cool: I can feed myself from the freezer apart from fruit, milk and a couple of other small bits - won't need to spend much.

It's a bit concerning how other people's MFW 'Small Things' are about actually doing something (ie cooking, making, baking, earning) and mine are about avoiding

*Jellie*

*went to work!
*NSD
*worked out interest we're saving having money offset and looked at projected MFDs to keep me motivated
*realised I'm lucky to get free lunch at work. I usually have to grab sandwiches and some salad but it saves a lot!

This thread is really useful. I'm going to keep an eye on mpg on way too and from work and see if I can improve it any more as petrol is such a big cost!

linz

Today I have -

- Made my monthly OP
- Moved money around to get the Halifax £5 reward and Lloyds vantage interest
- Took own lunch to work
- Tea from leftovers
- Enough food in to last me til early next week so not going food shopping til then
- Topped up phone (I class this as moneysaving as I have moved from contract to PAYG and now costs less per month plus can keep an eye on what i'm spending texting and calling)
- Made flapjack to go in work lunches rather than buying biscuits/small choc bars

wantabetterlife

Hi everyone, today i have.......

• Had a NSD :j
• Received an email from manufacturer to say they are replacing my faulty kettle
• Contacted boots about 500 points that were not added to my advantage card.....they are going to post them to me.....this will leave me with about £46 worth of points
• Heating off all day
• Made HM pizza for dinner

mummalove

My small things today:

1. Toluna - 2 x surveys totalling 4,800 points. But zip on onepoll, depsite looking on there a lot today
2. Ordered a £10 Mr T voucher from VO for accumulated credits
3. DH brought home another M & S chicken salad, fresh fruit and a bottle of freshly squeezed orange juice...all courtesy of his free lunch allowance at his work again. Plus all healthy, great for the diet

rlc22

Not a lot from me today:

• 20p on Onepoll
• DH liftshared with a colleague so saved a lot of petrol (they're doing it again tomorrow - good as it's a 60 mile round trip)
• Not strictly from today, but reviewed my first non-baby item on Dooyoo yesterday - was very pleased with myself for thinking about something other than toys and pushchairs.
• Off to have a nose around Toluna and rate some reviews on Dooyoo now.

Have a good evening everyone

cha97michelle

Would be doing more money saving but dooyoo and toluna are both not working for me tonight so i might be forced to take a night off. I was feeling really motivated too knowing how much DH needs out of savings for his car. Pants.

I dunno, do they not realise we have mortgages to pay off?

I guess i could tackle the ironing instead, or maybe read my book.