determined to be debtfree!

debtfreewannabe321

OOOh and to add am trying out the envelope system again (taking out cash on payday, hiding card and using different envelopes for different budgets )

So

JULY

DH Travel- £80
Pocket Money for me, ds1 & DH- £80
Mobile top ups (3 of them)- £30
Petrol - £120
Entertainment- £100
Clothes- £60
MOT due- £100 (in case little things wrong- if more is wrong :mad: will have to come from contingency)
DH night out- £50

CASH- £620 (if my calculations are correct lol)

debtfreewannabe321

omg omg omg!!! SO excited!!!! I won a competition!!!!! 2 nights in the cavendish (sp?) hotel in london free and free thriller tickets at the theatre!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

abba1772

whens that for.......you lucky thing x

choogirl

debtfreewannabe321 wrote: »

omg omg omg!!! SO excited!!!! I won a competition!!!!! 2 nights in the cavendish (sp?) hotel in london free and free thriller tickets at the theatre!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Lucky you, well done!

Are you going to take DH or leave him at home with the kids and go with a friend? :rotfl:

Enjoy!!

slm6002

well done - very exciting

Also well done on the spending and NSD's for june

debtfreewannabe321

slm6002 wrote: »

well done - very exciting

Also well done on the spending and NSD's for june

choogirl wrote: »

Lucky you, well done!

Are you going to take DH or leave him at home with the kids and go with a friend? :rotfl:

Enjoy!!

abba1772 wrote: »

whens that for.......you lucky thing x

Thank you everyone

I am still smiling like a cheshire cat everytime i think of it, i am so excited! I asked DH if we could see this at xmas and he never got the hint and bought me tickets! SO this is great!!!!

I have emailed the lady and asked if we can see on the 31st july/1st august....as we are on holiday around the 5th so wanted to go before (don't think i can wait until we get back :rotfl:!!))

Hoping she says yes then my mum can babysit! OMG 2 nights without kids!!!!!! sooooooooooo excited haha

debtfreewannabe321

Saturday

Am going home today when dh and ds1 get home from the cinema...i am green with envy they've gone to see transformers without me but 2 little ones couldn't go in, so sent dh off with ds. ONly had to pay for one ticket as ds one was paid for by my sister as it's my nephews birthday party so cheap entertainment!

Have posted on the weight loss thread, but in short i have eaten TONNES of rubbish these last few days good thing is though that i now notice this and then feel guilty so i guess that is one good thing???

DH was paid extra this month :T BUT we have probably spent all of that on take outs and petrol these last few days

SO no extra money there to go into savings oops!

WIll update properly when home and able to check out finances online!

Hope everyone is having a good weekend

dfw x

debtfreewannabe321

Sunday

Evening folks!

Well got my first NSD today 1/7 so far :j

Have decided what to do for DD & DS2 birthday (one in middle of month and one at end of month) ...i want to take them to peppa pig land -they LOVE peppa pig!!:smileyhea:rotfl:

Right in between their birthday DH breaks up from his course so I am hoping to pick him up and drive to the hotel for a night and take them the next day...in fact we may even go two nights and come back the saturday :T i'm going to break open the sealed pot i think and see how much i have towards it.......either that or i could take the money from our savings which was put aside for spending money for the august hol :think: then if we need more money on hol i could break open the tin then

So that is our big trip for July and I have also emailed lady back about trip to the theatre that i won to see if i can go end of month before our hols. so just waiting for a yay or nah!

Wages have dwindled pretty quickly this month considering we had extra pay am putting that down to our reckless weekend of take aways and lunch out (couldn't avoid this one though)! This will teach me i am now quite literally going to have to live off of my tax credits each week for food & petrol & anything else :eek::doh:!!

So doubt i will be putting much into the savings pot now this month! Still so long as debt doesn't increase i can't moan really!

CCCS have written a letter to tell me they need to do a review on my dmp, i'm quite worried that they will ask for a lot more each month. some months we can afford it, other months (like this one ) we can't.:think: will also have to email my letting agent to see how long is left on tenancy. i'm sure there is only a month or so left before i'm left with a mortgage to pay again and no income!

Anyway tonight we're watching the A-Team on sky, i've taped so many things over the month waiting for ds to return to watch with me there is hardly any room left on the planner :rotfl:


Have done a meal planner for the week.....and in case i lose it like last week am going to put up here too....am working on emptying freezer lol

Sweet & sour chicken with rice (have all ingredients)
Curry, naan & rice (have all ingred again)
Salmon (in freezer) new potatoes, and green beans with salad (need to buy fresh stuff)
Pasta & sauce with bacon
sausage & mash with cabbage (have all this)
spag bol (again have all this)
chicken, veg & salad (need fresh stuff)

also need to stock up on my staple for my diet -muller lights :rotfl:
And ran out of dishwasher tabs, salt & rinse aid all at once (DOH) so will cost a fair bit getting those! Still i'm hoping to get the weekly food shop in for around £60 so on target..........we'll see what i actually spend when i take kids tomorrow though :rotfl:

Anyways have a good evening all

dfw x

debtfreewannabe321

Monday

Right well someone seems to have burgled me in the night either that or i have very naughty children who have completely destroyed my house in the early hours of this morning. grrr. So today's fun jobs are to take all 3 kids food shopping, stop off at wobble plates and use up a session, then come home and clean up (which will most def be my exercise done for the day!)

I also have about 10 washes to clean and dry and sort out thanks to ds bringing home all his uniform, day clothes & p.e kits (none already clean- thanks DS!)

So have a great day everyone, hopefully at least one of you are enjoying the sun lol

dfw x

debtfreewannabe321

JULY TARGETS

Weight Loss- 6lb
Savings- 0/ 570 (nothing yet overspent at the weekend, plus had to give DH over a hundred quid for travel home and also his night out)
To use all vibro plate sessions before they run out - 1/8 (am going to try and sneak out later for this if DS will look after babies once in bed!) edited to say- i went so that is one session down! Have until the 24th to use the rest
NSD - 1/7
LSD- 0/7
Grocery Budget- 68.08/250

Saw that the Sun are doing cheap hols again so bought a paper today and will save for those

x