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determined to be debtfree!
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hope the journey to london then dover goes without a hitch hunni xxxxxxxxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Wednesday
Well the trip to Dover was going fine up until we hit operation stack !!! The diversion added another hour on to my journey grrrrrrr! Not impressed. At the same time it was lucky because i had left the two little ones with my mum so no whiney babies screaming in the back lol.
I sold the car seat for £25. I told friend to keep a fiver though as it is her birthday today and to get herself some chocs/wine for herself. then the other £20 i left at mum's with a note that she should buy herself something nice. If I had given it to her she would have refused so i just letf it on her computer stand.
This morning was day 2 of nursery. DD knew what to expect today so she refused point blank to even go in lol. they literally had to drag her off me kicking and screamingwas awful i spent the whole 2 and half hours nearly crying and dd wasn't happy until about half hour into the session (i rang twice to check!) Hopefully tomorrow will be better....!
Dinner today is leek & potato soup homemade, have made enough for 3 batches. Will freeze two and use one up tonight. I have spent £50 of tax credits today on my post office savings card for car tax. I didn't pay last month as we had the holiday so have paid august/sept today. The car tax form arrived when i had got home and it is £260 for the year so i think i will still be short so not really sure what to do, may have to just get the 6 month one again?!
Anyway nothing much left for me to do today. We're all tired from the driving/ late night yesterday, ds1 not here (obviously) dh not here (back on friday) so i think early dinner, bath and bed for all of us! Tomorrow won't be a NSD as i have my berakfast with girls. Today i am counting as a NSD though as the £50 was for bills which i don't include in my nsd's
DFW xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I love your diary and can relate with the 2 little ones. I have DS 2years and DD just turned 1 years. Some days I just want to batter my head with a pack of frozen fishfingers; which would be more painless than dealing with them. I love them but the damage they can do to my sanity is amazing for such little people :eek:.
You have great strength, keep rocking!:T0 -
hello stripes
thanks for popping by...it's hard work with two so close together isn't it. Just earlier i found myself googling 'optimal age gap between children' and found not one good link to having two close together :rotfl::rotfl: I sometimes wish i had had twins. i wouldn't have had to have two labours, wouldn't be quite so fat, and both kids would now be in nursery
!!! My two are always always either fighting or working in unison to destroy my home :rolls eyes: :rotfl::rotfl:
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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well i've spoken to ds1 this evening and he said he now has the most comfortable bed in the dorm thanks to his brilliant mummy buying him a new all season duvet (using :money:and was cheap of course!) and getting him an extra pillow & blanket
it's nice to know i can do something right :rotfl::rotfl:
The HM soup went down like a lead balloon :mad: i ended up making mash potato and gravy for the two little ones :mad::mad: i ate mine though and it was yummy! so i will make sure i don't de-freeze anymore batches unless i have someone who wants to share it with me :rotfl:
early night for me, have spent the evening bored as house is so quiet, so been shopping online (with pocket money!) and got a great bargain from the grabbit board....book people website have 'Guess how much i love you' book & writing set for £1.50 & free p&p code too so got kids one for xmas eachanyway before i see anything else i'm going to sleep lol!
DFW xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Thursday
Well dd went into nursery today screaming and crying againbut i checked 5 mins later and she was ok
so that's improvement, i'm hoping tomorrow she won't cry at all!
Spends today are £3.50 on breakfast & £24 on a table from ebay for our kitchen. Our current one only has 4 chairs and is a teeny round one which just about squeezes 4 people on, obviously with 5 of us we needed something bigger but DH kept telling me it wasn't a priority. I actually thought it was as we use it 2-3 times a day! SO DH is on a course and not at home so i have bought it and asked them to deliver later before he gets home tomorrowhmmm that sounds rather sneaky when putting it like that! But i had money in the account and it was cheap so i thought why not! I just need to keep an eye out for a chair now so we have 5 round the table! The table is also rectangle shaped rather than circular so easier to put everything on i hope
So not a NSD here lol
Tomorrow i have nothing planned though. Although if very bored I may pop to supermarket and get the essential bits that we need ...should be able to get it all for under £20 and i think we have enough food still to do dinners next week so hopefully a low spend weekly shop
Weigh in day tomorrow; not looking forward to that. Been naughty again!!! Can't seem to stop chocolate & diet pepsi/coke from finding my mouth!!
DFW xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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have got my new table
£30 including delivery. So glad i got the man to drop it off! It was so heavy!! AND it was BRAND NEW in the box :j:eek::j and i priced it up as they still sell them in the shops and they cost £220 new!!!!!!!!!!! No scratches on it or anything!!!
what a bargain!!! It looks lovely in my kitchen and we can finally ALL sit around the table.....well when i buy another chair we can :rotfl: I'm so chuffed with my bargain
and i am putting my old one up on fb pages for free to get rid of it.
Also de-cluttered the garden a little today, have cleaned toys that are for summer and will garage those in next few days (dh took garage key to work with him doh) and also offered patio slabs for free that were just sat in corner of my garden and they have already been picked up :T
dfw xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Yay to the table, what a lovely find. Its getting cramped around our table too but we need a bigger house rather than a bigger table! Our kitchen and dining room is combined, cosy but small.
Have a good morning.0 -
Morning Stripes
i've been up for hours already am ready for bed Zzzzzzz! Our kitchen is a kitchen / diner too so not huge but i have the new table pushed up against the wall and I can easily fit 4 chairs round the sides and at a push i reckon i could fit 5 chairs without pulling the table out from the wall! DH was impressed with it (only once i told him the price lol) I also bid and won some dining chairs last night :j 99p!!!!! :j:j it was obviously meant to be
This morning i need to put bins out, recycling out, get washing in(prob needs washing again!) and pop to te$co and drop DD off at nursery. She enjoys it whilst she is there but omg at the build up to it and dropping off part every morning :eek: she has even wet the bed 2x last night
so i'm worried now that this is to do with stress of starting nursery and not sure what to do. I'll mention it to the teacher today but i know dd is fine in there as she comes out smiling she just worries before going in
!
Apart from that i am exhausted so dinner is coming out of the freezer from one of the bulk meals we did (don't care which) and DH has promised to take kids swimming tomorrow so i might get a small lay in
Anywho best crack on i can hear bin men in the distance!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Morning. Hope you got the bin out in time. We have missed our the past 2 weeks as they have now started coming stupidly early. I am sure DD will get into nursery soon and it will all fade into the distance. My DS has started back this week and is so tired and grumpy. Glad OH liked the table and well done on getting the whole bundle for only a few pounds. Its great.
Hope your day goes well. I must go tidy as not done much at all this week even with kids back at school etcMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600
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