Alliance & Leicester (merged)

Amethyst30

Robclinton1 wrote: »

I just sent Carlton Park and Bootle a letter saying that Id destroyed it. However on some threads, people are suggesting that you bank the cheque, tell the bank that you are declining their offer, but say that you will keep the cheque as part payment for the full amount. I think Wragge and Co are being employed purely to put the frighteners on. They will probably get us all in court for the same day. Chances are that they won't be around to defend though.

I have already prepared some of my speech for court if necessary, including case law etc.

Although this site has a good interest calculator on it, if anyone wants a copy of a spreadsheet i designed, automatically calculating interest and culumative charges total, just give me a buzz. Would be an idea if one of us listed those of us in the same position with Wragge & Co, and the timeline we are all at, would be interesting to see if there is a pattern building i.e. standard letters sent out in a batch.

I would hazard a guess that the letters are even exactly the same in content.

Good luck everyone, probably see you in Northampton soon !!!!!!!!

For everyone on this site who have recieved offers but have not sent it back yet, please please please keep it. If you read the paperwork the court sends you all you have to do is let them know you have had "partial" payment. I phoned the court to let them know and you are within your rights to keep any money you get sent and still go to court for the rest, you just have to let them know the difference in amount when it comes to judgement.

eyeball0001

Balls, that info is a bit too late for me! I thought you had to fill in extra paperwork?

nappy

2hapennys wrote: »

Hi and welcome
I asked for my statements in November, they arrived in early January over the 40 days, it took apprx 7 weeks from working out the charges they had applied, to recieving my cheque, good luck. It wasnt difficult at all, just follow Martins instructions, and you cant go wrong. I was worried about my claim being over 5K but it was straight forward.

HI, SORRY FOR LATE REPLY BUT THANK YOU ANYWAY, I HAVE RECEIVED MY LETTERS FROM A&L SAYING THAT THEY ARE DEFENDING, WHICH IM A BIT SCARED ABOUT, THEY OFFERED ME £600.00 AGAINST THE £2300.00 THAT THEY OWE ME, I HAVE POLITELY REFUSED THIS OFFER AND CARRIED ON, I HAVE NOW CHECKED MY MCOL STATUS AND IT NOW SAYS THAT THEY HAVE ENTERED A DEFENCE AND MCOL SAYS THAT THEY CAN NO LONGER HELP ME ONLINE AND THAT I WILL RECEIVE A DATE VIA THE POST, WHAT DOES ALL THIS MEAN? WILL I BE GOING TO COURT? AM A LITTLE SCARED NOW, I HOPE THAT YOU CAN REPLY TO ME. THANK YOU.

pennypinching77

Yesterday my father received a paltry offer and letter from Wragge & Co solicitors saying they will defend. I will now advise him to keep it as part payment.

However, the next step is to fill out an Allocation Questionaire. They Money Claim site will be charging yet another fee for this document.
Will I be able to add this fee to his original claim and who do we put down in the section where it asks about witnesses and experts? Surely I cant put down Martin or this website... can I??

Should I just send this claim off straight away as there are no dates and should I leave the Court date to be in Northampton in the hope it wont happen or just put in details of my local County Court

Thanks in advance

nappy

lulupense wrote: »

Hi all

I managed to get all my charges, interest and costs back from A&L but had to go through mcol to get it. Followed MSE instructions to the letter, sent every letter, they kept saying no so I took them to the small claims court.

They acknowledged service, ticked the box on form to say they were going to defend. They had 28 days to respond to court, three days later a cheque for all of my claim and court costs appeared in the post. :j :j :j :j

Don't be scared to go for it, even it if gets as far as court there is loads of great information and advice on here.

Good luck to all you A&L customers!

:beer: :beer:

HI, I HAVE JUST CHECKED MY MCOL STATUS AND A&L HAVE ENTERED A DEFENCE AND MCOL HAVE SAID THAT I WILL KNOW RECIEVE A DATE FOR A HEARING, AM BIT SCARED NOW, THEY OWE ME £23OO AND COURT CHARGES OF £120, THEY DID OFFER ME £600 BUT I POLITELY REFUSED, SHOUL I HAVE ACCEPTED THAT AMOUNT, AND IF I DO HAVE TO GO TO COURT DO I HAVE TO TRAVEL TO NORTHAMPTON, AS I LIVE IN MERSEYSIDE, LIVERPOOL,

nappy

Fill_7 wrote: »

just thought id give an update on my A&L claim. (£1500)

sent the 2 letters off mid jan, both times got relpies telling me the charges are correct. filed my claim on MCOL on 26/01. it was acknowledged on 01/02/07. confirmation of this 'acknowledgement of service' was sent through the post to me. on this receipt they have ticked the box 'i intend to defend all of this claim' and its signed by A&L solicitor.

can anyone else who has made a succesful claim confirm that this is pretty standard procedure? it reads that they have 28 days to prepare their defence? so i take it they are gonna defend my claim?

also, it appears that northampton county court has been allocated this case, which is certainly not local to me. can this be changed?

thanks for any advice...
fill

HI, I HAVE JUST READ YOUR LETTER AND I AM IN EXACTLY THE SAME POSITION AS YOU ARE, I ALSO RECEIVED MY 2 LETTERS STATING THAT MY CHARGES WERE FAIR, I STUCK TO THE DEADLINES AND THEN FILED MY MCOL, I THEN RECEIVED AN OFFER OF JUST OVER £600 WHICH IF I HAD ACCEPTED THEY WOULD HAVE CLOSED THE MATTER, I POLITELY REFUSED AND SENT THE CHEQUE BACK, AS MY CHARGES AMOUNT TO £23OO + MY COURT COSTS,I HAVE NOW CHECKED MY MCOL STATUS AND THEY ARE GOING TO DEFEND AND MCOL HAVE SAID THAT I CAN NOW LONGER BE HELPED ONLINE AND THAT I WILL GET A DATE FOR COUNTY COURT SOON VIA THE POST, ALSO I DONT LIVE NEAR NORTHAMPTON, SO AM HOPING IT WILL BE A COURT LOCAL TO ME, WAS JUST WONDERING HAVE YOU HEARD ANY MORE REGARDING YOUR CHARGES, THANK YOU FOR READIND AND WOULD BE GRATEFUL IF YOU COULD REPLY

pippamerlin

hi ppl

i have searched this thread but went a little cross-eyed !
i need the address to send a claim in for A&L
please can anyone help ?

many thanks


HSBC - claimed £1440.00
- received £1323.09

:beer: :T



' one life - live it ! '

MimiJane

eyeball0001 wrote: »

Balls, that info is a bit too late for me! I thought you had to fill in extra paperwork?

According to the CAG site ... you do Hope we've done the right thing eyeball.

pinkysmum

hi there, haven't looked on here for a while. i submitted our claim with mcol on 30th april, had ltr off them confirming on 2nd may, and the next day ltr off a&l with copied print out from the mcol site titled acknowledgement of service. what exactly does this mean?? haven't had anything yet from this wragge & co solicitors, or is it too early yet?? also, i'm a bit worried if they close (or threaten to) our account - we are pretty much permanently in our £1200 o/draft, how the hell are we supposed to clear that if they close our account?!?!?!?!? our mortgage is with them and has only been for just over 12 mths, so i'm hoping they won't go down that line...

nappy

eyeball0001 wrote: »

Keep an eye on Me, MimiJane and others, we are all at roughly the same stage as you, receiving a defence and hopefully we'll get a cheque sometime between now and the 28 days!

HI. IM ALSO AT THIS STAGE, I HAVE HAD MY DEFENCE PAPERS, IM JUST WAITING ON A COURT DATE, WHICH IM HOPING I DONT GET, MY 28 DAYS ENDS ON 15TH MAY. A&L OFFERED ME £600 AND IM CLAMING £2059 + £300 INTEREST + £120 COURT FEE. NOW IVE RECEIVED THE DEFENCE IS THERE ANYTHING THAT I SHOULD BE DOING IE.SENDING ANYTHING BACK TO EITHER SOLOICTORS OR A&L,
THANKS,
IM VERY NEW TO THIS FORUM AND I DO FIND IT ALL VERY HELPFUL,
THANKS AGAIN,
MICHELLE