Alliance & Leicester (merged)

gillymca

Thanks MimiJane and i thought A&L were being nice to me :mad:

gillymca

Tararabumdiay

My original calculation of charges to Alliance & Leicester in May was £4982.50 + interest. I am now tonight about to complete MCOL form [eek!:eek: ] and want to know if I can alter the value of my original claim when completing the form or does it have to match perfectly with previous correspondence to A & L?

This is due to the fact we have had further charges on our account since May and also I originally included the £5 monthly interest charge in my claim, which I have since realised you cannot include.

Also, we are on holiday for one week in August. Is it best to mention this on the court form somewhere in case they set a hearing date and if so where on the form?

All help very much appreciated.

chrispog39

My day in court was supposed to have been last Monday 9th against the Alliance & Leicester, but because i was out of the country last week i was given advice by my local court. They advised me that my case would not get to court as none against any bank had at that court, and therefore advised as security just to submit a letter by way of statement which if required would be read out in court on my behalf.

But found out today when returning that the alliance & Leicester didnt bother turning up either and because neither of us were there the court decided to adjourn my case for 28 days!!! WHY??? IM WORRIED NOW!!! HELP!!! PLEASE!!!

MimiJane

gillymca wrote: »

Thanks MimiJane and i thought A&L were being nice to me :mad:

gillymca

"That'll be the day".

Good luck and let us know how you get on. I'd recommend you join up on the CAG (Consumer Advice Group) forum, where you'll get loads of useful advice from some very experienced and friendly people. You'll have your own thread, so everything will be personal to you. They've helped me out no end (as well as this site of course!) :-

http://www.consumeractiongroup.co.uk/index.php?option=com_content&task=view&id=46&Itemid=36

Click on Forums, schroll down to the A&L Forum, click on New Thread at the top and title your thread : (Name) v A&L.

MimiJane

chrispog39 wrote: »

My day in court was supposed to have been last Monday 9th against the Alliance & Leicester, but because i was out of the country last week i was given advice by my local court. They advised me that my case would not get to court as none against any bank had at that court, and therefore advised as security just to submit a letter by way of statement which if required would be read out in court on my behalf.

But found out today when returning that the alliance & Leicester didnt bother turning up either and because neither of us were there the court decided to adjourn my case for 28 days!!! WHY??? IM WORRIED NOW!!! HELP!!! PLEASE!!!

The banks NEVER turn up and A&L are no different See post below.

mleverick

Hi there, I am new to the forums and just wanted to let you know how far I have got with A & L, both my Dad and I have sent letters on 05/07/07 and he received his reply on 12/07/07 and I just received mine 17/07/07, exactly ther same letter was sent quoting the Office of Fair Trading going off about Credit Card Fees, which I never even mentioned in the first place, which just proves that it is an automated response to shut us up. The only mention of my claim is them quoting "making our customers aware of our fees when opening accounts, and feel that we have not been unfairly charged so will not refund my fees". However I then sent the second letter from Martins template threatening Court action for both our accounts and havent yet had a response. So will let you know the next step as it happens.

Michelle:money:

eyeball0001

MimiJane wrote: »

Well done eyeball ... excellent news

Don't blame you at all not waiting 'til October Hope it's in your account soon.

Mimi x

Cheers Mimi and thanks for all the help - i'll post a success post when i get it in my account!

nappy

eyeball0001 wrote: »

Cheers Mimi and thanks for all the help - i'll post a success post when i get it in my account!

well done,
am due in court tomorrow, so wish me luck, ive been made my offer but without my interest, so what the hell, will go and see what happens, ive done so much work for this,
if my hearing had been in oct i would have accepted the offer wragge have made me, so congratulations,
will keep you posted as to how i get on,
nappy

MimiJane

mleverick wrote: »

Hi there, I am new to the forums and just wanted to let you know how far I have got with A & L, both my Dad and I have sent letters on 05/07/07 and he received his reply on 12/07/07 and I just received mine 17/07/07, exactly ther same letter was sent quoting the Office of Fair Trading going off about Credit Card Fees, which I never even mentioned in the first place, which just proves that it is an automated response to shut us up. The only mention of my claim is them quoting "making our customers aware of our fees when opening accounts, and feel that we have not been unfairly charged so will not refund my fees". However I then sent the second letter from Martins template threatening Court action for both our accounts and havent yet had a response. So will let you know the next step as it happens.

Michelle:money:

Well done, you sound as if you have everything in hand Just make sure you don't start court proceedings before 28 days of first asking them to refund in writing.

Expect a long drawn-out process if you're going for amounts above £,000. My claim's still ongoing and it started last December See my recent posts with links to the Consumer Action Group.

Best of luck to you and your Dad ... you will get your money eventually

MimiJane

nappy wrote: »

well done,
am due in court tomorrow, so wish me luck, ive been made my offer but without my interest, so what the hell, will go and see what happens, ive done so much work for this,
if my hearing had been in oct i would have accepted the offer wragge have made me, so congratulations,
will keep you posted as to how i get on,
nappy

Very best of luck tomorrow Nappy ... it's great that you're going for the full amount. Like you say, there's so much hard work involved

Be sure to let us know how you get on ASAP. I just know you're going to be fine

Mimi x