NatWest (merged)

Rex_Mundi

dlb wrote:

Is this right that i can claim these 2 types of charges back?
Thanks

Yes, you can claim both these back. I've added paid refferal fees to the sticky at the top of the board.

linziloo_2

Sent my 1st letter requesting the charges back, of £4500 have received a reply today (5 days early) with the usual nonsense saying they believe the charges are true and transperant and would like to offer me a goodwill gesture of £800. I think thats a bit of a joke realy. Now its time to send the second letter about threatening to go to small claims I am quite worried, does anyone know how much costs i would incurr?
Thanks any help is really appreciated.

KimAndPaul

hi there

I am looking to process a chargeback on my Natwest account but have a question before i get started. My account is still running as i still receive a monthly letter telling me how much the interest charge is going to be. However I am not allowed to withdraw from the account as all payments to the account come off of what money I owe them. My bank card has also been destroyed. Will this affect a chargeback?

xnetco

Hello.

Has anyone heard from Natwest recently. I'm still waiting for the reply to my second letter sent 3 weeks ago!!! Do you think they are delaying for Christmas?

Tim

Rex_Mundi

xnetco wrote:

Hello.

Has anyone heard from Natwest recently. I'm still waiting for the reply to my second letter sent 3 weeks ago!!! Do you think they are delaying for Christmas?

Tim

Sometimes the banks don't reply to your letters. If this is past the deadline you gave them in the letter. Move onto the next stage straight away.

whitey1973

Hi, I am in the process of claiming about £6000 of money back from Nat West over the last 6 yrs for me and hubby, over 4 different accounts, i have sent all the letters from the templates provided and am now at the stage of going through money claim as they have said 'no way' to all letters.

I am stuck on the 'daily rate of interest' bit on the particulars of claim section when filling the on-line forms out :-

The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from 31st Oct 2000 to 17th December 2006 of £1583.10 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of {enter the daily rate of interest}.

What do I fill in on the last bit?????

Cheers

Rex_Mundi

If you multiply the amount of your claim by .00022 this will give you the daily amount of interest.

e.g........ claim for £6000. Daily interest is £1.32 a day.
The £1583.10 claim would be 35 pence a day.

king84

Got any offer this morning charges totalled £962 recived an offer from natwest this morning for £643 which i dont think is to bad its took a total of a week from my first letter to my offer. Not to sure whether to accept what do you think? This was classed as a "goodwill gesture" nice way of putting sorry we re crap. let me know ya views much appriected.:j

jillie1974

hi king84
its like martin said in in his notes on the issue, its how you look on it!
its money you never thought you would see again so if you are happy with that amount accept it!
if they evenoffr me half of what i've been charged i'd be very very tempted to accept!

nickmack

king84 wrote:

Got any offer this morning charges totalled £962 recived an offer from natwest this morning for £643 which i dont think is to bad its took a total of a week from my first letter to my offer. Not to sure whether to accept what do you think? This was classed as a "goodwill gesture" nice way of putting sorry we re crap. let me know ya views much appriected.:j

This seems to be a common question. The answer is always the same.

Only you can decide what to accept and how far you want to go. If you are happy with what's been offered, take it. If you want to pursue the full amount it's very likely you will get it, but you'll need to wait longer.