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All the small things - tell me what you have done to be MF today
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We have shaved so much off everything there is little else to be done. Although we have managed to get rid of one car as my job has changed so I can get the train to work (which work pay for). All I have to do is cycle to the station, only three miles but it's up a flippin massive hill. Week one done though so really happy with the savings (saves us £100 a month) and the effect it appears to behaving on my legs!!0
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Not strictly money saving, but..
a) I bought a load of pepper and chilli seeds (for next year), which will mean we have loads of peppers in a years time. Yum!
b) Had a money off voucher for birthday to go to the theatre- which we spent today, booking tickets for a few weeks time. Cost us, but the voucher made a big difference - it's a bit of a treat - that's how we're viewing it.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
baby steps for me at the moment!
1)avoided MrT today by popping to local shop for milk- came out with milk only (plus some sweets for mrtyo!) but not a whole big shop as I would have in a supermarket!
2)boiling up some bottom of the fridge veg to freeze before it goes off
3)book to list on amazon later
4)cash cards out of wallet so cant spend money I dont have till payday!
chamichelle - am constantly amazed at how much you manage! not surprised there is not much left to cut!
om - -theatre sounds fab! went a few weeks ago and it was such a treat0 -
Yesterday I:
* walked to meet friends at the pub - even though it rained lightly - to save driving as it was only around a mile away.
* got new library books and renewed current ones - lots of lovely free reading
* bought DH an M&S lovely condition work shirt in a CS for £3 - nice and warm for the winterDebt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0 -
- Have spent most of today batch cooking dinners for DS to take to the childminder and also made a saucepan of pear and apple puree for his desserts :j
- Used sainsburys brand match vouchers in tesco and saved £11
- We are watching xfactor tonite instead of getting a DVD
- Have swapped my branded alcop type drink that i buy in the supermarket for an own brand one at £1.89 for a big bottle instead of £3.50
Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,0000 -
Back from hols and been paid since i went. It's 11th of the month and I've hardly spend anything yet apart from bills, just a few things from Mr S to get me through the week.
£8.71 became payable from TCB whilst away, plus £9.83 from Quanti, £2.70 from Cashinbag and £2.66 from Ecasher. Withdrew all into bank today. £10.25 from Panelbase has also appeared in bank too.
Done any remaining surveys in email inbox.
Early night ready for work tomorrow - bbooooooo!#39 - Save £12k in 20250 -
Recently I have:
- submitted shop&scan, so £1.10 there
- sold a radio on ebay for £41!!:j (it was 8 years old so had no idea it would fetch that much!)
- Abandoned an idea I had for favours at my wedding which would have cost more than the alternative (which isn't "no favours", just making them more simple to do)
- bought three corn-on-the-cob for £1 at a farm shop - I love corn and bargains! Also bought apples for apple crumble, and they were a bargain too
- Have a mystery shop to do today too.
- ETA: Just finished a GFK Media Usage Survey to qualify for my £5!
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
So far:
Got hair cut by ex Tony & Guy hairdresser for who came to the house for only £10, not only saved salon prices but petrol too.
£10 Next Shop and Scan voucher
£10 Waterstones vouchers as a present to my mums friend who helps me out childcare from time to time, she wont take cash, but I know she likes her books and will take a voucher.
Moc £1 for an Asda shop.
Set up £100 a month standing order as an overpayment on the BTL.It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise0 -
today I have:
- took packed lunches to work and prepared them for tomorrow
- had a NSD
- Onepoll surveys0 -
Not so good day yesterday. Just ordered free delivery on Approved foods.It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise0
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