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Direct crooks not direct line!

13567

Comments

  • The cost of the initial quote is very high. I suspect the OP isnt telling us the full story. I am going for a ban and something on the no claims proof made them think twice about offering any sort of cover.

    OP care to supply us full details of your driving history? What explanation have they given for the increase?
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The cost of the initial quote is very high. I suspect the OP isnt telling us the full story. I am going for a ban and something on the no claims proof made them think twice about offering any sort of cover.

    OP care to supply us full details of your driving history? What explanation have they given for the increase?

    You might be right, this poster could have this problem if he does not check with the Insurer before taking out cover. If he has not cleared it they will ask him for circa 100% extra when they receive the proof of his driving experience
  • vusys1 wrote: »
    have they offered any reason for the increase? incorrect model entered,age etc (if there has been an error on consultants part,this may not get picked up for a few weeks)

    All was correct on the initial schedule.
  • dacouch wrote: »
    You might be right, this poster could have this problem if he does not check with the Insurer before taking out cover. If he has not cleared it they will ask him for circa 100% extra when they receive the proof of his driving experience


    Excuse me? You enter your details on any website and enter the car as a Mercedes Benz 2011 model CL 500.....Sorry should have said that's a £102,000.00 car.......I thought £1,600 at the time was reasonable for such a car. I have no points, one claim, in which a full recovery was made and 9 years Protected NCD.
  • dacouch wrote: »
    You might be right, this poster could have this problem if he does not check with the Insurer before taking out cover. If he has not cleared it they will ask him for circa 100% extra when they receive the proof of his driving experience


    I have answered you later down this thread...
  • vusys1 wrote: »
    have they offered any reason for the increase? Incorrect model entered,age etc (if there has been an error on consultants part,this may not get picked up for a few weeks)


    all was correct on the schedule!!!
  • corbyboy
    corbyboy Posts: 1,169 Forumite
    Part of the Furniture
    But the bottom line is they MUST have given you a reason for demanding the extra money from you. They simply must have.
  • corbyboy wrote: »
    But the bottom line is they MUST have given you a reason for demanding the extra money from you. They simply must have.


    nope!! nothing at all! zilch!! nada!!
  • huckster
    huckster Posts: 5,591 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For that value of car, the sales person you spoke with, would have had to refer to underwriting or Team leader/Supervisor to obtain the relevant terms and probably for authorisation to put the vehicle on cover.

    So they should have been extra careful with handling the quotation and it would appear that after some form of audit, they have found a mistake.

    If you push this with a manager or customer relations, as long as you have provided accurate info at all times, they will cave in.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • vusys1
    vusys1 Posts: 246 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    "Car Value
    Please enter the current, estimated value of your vehicle to the nearest 1,000. In the event of a total loss claim we will only pay out the market value of the car at that time. Market value is the cost of replacing your car with another of the same make and model and of a similar age and condition at the time of the accident or loss.

    Only Comprehensive cover is offered for cars with a value exceeding 5,000.

    If your car's value is over 50,000 please call us on 0845 246 8701."

    The above is from the DL website, the website will also not allow you to enter a value more than 50k.

    What value did you enter???
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