HSBC (merged)

jonnyhook

I have been going through the process with HSBC for the last 8 weeks now. They filed a full defence through their solicitors DG (stating pretty much that charges are reasonable and outlined in the t&c's) and it has been transferred to my local county court.

I am just about to get onto the county court and ask if i need to fill out an allocation questionaire......two quick concerns really -

1) will i need to pay any money at this point??!

2) If i lose at court will have to pay any costs (other than the 120 i paid to mcol).

I don't mind seeing this through but do not want to have to pay HSBC's costs to defend this?!!

Please help ease my mind as for the fist time in the process I feel a little edgy!!

thanks......

macclad39

thanks at least i aint alone in this then
have to hope 2gether
good luck with your case

Thinkpink_2

Bank: HSBC
Amount Claimed:2173.48 + interest
Offer: 2173.48

Story: sent
1st letter 01.03.07
2nd letter 15.03.07 then several faxes, email and phone calls.

Received offer
£1800.00 19.04.07
Rang and asked how they came to that figure they said it was just an offer. I asked why they didnt just refund my charges as opposed to going to court and paying costs ontop of charges they said yes ok.

2nd Offer
£2173.48 04/05/07
Received money in my account today 12 days from HSBC receiving my acceptance of offer letter.

A BIG THANK YOU MARTIN -

A Thanks to everyone on this site for all their help and advise


For all those thinking about it....... get on with it

All those in the process .......just hang in there and dont give in

becky27

just been on the phone to HSBC,and the lady said i should be recieving a full and final response by the 30th may. I hope this means an offer?!!!
Becky x

vicky12678

Can anyone help,

I'm am going through bank charges reclaim, and i have given the bank way to much time to make a decision, i think it's now come to the time to take it to court. But my partner has been helping my and he's saying i have to do the rest myself, please help as i have never done anything like this before. He also says that i should be on the phone to them to, but i don't know what i should be saying.


Thanks

Kurt_Hamster

vicky12678 wrote: »

Can anyone help,

I'm am going through bank charges reclaim, and i have given the bank way to much time to make a decision, i think it's now come to the time to take it to court. But my partner has been helping my and he's saying i have to do the rest myself, please help as i have never done anything like this before. He also says that i should be on the phone to them to, but i don't know what i should be saying.


Thanks

First off... read Martin's guide.

norm79

Hi Vicky,

I have just successfully claimed back my charges from HSBC and like yourslef it took a while. However, i did phone them before i decided to take it to court and they informed me that due to such a high volume of queries at the moment they were working on an eight week process. I did decide to give them this time to see what happened and true to there word at eight weeks (give or take a few days) i got my letter saying they would refund me (actually more than i aksed for!!).

Hope this helps and good luck.

thepinkladez_2

hi i just wanna say thanx for everyones help on this forum.

we got the bank charges back in our bank account this morning.

we settled for £200 less than we asked for as i really didn't want to go to court and we REALLY need the money like NOW!!!!

so for the sake of 2 little letters oh and a couple of calls cus im like that we got back £1200 that i never thought we would see again!

every little helps right off to figure out how to claim back credit card charges........ wish me luck!!.................

Good luck to you all x:T

Thinkpink_2

Hi can anyone help please

I have just started going through bankstatements for family member and i bank with HSBC not LloydsTSB and the charges descriptions are different does anyone know what you can and cant claim have looked at the help thread but it doesnt list some of them i.e. O/Draft Usage Fee

Any help would be appreciated.

Many thanks in advance

Stephen_Leak

Post a list of the ones you aren't sure about.