All the small things - tell me what you have done to be MF today

curlygirl1971

What currency do you need Electric? If its USD by any chance then good rates should be available at moment as its recently improved (from about 1.54 to 1.60 which means that for every $1000 you buy its currently around £24 cheaper than it was - these are bank rates BTW rather than buying rates!)

In any case Martin has a good currency buying guide which should help you find out where the best place to buy is. It's still all of a bit of a gamble though because you never really know whether rates are going to improve or get worse from one day to the next.

We always shop around for our currency - last time we used Thomas Cook who gave the best online rate on that day and they honoured their online rate in store when we asked the manager (armed with a printed list of rates offered by their competitors).

However we no longer get a lot of currency out as we both have Halifax Clarity Cards and these offer excellent conversion rates for purchase tranasactions. (As well as £5.00 per month reward for CA customers)

usa1

So far today;

Booked a Mystery shop for Saturday.
Done a few surveys.

themadvix

• Claimed a £5 amazon voucher from Survey co.
• Scanned shopping
• 40p on onepoll
• Only need 5 more spud shillings to get my first £20 voucher
• Couple of other surveys and swagbucks clicks

That's all! Have a great weekend everyone!:beer:

electric_comperella

curlygirl1971 wrote: »

What currency do you need Electric? If its USD by any chance then good rates should be available at moment as its recently improved (from about 1.54 to 1.60 which means that for every $1000 you buy its currently around £24 cheaper than it was - these are bank rates BTW rather than buying rates!)

In any case Martin has a good currency buying guide which should help you find out where the best place to buy is. It's still all of a bit of a gamble though because you never really know whether rates are going to improve or get worse from one day to the next.

We always shop around for our currency - last time we used Thomas Cook who gave the best online rate on that day and they honoured their online rate in store when we asked the manager (armed with a printed list of rates offered by their competitors).

However we no longer get a lot of currency out as we both have Halifax Clarity Cards and these offer excellent conversion rates for purchase tranasactions. (As well as £5.00 per month reward for CA customers)

I have the clarity card too need euros for small spends (little places that mightn't take the cc)

I've used martins currency checker thing before - was intrigued by the idea of advanced purchase offer thingy that katsu mentioned

gallygirl

electric_comperella wrote: »

I have the clarity card too need euros for small spends (little places that mightn't take the cc)

I've used martins currency checker thing before - was intrigued by the idea of advanced purchase offer thingy that katsu mentioned

I think all the prepaid cards charge you yo load money? I use my clarity card to withdraw euros (a CREDIT CARD to withdraw CASH :eek::eek::eek::eek:) - no charge and a minimal amount of interest charged, plus you can draw it out when you need it rather than end up with a load in your purse/on a card. Once you get over the initial trauma it's great.

You could arrange a payment on your card while you're away to avoid some interest - but you can't go into credit on it (dk what they actually do if you go into credit). I was charged less than £3 interest on £700 so not really worth it. Plus I got my £5, so they actually paid me £2 to withdraw it .

I haven't posted on here for a while & it's a bit early to be saving money, but just off to find cheap breakdown cover .

mirry

my efforts this past week ......

made homemade pizza's (worked out 50p per large pizza)
made cakes
cooked all dinners from scratch
picked up lots of whoopsies and used coupons on shopping trips
repaired ripped clothing (daughters jeans) (hubbys top)
dried clothes on clothes horse
cut hubby hair

and best of all , paid £3,500
off the mortgage :j.
Our new payment will be £72 a month , cant believe it , I used to dream about this moment. Keep going everyone :T.

wantabetterlife

Oh Mirry...that is fab progress...£72 a month WOW...i dream of this too

pink_poppy

Me too, well done Mirry

Our monthly mortgage payments reduce by £73 as of tomorrow (end of fixed rate), unfortunately they're still going to be in the £600's for some time to come!! _pale_

Shineyhappy

Today I have/will:

Completed my telecoms survey and shopping on CP £3 nearer to next voucher
Do my spud shilling clicks
Make lots of parsnip soup from 2 10p of past it looking ones
Working from home so no petrol and minimise gas/electric used
No heating on today as will use log burner
Check OnePoll
Do £1 Panelbase survey
Check MSE for freebies/coupons
Check banking and spreadsheets

shala_moo

Mirry congrats :T

This week i have

- £10 off Ipsos
- £10 off valued opinion
- £12.50 vouchers for cat food and dog food
- £4 voucher for icecream
- charging my mobile at work
- got a printable coupon for free bread
- caught up with surveys
- went to the new John Lewis at Home dept store near us and spent £0 :j(i wanted to spend hundreds!)
- Sister came to stay and we didn't go out to eat - usually this costs a fortune but we just made food at home instead