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NatWest (merged)

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Comments

  • Paulxo
    Paulxo Posts: 454 Forumite
    See last entry on p.34

    don't worry!
    Claiming against Nationwide £2500
    Others to come!
  • Ajax18 wrote:
    Bank: NatWest
    Amount claimed: 237,00
    Amount refunded: 237,00

    It went to the first stage of the Online Money Claim order. NatWest paid up within a month of my initial letter sent to the bank...

    where can i find this online money claim order?
    i'm also at nat west
    did you change banks before you sent the letter?
    thanks p smith
  • Rex_Mundi
    Rex_Mundi Posts: 6,312 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Paulxo wrote:
    Well....I can't say any more now because I've signed a confidentiality agreement. (do I need to explain why?)

    They tried that with me. I refused point blank to accept any conditions. The full offer without conditions followed.
    How many surrealists does it take to change a lightbulb?
    ...
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    Fish
  • Rex_Mundi
    Rex_Mundi Posts: 6,312 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Jingles wrote:
    Nickmack, Could I just confirm your statement that if I take my claim to the small claims court and lose it I will not have to pay the bank's costs. I'm very nervous about the whole thing but pretty determined
    .

    Cost are very rarely awarded in the small claims track (basically only if the judge feels you shouldn't have claimed). If you follow the steps carefully, there would be no chance of you paying the banks court costs. There is a 99.9% chance the bank will settle out of court anyway.
    How many surrealists does it take to change a lightbulb?
    ...
    ...
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    Fish
  • psmith wrote:
    where can i find this online money claim order?
    i'm also at nat west
    did you change banks before you sent the letter?
    thanks p smith

    MoneyClaim online is the last stage in reclaiming charges so you need to read Martin's article and follow the steps and once you need to use MoneyClaim online the link for that website is in Martin's article.


    Step-by-step Guides: Bank Charges: Reclaim Your Cash | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details |Initial letter | Second letter | Small claims note Get Updates On Important Changes: Free Weekly Money Tip
  • has anyone won with natwest recently?
    i have read the success threads and there only appear to be a couple but not recently.
    i have just sent mt letter threatening court action for 1200ish without interest or 1400ish with.
    getting a bit worried now as noone else seems to have won.
    if this goes through i will try with capital one credit cards next.
    also i have a closed account with another bank i have no record of account number could i claim here too?
    thanks sorry if this is in the wrong place
    jane
  • GirlRacer_2
    GirlRacer_2 Posts: 3,026 Forumite
    I had success with Capital One (today in fact) asked for repayment of £220 in charges on 21st January (late payment and overlimit charges) and received a letter off them today offering me £200. I'm going to try Barclaycard next, only gor £120 worth of charges there but every little helps.

    With regards to your closed account, you could contact the bank in writing and explain that you haven't got the account number and request a list of charges off them. It's worth a go.
  • I have just sent 3rd letter so just waiting a little while to see if they reply all I had after 1st letter was from Mr higley:rolleyes:
    £7500.00 Cahoot Flexy loan 14.4%
    Egg money started balance transfer
    marks & spencer card will be £3000 on 3.9% LOB
    AIM to clear my debt by 2010
    Waiting for intel finance card 4.95% LOB
    Proud To Be Dealing With My Debts
  • Yes with natwest today sent my first letter 2 weeks ago asking for £3192 without interest and to my shock got a letter back today saying they are giving me back £3192 i can not believe it they havent closed my account ,instead they have explained everything about charges and if i continue to go overdrawn i will be charged and they would give me a basic account were i can not overdraw ,but i am chuffed ,can anyone tell me if i should pay my £1000 overdraft with this money?
    good luck
    cheryl
  • As they will more than likely pay the money into your account it will then pay off your overdraft.
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