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NatWest (merged)

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  • I gave them 14 days to reply to me, and they did with this letter.
    So i should wait the 7 weeks?

    Did either of you claim from Natwest?
    I'm claiming around £4600.
  • I sent my Natwest Bank Branch in Newcastle a template letter reclaiming bank charges. I recieved the following curt response with (no salutation or sign off or name from person responsible for sending):


    With reference to your request concerning any ‘manual intervention’ to the administrative charges debited, these charges have been processed in accordance with the terms and conditions of our current agreement with you as a result of activity on your account. In the event that you breach the terms and conditions, we will take the appropriate action, contacting customers when appropriate, or handling customer enquiries regarding their account status. When a customer has raised a concern in relation to this process, the decision will be communicated to the customer and where appropriate noted on the account.fficeffice" /><O:p></O:p>
    <O:p
    Grateful for comments or advice from others??:o

    William Joseph
  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    With reference to your request concerning any ‘manual intervention’ to the administrative charges debited, these charges have been processed in accordance with the terms and conditions of our current agreement with you as a result of activity on your account.<O:p</O:p

    This sounds like they are avoiding the question.

    What you really want to know is have any of the charges you've incurred required an employee of the bank to perform any tasks in relation to consideration or processing of the task.

    You could press them about this further if you wanted and ask them to explicity declare any such actions.

    If they were to withold this information and then produce some kind of manual intervention evidence in court, the judge may not look very favourably upon their behaviour.
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Hi all
    A quick question that I hope someone can help with

    Going to send Martins claim letter for Natwest bank charges
    but who or where do i send it to :confused:

    I use internet banking do i send it to "my branch" or head office or somewhere else

    many thanks if you can help:A
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Orford
    Orford Posts: 2,199 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    DATA PROTECTION ACT
    Retail Regulatory Risk
    2nd Floor
    Cornerstone
    60 South Gyle Crescent
    Edinburgh
    EH12 9WF
    Preliminary and Letter Before Action
    Customer Service Response Unit
    The Cornerstone
    60 South Gyle Crescent
    Edinburgh
    EH12 9WF
  • Jvic28
    Jvic28 Posts: 1,596 Forumite
    I also sent copies to my branch. I was pretty persistant mind but it paid off as I got a heft refund into one accoutn and in my other I got more than I asked for. Result!

    Good Luck!

    x
    DMP Mutual Support Thread Member No 190
    17/05/08 - Total on DMP: £10025.70
    07/05/14 - Total on DMP: £1666.20 DFD: July 2017!!
    Baby Tomos born 5th June 2009 - 6lb 5oz :j
    Weight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Orford wrote: »
    Preliminary and Letter Before Action
    Customer Service Response Unit
    The Cornerstone
    60 South Gyle Crescent
    Edinburgh
    EH12 9WF

    So i send 1 copy to here and 1 to my branch:T
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • MR_G
    MR_G Posts: 96 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hi guys

    I am about to send Martins letter to NatWest to ask for 6 years worth of statements. What address do I sent it to ??
  • tootie
    tootie Posts: 90 Forumite
    I sent mine only to my branch by recorded post. I put six years of charges plus interest which totalled nearly £3000.

    I heard nothing for two weeks so sent another letter with a note on the bottom that I was now owed another £5 something for the interest over those two weeks also.

    I got a phone call two days later from branch saying head office were dealing with it.

    Got a letter two weeks later offering me all my charges back but no interest and I accepted.
  • :confused: I renctley asked Barclays for my six years worth of statements, which i was owed £1650 from, i sent the letter asking for it back and today they replyed by saying, they have logged my complaint and when the test case has been decided by the courts they will then inform me and let me know wether i can claim or not, and they said they have asked the small courts not to deal with any claims regarding bank charges until the high courts have made their decsion, has anyone else had this from their banks, especially Barclay customers.
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