Alliance & Leicester (merged)

magpie1892

YESTERDAY I RECEIVED A LETTER FROM WRAGGE+CO OF INTENTION TO DEFEND ON BEHALF OF A+L.TODAY I GOT A LETTER OFF A+L OFFERING ME £207.00.THIS FIGURE DOES NOT EVEN COVER THE INTEREST.IAM CLAIMING BACK A TOTAL OF £2050.16,THIS INCLUDES INTEREST AND COURT FEE OF COURSE.DOES THIS BANK THINK WE ARE ALL STUPID AND NUMERICALLY THICK.I WILL TAKE THIS ALL THE WAY THEY HAVE NOW GOT ME REALLY MAD.:mad: :mad: :mad:

Foot101

that really does take the hiss. Im waiting for an offer that should be with me tomorrow from hsbc (for £2636) and to be fair if I had an offer like that , my toys would come flying out the pram

lou1973_2

Hi How Far Did Yr Situation Go & How Long Did It Take
Cheers
Lou

MandyMS_2

magpie1892 wrote: »

YESTERDAY I RECEIVED A LETTER FROM WRAGGE+CO OF INTENTION TO DEFEND ON BEHALF OF A+L.TODAY I GOT A LETTER OFF A+L OFFERING ME £207.00.THIS FIGURE DOES NOT EVEN COVER THE INTEREST.IAM CLAIMING BACK A TOTAL OF £2050.16,THIS INCLUDES INTEREST AND COURT FEE OF COURSE.DOES THIS BANK THINK WE ARE ALL STUPID AND NUMERICALLY THICK.I WILL TAKE THIS ALL THE WAY THEY HAVE NOW GOT ME REALLY MAD.:mad: :mad: :mad:

They have tried this with me too, offered £93 when I am claiming around £600 incl interest and court fees.I think they are hoping folk will give in. Lets take them all the way if necessary.

crutches

got my statements today!
will add up and go to step 2)
reading this thread makes me determined to move my account and get these charges.I dont want to be associated with a bank who tries to get round the law like this and im not going to give in

magpie1892

hope you dont mind alex ,i have used your 2 letters to send of replys regarding my paltry offer of £207.00. iam claiming back £2050.16. this bank must think we are mugs.keep up the good work and dont give up ,like you say what we got to lose

magpie1892

iam just about to send back my silly offer, off the a+l, do i cross the chq and write cancelled on it, or just send it back as it is ? ? ? ? ?

Robclinton1

magpie1892 wrote: »

iam just about to send back my silly offer, off the a+l, do i cross the chq and write cancelled on it, or just send it back as it is ? ? ? ? ?

I just sent Carlton Park and Bootle a letter saying that Id destroyed it. However on some threads, people are suggesting that you bank the cheque, tell the bank that you are declining their offer, but say that you will keep the cheque as part payment for the full amount. I think Wragge and Co are being employed purely to put the frighteners on. They will probably get us all in court for the same day. Chances are that they won't be around to defend though.

I have already prepared some of my speech for court if necessary, including case law etc.

Although this site has a good interest calculator on it, if anyone wants a copy of a spreadsheet i designed, automatically calculating interest and culumative charges total, just give me a buzz. Would be an idea if one of us listed those of us in the same position with Wragge & Co, and the timeline we are all at, would be interesting to see if there is a pattern building i.e. standard letters sent out in a batch.

I would hazard a guess that the letters are even exactly the same in content.

Good luck everyone, probably see you in Northampton soon !!!!!!!!

magpie1892

i started on 22nd jan 2007 with my first letter to the bank,requesting statements from 6yrs,iam still ongoing and will be untill i get my £2050.16 back that the robbing &*%^$£"* owe me ,JUST GOT AN OFFER FOR £207.00 HAHAHAHAHAHAHAHAHAHAHA

RUSS

eyeball0001

Robclinton1 wrote: »

I just sent Carlton Park and Bootle a letter saying that Id destroyed it.

I ripped mine up and sent the pieces back with "I respectfully decline your offer"

Bit too much? ;-)