We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

determined to be debtfree!

17172747677185

Comments

  • Thursday

    Today will be a spend day, I've already seen something on the grabbit board and treated myself :o:cool:!! Was only £5.69 though so I feel it's a justified spend seeing as though I have no pocket money this month:rotfl:

    I'm also meeting the girls for breakfast and coffee morning. Will pay a bill today too seeing as though it's already a spend day.

    I've got a wash out on the line and omg i think it will be gone by the time i've got back from breakfast! It is blowing so strongly even with 4 pegs on each item i think they may do a disappearing act :eek:

    Need to check bank this morning. Have done all my surveys so far that have been sent to me. I'm nearly at a point where i can claim my first rewards on two sites :T so hopefully will do that before xmas!

    Stuffed 4 sock monkeys last night and will get round to sewing them all up and finishing them at some point! I have about 25 now half made :rotfl:!

    Anyhow must go, my kids need dressing and shoving out the door for the nursery run :D
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 0/7 lb 
    Mortgage OP goal 2026 - £4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • Have a good day

    Happy x
    Electric and Gas Predators 17/£700 :(
    :j:j:j October make £10 a day challenge :j:j:j
    £155/£310
  • slm6002
    slm6002 Posts: 4,507 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You seem to be getting on really well with those sock monkeys at the moment. I am afraid we had a spend day yesterday and also today. Water was turned off all of a sudden - no warning and they were unsure of when it would come back on. Being unorganised like i am i ended up having to buy premade baby milk for my screaming child. Not happy they gave no warning!

    Anyway will try for NSD tomorrow :)
    Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/19
  • Hi Slm & Happy :wave:

    well i'm in for the day now, I went to coffee morning and turns out it was a charity one so we had to pay for the usually free coffee & biccies, but i didn't mind as it went to a good cause (an army family one) so total spends were around £5.00 as I bought 3 cakes (not all for me honest lol), cooked breakfast & had about 4 cups of tea :rotfl:oh and a diet coke. So in the grand scheme of things that was pretty cheap ;)

    Will have to try and get another NSD in tomorrow :)

    DS2 is fast asleep after keepimg me awake most the night and having me out of ebd at 6am :naughty: so i'm chilling out watching catch up t.v....and i may go see if any more surveys are available :T

    Hope everyone is having a great day and it's not too cold where you are!

    dfw
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 0/7 lb 
    Mortgage OP goal 2026 - £4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • I've just signed up to the 'make £10 a day thread' this might be the motivation i need to get my savings back up for emergencys :T...although I am only pledging to make £5 a day this month. I think £10 might be a little optimistic lol!

    Have lots of stuff ending on ebay on Sunday so may make some money there! Although no bids at present on 3 or 4 items i have several watchers :j

    Am thinking I might take a little scout round the charity shops tomorrow afternoon and see if i can pick up some bargains good to sell on again at a higher price (or is this wrong...:undecided)!
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 0/7 lb 
    Mortgage OP goal 2026 - £4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • Quick Update on NSD -

    I hope you don't mind me crashing your thread. I felt it was easier to keep it on one post, so we all know where it is:

    DFW & Happy on 3
    SLM & Bonnington on 2


    I was sent 4 surveys yesterday which pay £3.50 each. Minimum payout is £15.
    Hoping to be sent one more before the end of this month.
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • No of course I don't mind bonnington, crash away (that doesn't really sound right does it, hmm??)

    I have another NSD today under my belt :T i very nearly succumbed to some yummy freshly cooked donuts on the school run this morning, but saved my money, and my expanding waist line :rotfl:

    Talking of weight, i weighed in this morning and some how have lost 2 lb :j very happy with that :T

    Would like to lose at least 7 lb more before i forget about dieting ;)

    Bonnington, which survey site is that? Mine pay from 5p-2.50 at the most, and i never ever seem to qualify for those so it seems to take forever to get anything. Not had any rewards yet from any of them :(!!

    dfw
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 0/7 lb 
    Mortgage OP goal 2026 - £4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • slm6002
    slm6002 Posts: 4,507 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    well done on both the weight loss and NSD :) I should be joining you with the NSD but wont say for definate yet as lots can happen!
    Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/19
  • £5 per day should be achieveable, if you have anything left to sell!
    Hope you are having a good day and the kids are not giving you a hard time!
    NSD for me today (enforced!)
    Electric and Gas Predators 17/£700 :(
    :j:j:j October make £10 a day challenge :j:j:j
    £155/£310
  • Thanks happy, i'm starting to worry now though lol I have just checked ebay and still no bids! Why do people wait until the last possible minute grrr! I have 8 watchers on one item though so hopefully it will go for more than 99p :rotfl:
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 0/7 lb 
    Mortgage OP goal 2026 - £4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.