MSE News: Benefits shake-up to introduce Universal Credits

This is the discussion thread for the following MSE News Story:

"The Government has pledged the biggest overhaul of welfare in 60 years, saying 2.7m households will better off ..."
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Comments

  • Kyresa
    Kyresa Posts: 1,534 Forumite
    First Post First Anniversary
    "better off"

    Yeah, until you read the fine print probably!

    "anyone over 90 with a child under 2 qualifies " or something like that most likely!
  • DLA is to be abolished and replaced by a new form of Personal Payments...My DLA award was 'indefinite' because the decision-maker (eventually) agreed that my condition is unlikely to ever improve. I wonder if all claimants in my situation will automatically be passed for the new payments? Somehow I doubt it. It looks like another opportunity for the government to move the goalposts and take money away from those who need it most.
  • Russe11
    Russe11 Posts: 1,198 Forumite
    an increase of 3.13% for Jobseekers, so thats actually a decrease in real terms?
  • calleyw
    calleyw Posts: 9,822 Forumite
    Name Dropper First Anniversary First Post I've been Money Tipped!
    Russe11 wrote: »
    an increase of 3.13% for Jobseekers, so thats actually a decrease in real terms?


    Lucky you. After 2 and half years I have had a 2.5% wage rise which is a whole 18p a hour.

    But life goes on.

    Yours

    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • scootw1
    scootw1 Posts: 2,165 Forumite
    Russe11 wrote: »
    an increase of 3.13% for Jobseekers, so thats actually a decrease in real terms?
    Public sector are on pay freeze for two years over £21000
  • Percy1983
    Percy1983 Posts: 5,244 Forumite
    First Post First Anniversary Combo Breaker
    "Our reforms will end the absurdity of a system where people too often get rewarded for doing the wrong thing, and those who strive to do the best by their families get penalised."

    Thank goodness sense has been seen!
    Have my first business premises (+4th business) 01/11/2017
    Quit day job to run 3 businesses 08/02/2017
    Started third business 25/06/2016
    Son born 13/09/2015
    Started a second business 03/08/2013
    Officially the owner of my own business since 13/01/2012
  • Tigsteroonie
    Tigsteroonie Posts: 24,954 Forumite
    Name Dropper First Anniversary First Post Photogenic
    Better off? Debatable.

    I've just worked out that we are currently £35/week better off with me working than staying at home with Marley & the littl'un. I have to spend £15/wk of that on travel and lunch (bring my own).

    So I am getting out of bed for £4 every day. The way I felt this morning, I could happily have sacrified today's £4 for the chance of sleeping a little longer.
    :heartpuls Mrs Marleyboy :heartpuls

    MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remote

    :) Proud Parents to an Aut-some son :)
  • Sixer
    Sixer Posts: 1,087 Forumite
    Document about Personal Payments (they feel regular reassessments are a good thing):

    https://www.dwp.gov.uk/docs/dla-reform-wr2011-ia.pdf

    Universal Credits:

    https://www.dwp.gov.uk/docs/universal-credit-wr2011-ia.pdf

    Those who have been wondering about the capital rules coming in for tax credits - this is clearly something they've thought of and want to do - from the document:

    "[Universal Credit will apply] a capital rule to child elements for people with capital of more than £16,000."

    "The households with lower entitlements will tend to be claimants who are in one or more of the following categories;
    • Those in receipt of a large amount of WTC;
    • Those who do not receive HB/CTB;
    • Those who have a low disregard;
    •Households with substantial amounts of capital."
  • Blobby8_2
    Blobby8_2 Posts: 2,009 Forumite
    Well I would stay in bed, why do you get up ?
  • Sixer
    Sixer Posts: 1,087 Forumite
    Better off? Debatable.

    I've just worked out that we are currently £35/week better off with me working than staying at home with Marley & the littl'un. I have to spend £15/wk of that on travel and lunch (bring my own).

    So I am getting out of bed for £4 every day. The way I felt this morning, I could happily have sacrified today's £4 for the chance of sleeping a little longer.

    I would agree that the costs of working (mostly fares/transport, but also clothes, etc) are going to make the 35p in the £1 retainment rate look singularly unattractive.
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