Introduction, MF wannabe

Brodiebobs

yay congratulations!!!

Froggy-G

Many congratulations mate!! Well happy for you

Secret_Saving_Squirrel

How romantic! Good luck to you both.

lincoln-potter

Brodiebobs wrote: »

yay congratulations!!!

Froggy-G wrote: »

Many congratulations mate!! Well happy for you

Secret_Saving_Squirrel wrote: »

How romantic! Good luck to you both.

Thanks guys, had a call from the Jewellers to say they had made a mistake and used a white gold band rather than plat, so got to take it back in this weekend to be re-banded.

I think with the tax bills and bits I won't be doing anymore OP's this year . But my mortgage fixed rate ends in December, how soon do you normally look at getting one sorted? The month before?

misscousinitt

lincoln-potter wrote: »

I think with the tax bills and bits I won't be doing anymore OP's this year . But my mortgage fixed rate ends in December, how soon do you normally look at getting one sorted? The month before?

I would talk to them a couple of months before so all the paperwork is sorted and in place ready...I left it to the last minute once and and I was on SVR for a month before my new deal kicked in.

Pity about no more OPs, but you have still done extremely well this year. :T

MCI

Mortgage_Reduction_Novice

lincoln-potter wrote: »

She said yes but after three kids that was never in doubt I guess.

Fantastic... congratulations to you both. Will we be seeing a MFW/MSE wedding plan unfurl too?

Totally annoying about the engagement ring having to go back. I was gutted when mine went back to have my wedding ring shaped to fit... but it was worth it in the end.

lincoln-potter

Yeah OH was a bit miffed however the Jewellers had sent some flowers and choccies from M&S which smoothed her over. She will have to give the ring up for almost 3 weeks though. She's gone 7 years without a ring so in my mind 3 weeks won't make any difference lol.

Well we haven't really spoken about the wedding, it'll be a while off yet, but I know she wants to have the wedding and reception at our house, I am still to be convinced. Not sure about it being a MSE wedding though, I tend to go to extremes, I will either spend nothing or if its something important I will go to town on it.

Mortgage_Reduction_Novice

lincoln-potter wrote: »

Not sure about it being a MSE wedding though, I tend to go to extremes, I will either spend nothing or if its something important I will go to town on it.

We went to town for our wedding (within reason). You only do it once. I haven't regretted it at all and because we saved first it was all paid off (even the credit cards) two weeks before the wedding. Lots of our friends took out loans or racked up on the credit cards but I said I didn't want to wake up the next day of married life with joint debt!

lincoln-potter

Mortgage_Reduction_Novice wrote: »

We went to town for our wedding (within reason). You only do it once. I haven't regretted it at all and because we saved first it was all paid off (even the credit cards) two weeks before the wedding. Lots of our friends took out loans or racked up on the credit cards but I said I didn't want to wake up the next day of married life with joint debt!

Thats the same approach as I think I will take (you only do it once).

If we do have it at home I hope the guests don't look up at my guttering :rotfl:

Oh no I would save up first, only loan I have ever taken is for my house. It really bugs me when I watch programmes as other than on this forum everybody else has the complete opposite approach to me. Buy now pay later.....

A few jobs on my "to do list" for the weekend:
- Uncover the spare iron railing and fix next to gate (will stop kids getting out of our grounds now
- Finish clearing back bushes and repin the wire fence
- Lop the top off the bushes

Mortgage_Reduction_Novice

lincoln-potter wrote: »

Oh no I would save up first, only loan I have ever taken is for my house. It really bugs me when I watch programmes as other than on this forum everybody else has the complete opposite approach to me. Buy now pay later.....

So many friends got engaged and married within a year because they had to have it 'right now' much like their materialistic things. They wondered why we were engaged two and a half years. There's sadly even been a divorce where I'm sure debt stress was a contributing factor.