LloydsTSB (merged)

darby_2

acorn66 wrote: »

I've had a reply to my initial letter from LLoyds TSB detailing all the bank charges incurred for the last 6 years on 3 accounts. They've listed all the charges applied clearly and have actually asked if I want charges detailed prior to 2001? Is this a trick question? Can I claim for charges prior to 6 years ago because that was our worst period for bank charges and would seriously increase our claim? If so, how far back? Thanks.

I believe you can claim for charges that are older than six years old, see this thread.

Leebcoward

I stand corrected altough it sounds like the risk may outweigh the reward unless there is a lot of money at stake...good luck though!

Tozer

Limitation Act will apply. I can see absolutely no reason why there would be an exception to the LA available in these cases. Stick to the 6 years is my view.

VeryTrying_2

Instead of taking Tozer's word for it (which seems to be regularly repeated without any actual evidence), why doesn't everybody have a look at http://www.consumeractiongroup.co.uk/forum/hsbc-bank/ and the other bank forums where you can see threads about successful claims for more than six years' worth of charges.

There is one particular thread about getting back 13 years charges from HSBC. Nice.

Sorry to disagree, Tozer, but you can't just keep on repeating what is only your opinion when it is in such complete disagreement with the facts about what the banks are paying for. You can see why I suggested you might be working for the banks, you seem so keen to put people off claiming what they are entitled to.

Leebcoward

What would be the maximum length of you could expect your bank to keep statements?? YB in my case..

debi1970

Has anybody claimed successfully from the Yorkshire Bank?

Leebcoward

Try this http://forums.moneysavingexpert.com/showthread.html?t=314556&highlight=yorkshire+bank

do-nt-cha123

HI, CAN ANY1 ANSA MY QUESTION ON RECLAIMIN BANK CHARGES........sent standard letter away to lloyds tsb bank....they sent back my statements from 2001 upto dec 2003....i requestes 6 years worth(as stated in standard letter)....shud i go ahead and claim these charges for above date then pursue the rest??????why did they only send me 3 years statements????...thanxs wud be grateful for any help on this....

Leebcoward

I would write and ask for the rest and remind them they have 40 days from receipt of your original letter under the terms of the Data Protection Act. Failing that call them and tell them you will report them to the Information Commissioner for breach of DPA. Good Luck

madbird32

I'm ready to post my letter to our bank, asking for charges back.
I'm a bit confused as to where I should send second letter.
Does it go to our own branch, or should we send it off to their head office department, ( Lloyds tsb). As we don't want any delay, ie, them telling us, oh, you've sent it to the wrong departement. We want to do this the correct way, so we don't have any delays in this process, ( god know's it's hard enough without added stress!
Any response would be much appreciated.
thanks
madbird