Just had a bump, what to do next?

Gene_Hunt_2

Wkdwill wrote: »

No one is perfect and accidents happen.

They call them collisions, and it happened due to driver error. On this occasion the error of your OH.;)

Gene_Hunt_2

Wkdwill wrote: »

I dont drive or even have a provisional, as far as im aware it would be fraud to do that, wouldn't it?

I know a lot of people do it, but I like to do things ligitimately, unfortunately it doesn't pay to do so, does it.

Only if you say you have a licence.

Gene_Hunt_2

ElkyElky wrote: »

Ok so let's say the car slammed on its brakes, your husband still would have had time to stop should he have kept to the 2 car lengths assuming it was a 30mph road.

I'm not making accusations - I don't need to but the evidence is pretty clear... He was tailgating the car infront, she braked for whatever reason and he rammed the back of it. This accident could have been completely avoided.

As they say 'only a fool breaks the two second rule'.

Treadway1

ElkyElky wrote: »

It could be worth mentioning to your husband that there's a large portion of drivers who would gladly slam on their brakes if they had a tailgator behind them, myself included. The prospect of a personal injury claim and lovely hire car is worth sacrificing your own car for when travelling at low speeds, especially when all of the blame will fall to the tailgator. I hope he gets it resolved soon.

Begging your pardon, but are you actually advocating Dangerous driving?

Gene_Hunt_2

Treadway1 wrote: »

Begging your pardon, I never promised you a rose garden.

You got your post wrong.;)

NeverAgain_2

If this was a 'cash for crash', it may be the brake lights of the car in front were disconnected which make a rear ender hard to avoid.

Sounds suspect the other party seems to be changing the car details.

Does husband know the make of car he hit? I would be telling the other insurance company, in case the other party is trying to swap an insured car for an uninsured one.

One thing's for sure, there is a claim, so you need to tell your insurance company, even though you don't want to.

ElkyElky

Treadway1 wrote: »

Begging your pardon, but are you actually advocating Dangerous driving?

I think the dangerous thing is the tailgating issue, not me hitting my brakes.

If someone is so careless that they put my life at risk, aswell as everyone elses, I think the best option would be to slow right down until that risk has passed/eliminated.

I'd much prefer a crash at low speed than at higher speeds (hence the brakes to slow down).

Wkdwill

NeverAgain wrote: »

If this was a 'cash for crash', it may be the brake lights of the car in front were disconnected which make a rear ender hard to avoid.

Sounds suspect the other party seems to be changing the car details.

Does husband know the make of car he hit? I would be telling the other insurance company, in case the other party is trying to swap an insured car for an uninsured one.

One thing's for sure, there is a claim, so you need to tell your insurance company, even though you don't want to.

The other driver give the wrong details for DH's car to their own insurers, not sure how as my husband wrote them down clearly.

Dh's insurer has been made aware of it now and he gave all the details of the other car too.

Thanks.

Treadway1

ElkyElky wrote: »

I think the dangerous thing is the tailgating issue, not me hitting my brakes.

If someone is so careless that they put my life at risk, aswell as everyone elses, I think the best option would be to slow right down until that risk has passed/eliminated.

I'd much prefer a crash at low speed than at higher speeds (hence the brakes to slow down).

Oh my mistake then, I apologise entirely. It was just that when you said

ElkyElky wrote: »

...a large portion of drivers who would gladly slam on their brakes if they had a tailgator behind them, myself included. ...

I should have realised that you meant a slow controlled stop, to create a larger gap between you and the car in front. How silly of me!

NeverAgain_2

...Dh's insurer has been made aware of it now and he gave all the details of the other car too...

Don't think you need to do a lot more.

Nothing to stop you changing insurer at renewal time, but of course you will have to mention 'claim pending' somewhere on the proposal.