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determined to be debtfree!

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  • slm6002
    slm6002 Posts: 4,399 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    well done on weight loss - must be that run you had last night :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • slm6002 wrote: »
    well done on weight loss - must be that run you had last night :)

    :jthanks slm, I hope so i was absolutely exhausted after lol and am starting to ache all over now :rotfl:i am so unfit!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Oh two bits of good news :) I have lost 2 lb :j
    and had an email back from the competition lady saying that she was going to check hotel availibility and get back to me :D!!
    DH is also home today so guess i could count that as 3rd bit of good news :rotfl:


    Today i am going to:
    • [STRIKE]do all the washing[/STRIKE]
    • dry it (perhaps not outside though very dark & grey
    • [STRIKE]tidy up[/STRIKE]
    • declutter one cupboard in living room
    • [STRIKE]do all washing up[/STRIKE]
    • change bed sheets on my bed
    • [STRIKE] clean kitchen[/STRIKE]
    • [STRIKE]get dinner out from freezer (not decided what yet though)[/STRIKE]
    • drink 8 glasses/cups of water/herbal tea/squash-3 down!
    • limit snacking -had a nectarine mmmm was yum!
    • entertain kids (one is already back in bed after getting out the wrong side :mad: loooooooooooong day with her me thinks)- waiting on phone call from DD prospective nursery then going to take them to zoo for soft play!
    And relax.........yet again another bad night with the little ones :(

    dfw x

    got a few bits done :T
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Saturday

    Just had my second run with ds1 :) lol if you can call it that! I went an hour after dinner but was still feeling a little groggy on the way round so don't think i waited long enough. therefore had to keep stop starting! never mind. I will get there (i hope!) DS1 looks after the little ones for me so i am determined to get out at least 2x a week to do a run for half hour or so!

    Spendy day again today. DD birthday next friday :D so went to te$co and got icing, food colouring (all colours they did!!) and some peppa pig figures (toys) so ended up spending £45 in there (oops) also went to toys r us and got DS another birthday pressie (dh picked it up and i felt bad saying no as i always choose everything for them) was only £15 so we got him that!

    DS1 round a friends house tonight. DS2 & DD ill :( so hubby and i are gonna snuggle and watch a film

    ALso had confirmation that i can go to stay in that hotel and watch thriller for the end of the month (i am SOOOOOOOOOOOO looking forward to this!!!) :D

    be back another time anyways, have to check online bank and have quick tidy up before film lol
    Have a nice saturday evening folks!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • choogirl
    choogirl Posts: 1,274 Forumite
    Well done for losing 2lbs, my bathroom scales have stopped working, I'm hoping its only the battery thats gone and not the scales but they are 15years old so it may be time for some new ones.

    Hope the little ones are feeling better xxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    well done on the weight loss hun and keep going with regards to your savings...you're nearly there x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Thanks choogirl & abba :)

    Well another NSD here for me I've spent the day cleaning and cooking and trying to make fondant models for my dd cake - this is not going well! Harder than I thought!!!

    Dh has been a pain in the butt cos he has a slight cold so has been snapping at me and kids all weekend. I was glad when he went back to work lol!

    Anyway on iPod and really hard to type so be back tomorrow lol
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • evening all

    lsd here, only 30p on a newspaper & 24p on some sweeties for kids. Oh and then some wine in ald* (cheap stuff though lol so only £3!)

    finally got DD into a nursery NOT the one i applied for! They only told me this morning though (grr) so i had to -literally- run down to other local nursery and apply for place there before all other parents had heard they didn't have a place either lol. Got the call half hour later that they had a space :) so from sept for 5 mornings a week i will only have one child to drive me mad *term time only*!

    DD birthday on friday so am in the middle of trying to make fondant figures for a cake *omg DRIVING ME MAD* am not a natural artist! Def won't be taking up cake making for a second income LOL!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    thats good news about the nursery space hun even tho it's not the one you wanted plus they were very quick to get back to you x

    My DD's birthday is sunday but i've just got my sis to get me a massive choc cake from costco lol as there will be lots of people at her bowling party lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • :T Oh we'll both be scoffing the cake then this weekend huh ;) (back on diet monday promise lol)

    I finally got round to opening my sealed pot, had £138 in it:j we've spent £20 already lol, it's going to be used for days out/treats over the summer! So £118 left...........

    Got DD birthday friday so paying for her, and ds1&2 to go to soft play so need to check bank in a mo as need £20 for that :eek:! Have her pressies and cards so need to wrap them and write cards out.

    Playgroup is off today so i'll go food shopping instead. need a lot! Been using up store cupboard & freezer so everything is pretty much bare :eek:

    MUST book MOT this week DH is useless, i gave him that one job to do and he moaned and didn't do it :mad: I understand he is at work all week, but he has every evening to himself to do with as he pleases, meanwhile i'm cleaning, putting kids back to bed repeatedly and being driven insane! By the time the weekend comes round i'm done in and the house is a mess again so looks like i have done nothing, which has great pleasure in telling me too it seems :(!

    Tomorrow i am going to make DD cake and try and ice it, thursday i will put the finishing touches on to it ready for friday. So have to do shopping today really even though i have enough in for today.

    Weather isn't very nice here today so kids are out in garden still but in jeans & jumpers today lol!

    Anyway must go check bank and assess money situation!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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