NatWest (merged)

frugalpam

PAWI69 wrote: »

Hiya matey, this might help, click on the link & scroll down until you get to just above the "major warning" box, click on the sample template of what to write. Good luck!

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,#help

Aaahhh!! thank you pal! It's D day tomorrow :eek: I'm half thinking 'can I really be bothered', but having got this far, I'm not giving up now.

Pam

PAWI69

frugalpam wrote: »

Aaahhh!! thank you pal! It's D day tomorrow :eek: I'm half thinking 'can I really be bothered', but having got this far, I'm not giving up now.

Pam

Eeeek scary stuff I've got a few personal things I have to deal with before I can sit down & concentrate on MCOL, when I start it I want to get it right but I have other things on my mind, so looks like natwest will be having a few more days grace from me.


Let me know how you get on with the forms ect, best of luck to you

P.S. I posted the link which I see you got, is that what you wanted? not sure what help you needed.

frugalpam

PAWI69 wrote: »

Eeeek scary stuff I've got a few personal things I have to deal with before I can sit down & concentrate on MCOL, when I start it I want to get it right but I have other things on my mind, so looks like natwest will be having a few more days grace from me.


Let me know how you get on with the forms ect, best of luck to you

P.S. I posted the link which I see you got, is that what you wanted? not sure what help you needed.

Hiya - yes, it was help on what to put in the MCOL form, so the link you gave me was just what I needed. Thanks again!

Pam

jrity31

hi have just been reading some of the latest sucess stories and a few people are calling up natwest after first letter and getting progress or payouts, my question is and this may sound dim to some do you call your local bank or a specific department and does anyone know the number please???:j

PAWI69

jrity31 wrote: »

hi have just been reading some of the latest sucess stories and a few people are calling up natwest after first letter and getting progress or payouts, my question is and this may sound dim to some do you call your local bank or a specific department and does anyone know the number please???:j

Hi, I rang 0800 0154212, press option 1, good luck

jrity31

thanx paw169 will do that 2mrw

Becki-Boo_2

Natwest
Began process in january for £6500 charges plus interst = just over £8000. Applied MCOL on 16/03/2007. Was informed Natwest intend to defend themselves within the given 14 days. now have 28 days from point of service - does anyone know what that means?

Recieved a letter from Natwest's solicitors on friday requested my sort code and bank account details. I have ignored this request as i feel Natwest should be supplying this to their appointed solicitors.

The next day I received an offer of £6,000 from Natwest. I have decided to go all the way with the court process. Any advice?

cnoelj

Becki-Boo wrote: »

Natwest
Began process in january for £6500 charges plus interst = just over £8000. Applied MCOL on 16/03/2007. Was informed Natwest intend to defend themselves within the given 14 days. now have 28 days from point of service - does anyone know what that means?

Recieved a letter from Natwest's solicitors on friday requested my sort code and bank account details. I have ignored this request as i feel Natwest should be supplying this to their appointed solicitors.

The next day I received an offer of £6,000 from Natwest. I have decided to go all the way with the court process. Any advice?

Yes hold out for all the money - you are entitled to it.

I don't understand at all why the bank's solicitor is asking for your bank details. Perhaps it is a tactic to create uncertainty - best to ignore it.

They have 28 days from the point of service to submit a defence. This means 28 days from the time that the papers were originally served to the bank by the court. The date should be 5 days after you applied through MCOL and you should have had a letter to confirm this.

The bank may not actually go ahead and defend although they have said they will. If you have not heard anything at the 28 day stage you can apply to the court for a judgement by default, basically meaning that you will win because no defense has been mounted.

A common scenario is they will defend but then pull out and pay before the hearing.

Or they will pay up before the 28 days are up.

My thinking is if they are prepared to pay you £6000 a better offer is on its way.

Good luck

phil4321

Becki-Boo wrote: »

Natwest
Began process in january for £6500 charges plus interest

If they offer you £6500 before you go to court you MUST take it...The judge won't be happy with you if you drag this all the way to court when you've been offered the total amount minus interest...might even make you pay the court costs, etc, for being greedy!...

themastertaylor

I claimed my charges back off natwest, got the usual letters back, then phoned and was told that they were refunding the full amount. they said they were sending me a letter, i had to sign and return it and they would apply the refund to my account in 3-5 days. however i still have no letter 3 weeks later, and the phone number i've been given rings constantly with no answer. i tried another number who could not help me and said the delay was due to the thousands of people reclaiming. i'm about to write a letter demanding my money within 10 days or i'll speak to the banking ombudsman - good idea or bad?!