📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

determined to be debtfree!

15051535556185

Comments

  • slm6002
    slm6002 Posts: 4,399 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I really do hope today has been better already. I totally understand difficult moody OH's. Mine is very much like this - he storms off occassionally like a little boy in a huff but obviously its all my fault. He wanted to borrow my car this weekend but didnt tell me until i about 2 hours before he would need it - i had already planned to do things - and also i had just filled up petrol tank, and knew he wouldnt replace it even though he was going on long journey (3 hrs in total at least). He couldnt understand why i was not keen, or why i needed any notice??

    They soon come round - hopefully your OH will too.

    Also well done on another 1lb lost
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • thanks slm, glad it's not just mine! bl**dy men eh!

    Today has been a bit better, i still feel so ill (sinuses playing up really horribly)

    But have ordered all 3 kids main pressies for xmas today and need to pick up tomorrow. Got ds1 a tv/dvd combo to replace his old one that is 6 years old and falling apart lol was half price in argos sale :T so saved £130 there.

    Got DD a dolls house (wooden) in argos sale, half price, £22 so saved £22 there!

    Got ds2 a monster remote control thing (posted on the grabbit board if anyone is interested) was £25 and saved £85 :j

    So spent £177, saved £237 :eek: i think if my calculations are correct and need to pick them all up tomorrow freom Tesco/argos stores! WIll take the money from our holiday fund and hope to put back into it from money from tenants at end of month! :T:T:T:T MY First year where i have been THIS organised and also where NOTHING is going on credit :j:j :A
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,399 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks for that - just ordered the house for my DD for her birthday so she can put her sylvanians in it hopefully. Thats her sorted:)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • it looks fab doesn't it lol i can't wait to have a play ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,399 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    yes and such a great price - hopefully her sylvanians will be the right sort of size for the furniture too. I have enough bits and bobs that i have collected over the past few months to do her birthday and xmas - i love being organised for these sort of things
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • yeah me too! :) i'm organised but never usually by the summer hols ;) lol! I need to find LARGE hiding places now :/ may have to ask mum to have it all until december!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,399 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    true i hadnt thought about storing it. My pressie cupboard is almost bursting. Am making some bits and pieces again this year so need to do them - material all cut ready, but getting the will to do them is what i lack at the moment
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • same here :( i have 5 sock monkeys, cut up, sewn into limbs/bodies and sat lifeless waiting to be stuffed! Will have to see if i can bribe ds1 to do that job i hate it so boring lol x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    i Bought DD 3 JLS dolls from tesco were £19.99 each reduced to £7.50 so would have been £22.50 but little bro used his discount card so I only paid £20.17 for 3 dolls worth £60 so they are put aside for xmas as she was given another one for her birthday by a friend lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • oooh have just picked up the pressies~! DS1 is the largest box (22inch flat screen) and then DD very nearly as big for the dolls house! I can see that one taking a few hours to put together on xmas eve lol! DS2 is also a bit awkward so i tihnk it is going to all have to go in the loft or to mum's house. Def not enough room in my pressie box haha!

    Spent £29 topping up shopping from last week. Hoping to make it last a bit longer before i get a proper shop so hopefully that £80 from last week will last 2 weeks! will update sig in mo as making dinner first!

    Feeling much better now too still have a cold but i think it has escaped my chest this time. I usually end up on steriods to help my breathing whenever i get a bad cold so that's good i don't need it as that won't help with my weight loss lol! Chicken & cous cous for dinner as too tired to do anything else!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.