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All the small things - tell me what you have done to be MF today

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Comments

  • usa1
    usa1 Posts: 538 Forumite
    Listed 4 items on eBay
    Went blackberry picking with the kids.
    Cashed out Vivatic x2 £9.80
    Walked to work
    Done Food Diary - £15.00 in L2S Vouchers on its way
    Cashed out £10.00 Amazon eVoucher for garden bits..
    £1.00 Populus survey
    Line dried all washing.
    It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise
  • Giraff
    Giraff Posts: 44 Forumite
    Fixed Gas and Electric price
    Downgraded mobile tariff
    paid car tax for the whole year (saving £35!)
    Transferred paypal money into bank.
    2010 Mortgage OP total £875
    2011 Mortgage OP total £1985
  • Today I have:
    -posted some books I sold on amazon
    -done some onepoll surveys
    -used up the final dregs from a bottle of conditioner instead of chucking it!
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • fkerr
    fkerr Posts: 18 Forumite
    Part of the Furniture First Post Combo Breaker
    Is this all this scrimping and svaing really worth the effort of reducing your mortgage term, life is too short to be worrying about saving a few pennises and pounds here and there.
    Mortgage - £100,000, Now £98,844
    Penison - £12,900 (Fund Value)
    Savings - 0/£50,000
  • usa1
    usa1 Posts: 538 Forumite
    Just some Onepolls
    A 50p MoC for a Daily mail
    It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise
  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    fkerr wrote: »
    Is this all this scrimping and svaing really worth the effort of reducing your mortgage term, life is too short to be worrying about saving a few pennises and pounds here and there.

    Obviously to those who do it, there is a point, which is painless ways to save a bob or two to get rid of what is basically debt. This is just a place for people who do think it is worth doing to share their thoughts on the matter.

    If you want proof it works, I pay several thousand pounds off my mortgage through doing just this. Other members on other boards use it to pay off credit card debts or to pay for christmas presents without it costing them real money. Each to their own and all that.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    fkerr wrote: »
    Is this all this scrimping and svaing really worth the effort of reducing your mortgage term, life is too short to be worrying about saving a few pennises and pounds here and there.

    A valid point, but on the other hand, life's too short to be paying a mortgage when you don't have to :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • linz
    linz Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    - Withdrew £5.28 which was in my paypal from ecasher/cashinbag and £1.27 from TCB
    - Few Onepolls (£11.55)
    - Portion of HM soup and whoopsied bread from freezer for tea. Running freezer down as off on hols on Monday so won't have to go food shopping til I get back.
    - Took out half price roast chicken to defrost for tomorrow/thurs/fri (prob roast dinner tomorrow, chicken curry Thurs & chicken teriyaki on Friday with the rest making a big batch of stew probably)
    - Bought some stuff on MandM Direct (not MSE but the £10 off code that I got from the Discount Codes board is :D plus one item is going to be put away for an Xmas pressie)
    #39 - Save £12k in 2025
  • Lilium
    Lilium Posts: 184 Forumite
    100 Posts Xmas Saver!
    - NSD
    - Visited grandma and she gave us some tomatoes and beans
    - Did meal plan and ordered shopping for next week, stuck to budget
    • Did an app food order to take advantage of a free delivery code and to get it delivered before the kids go back to school
    • a £1 survey on viva
    • wrote a 60p and a 10p review on DY.
    other than that, tidied the house and not a lot else today.
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