ANOTHER Letter from Debt Collector..what to do?

Xbigman

Are Debt managers owned by Littlewoods? Therefore they have sold the debt to themselves. Its just a thought.
Regards



X

fuzzgun19

I'm soo confused now.

I havent yet made any payments. Just wanted proof that DCA OWN the debt like they (& Littlewoods) said they do.

This is doin my head in.

Can anyone suggest what I do next??

prudryden

Did you PM the person in the link in post #15?

fuzzgun19

prudryden wrote:

Did you PM the person in the link in post #15?

Sorry to be thick, but I dont see that thread as being similar to my circumstances?

johnbrooks

The letter from DM Ltd says they have closed their file. Surely this means they have abandoned their claim (because they can't substantiate it) so stop worrying.

fuzzgun19

johnbrooks wrote:

The letter from DM Ltd says they have closed their file. Surely this means they have abandoned their claim (because they can't substantiate it) so stop worrying.

I doubt it!

When Hubby called them (its his account) to make arrangements last week, the woman said "if you ever miss a payment then we WILL take court action"

pipkin71

I would agree with johnbrooks, fuzzgun 19. I'm not 100% sure as I have not had any dealings with dca's etc but I've read something about a deed of assignment which the company are supposed to send you if they have sold on the debt. You can also request this but it really sounds to me as though littlewoods have not sold the debt. Sorry you are confused now - that wasn't my intention. If I were in your shoes though, I wouldn't be paying anything until you have all the relevant info.

regards
Pipkin xx

prudryden

fuzzgun19 wrote:

Sorry to be thick, but I dont see that thread as being similar to my circumstances?

The OP in that link seems to have won against a DC - and, I must admit, I don't know the circumstances but I thought maybe he might have some insight into how to deal with them. Sorry for the confusion.

pipkin71

another thing, don't make any arrangements over the phone, communicate by letter only and their letter that they have now closed the file is enough to not make any payments IMO

fuzzgun19

pipkin71 wrote:

If I were in your shoes though, I wouldn't be paying anything until you have all the relevant info.

So what now?

I have tried contacting Littlewoods/Mebt Managers, and they havent sent me any proof.

and if I dont pay £10 by the end of this week, no doubt We'll have another 'court action' letter on the mat.