NatWest (merged)

Nick44

mishmash wrote:

Good luck, you are a few steps ahead of me so I will be watching to see how you go, please keep us updated.

I may have missed it,but how much is your claim for? I'm not being nosey (well I am) My one is ££2956 without interest. I think I have been very bad, it seems much higher than others on the site.:eek:

I bet Mr Higleyis getting a fair bit of over time at the moment, he will be putting Martin on his Christmas card list:money:

Mish mash

I'm trying to stick the so and so's for £4532 if that's any consolation mishmash. I must have been naughtier than you! and when I get this one under my belt I'm going after:- Nat West Visa, Lloyds TSB, Blackhorse, Abbey, Egg, Nationwide, and Morgan Stanley.
I'm absolutley fed up with financial institutions helping themselves to the little dough I have.:mad:

mishmash

Nick44 wrote:

I'm trying to stick the so and so's for £4532 if that's any consolation mishmash. I must have been naughtier than you! and when I get this one under my belt I'm going after:- Nat West Visa, Lloyds TSB, Blackhorse, Abbey, Egg, Nationwide, and Morgan Stanley.
I'm absolutley fed up with financial institutions helping themselves to the little dough I have.:mad:

Thanks for that, Once I have done with this claim I intend to do it on my store cards and 2 cards that I am now repaying but defaulted on.:o

This site has been a godsend to me, as I got into a mess I just felt embarrassed I think the banks and other financial companys take advantage of you when you are most vulnerable.

Well I am determined to get myself sorted, and getting my money back from all the !!!!!! Turpins out there will be a great start.:D

We will all have to arrange to have a virtual on line party when we are rich.:beer: Mish Mash

pigginsexy

mishmash wrote:

Thanks for that, Once I have done with this claim I intend to do it on my store cards and 2 cards that I am now repaying but defaulted on.:o

If i was you, i would start the ball rolling now, you have to give 40 days for statements/copy charges etc, (well you know the process). Why wait. If you wait you risk law changes etc. Dont forget that most of the shareholders to banks are high court judges/mps etc. Do you think that they want to lose out. No of course not, so they will be looking at ways to stop this..... So do not delay and send your initial letters now, by the time you get statements through and do the first letter, the Natwest claim will (hopefully) be over.

Han

jitesh_83

Hey everyone, I need some advice.

Natwest are charging me a paid referral fee of £30. I wasn't happy so I rang them up and got into a bit of an argument.

I haven't been charged any other fees over the last 6 years as I'm usually very careful.

My question is do you think its worth me trying to get my £30 back?

Is it worth the effort and will they pay it back?

Rex_Mundi

Try phoning them again, or go into your branch, but this time don't argue (this is very important). Point out to them that you are aware this charge is unlawful, and if they wont refund this charge, you will start a proper claim for it. If it is only one charge, I'm surprised they haven't refunded it straight away as a 'gesture of goodwill'.

Amethyst24

Rex, are you still around? Sorry, but do you have any advice on my post above?

Rex_Mundi

Amethyst24 wrote:

Rex, are you still around? Sorry, but do you have any advice on my post above?

Your case has been transfered to the Mercantile Court. This is a result of the court system trying to force through cases at a higher court than small claims track. A precedent can be set at this court. So far, from what I've seen, every case transfered to the Mercantile court has been settled by the banks (they really don't want to lose a case in this court).

You need to read up about this move, and what it means for you. Go over to https://www.consumeractiongroup.co.uk (you need to register.......it's free). They have information there about claims like yours. Read as much as you can!!!

Amethyst24

Rex_Mundi wrote:

Your case has been transfered to the Mercantile Court. This is a result of the court system trying to force through cases at a higher court than small claims track. A precedent can be set at this court. So far, from what I've seen, every case transfered to the Mercantile court has been settled by the banks (they really don't want to lose a case in this court).

You need to read up about this move, and what it means for you. Go over to https://www.consumeractiongroup.co.uk (you need to register.......it's free). They have information there about claims like yours. Read as much as you can!!!

Thank you. I'm wibbling with terror, to be quite honest.

mishmash

pigginsexy wrote:

If i was you, i would start the ball rolling now, you have to give 40 days for statements/copy charges etc, (well you know the process). Why wait. If you wait you risk law changes etc. Dont forget that most of the shareholders to banks are high court judges/mps etc. Do you think that they want to lose out. No of course not, so they will be looking at ways to stop this..... So do not delay and send your initial letters now, by the time you get statements through and do the first letter, the Natwest claim will (hopefully) be over.

Han

Thanks, I know I should crack on But I am really skint til I get paid at the end of the month, I heve not even got the £10 for the statements, and I am thinking about the innitial court lay out.

I thought I would do the letters and cheques at the end of next week so thay won't come out until after pay day.

What with Cristmas ( 4 children) and I started a new job and was on emergency tax and they lost my expenses claim, my wage for Dec was down about £600 ( ouch). I have got all the addresses from a recent credit referrence agency chesck I did, There are 5 others.

Still no news from Stuart Higley!!

Paulxo

Hi folks,

Cobbett's have made me an offer.

Obviously they claim their client feels they'd win the case. However a 'gesture of goodwill' offer of half the amount i'm claiming has been given.

What do u think I should do folks?

Thanks

Paulxo