determined to be debtfree!

debtfreewannabe321

i've sky+ the series!!! it's on at 10 though so i'm not sure if I will be falling asleep by then so may have to watch it another day anyway -Booooooooooooooo!!

abba1772

you can't go to sleep!!!!!! DEAN and SAM missus you need to watch it

debtfreewannabe321

abba1772 wrote: »

you can't go to sleep!!!!!! DEAN and SAM missus you need to watch it

Yep this is true, I just :smileyhea:love::heart2: DEAN!!! I want to marry him and have his babies....well that is if I didn't already have 3 and wasn't already married (hmmm not a well thought out plan there :rotfl:)

I have just joined twitter too...about 10 years too late :rotfl:i expect everyone else is onto something else by now

DFW xx

debtfreewannabe321

I missed Supernatural ! I fell asleep on the couch :rotfl:oh well it's taped and i'll watch tomorrow night with DH! I did watch waterloo road though, how sad I actually cried

Right anyway, aiming for a NSD today! Going to tackle the mounds of clean washing too, into ironing piles, piles to put away and then actually put them away this time ! Doctors first though then the post office to pick up something I missed in the post?!

So hopefully when I check back later I wil have another NSD under my belt, and the house will be clean. :rotfl:I can but try....!

DFW x

debtfreewannabe321

washing machine is on again! thought I had got to the bottom of the pile, until I found another bag in the car *sigh* !

Back from Doctors, and short answer is she doesn't want me to come off my tablets to try new ones, to do that I would need to reduce the dosage and come off slowly and eventually be on none for a while before trying another, and to be honest I think she could see herself I would probably end up going nuts if I did that. I spent the entire time in there grabbing one child or another from the shelves, taps & syringes *ahhhhhhhh another sigh*

She suggested I get a childminder/babysitter/ nursery to have DS2 for a few hours a week (he's the biggest handful EVER- like both my other kids put together and DS1 had hyperactivity!!!!)but I can't really afford it at the moment DD starts nursery in sept anyway so perhaps he may calm down by then (although doubt it, he's just a live wire and that's him lol)

I've decided to write a list of long term goals that I want to achieve within a set time period. I did this when I was younger ..wrote 10 life goals, such as buying a house, getting married, having another baby etc, and i achieved all of them. So think it may be the push I need as feeling very 'in a rut' lately....Be back later as need to feed the little monkeys now!

x

debtfreewannabe321

Ok back with my list of short term goals have also done a long term list (for like 10 years) but that's not relevant at mo cos still need to complete short term list first & get debt free!

Have finished all my ironing, washing & cleaning downstairs, ran out of energy to do upstairs so sat down with a cuppa to do this instead

Will post the goals in a seperate post!

DFW x

Goals are posted below! AND...1) I am just under half way there (yey) 2) I don't think we'll start on till 1) is where i want it to be. 3) I am doing so far...
4) nothing to say but I AM lazy. fact. 5) Have done this so far also 6) need to pester dad to see if he was serious. otherwise look for new tenants 7) want to do this AFTER DH next payrise as we should have more money then....so long as tax credits aren't drastically cut 8-10 well I am trying...just need to keep it up!!!

debtfreewannabe321

Short Term Goals

1. To have £1400 in savings account just for contingency fund
2. To regularly save for holiday/ other luxuries
3. To regularly save for insurances, car tax, & school fees
4. To get rid of everything on ebay that is sat in the corner of my room!
5. Pay for all xmas pressies & birthday pressies through sales, cashback sites or offers
6. Get rid of house in Wales or get more tenants in!
7. To make CCCS payments higher within a year
8. To try and take kids on days out that are free (we have national heritage cards now & zoo passes) or use tesco vouchers/ voucher sites for other days out
9. To remember to fill out spend diary
10. Stick to budget every month!

Wish me luck :rotfl::rotfl::rotfl::rotfl:

abba1772

good luck hun you can do it x x x x

debtfreewannabe321

abba1772 wrote: »

good luck hun you can do it x x x x

Thanks Abba :T I hope so!!! Be lovely to get to the end of all those goals so I can move on to the next list :rotfl:

DFW x

debtfreewannabe321

Have ordered the shopping for next week already so I don't get tempted to go out & spend spend spend in the shops :rotfl:I've decided it's far safer for me to do online shopping until my spending urges are fully buried once again! !

I went onto quidco and typed in Oc@do and there is £7.50 cashback as well as £20 off an £80 shop! :j So i have ordered tonnes of stuff from their basic ranges & stuff that was on offer including a KG of beef :rotfl:all for £62 after money off :j plus I should get £7.50 back still so will only have spent £50 something quid! I urge everyone to go and make use of that voucher before it runs out :money:!!

NSD here, and LSD yesterday (had to pop out for rice & fruit!) so will update totals in bit! DH is home so we spent the day at the zoo with a picnic :money:all free and tomorrow DH is taking kids swimming in morning whilst i chill out before he goes away again for the week !

Oooh and got a lovely pizza yesterday in asda in the freezer a pizza express one (i think????) only £2 or something and was delicious we had it for dinner tonight will remember that in future instead of pizza hut!

Anyway kids are off to bed in mo so DH are gonna watch a film and drink some wine and relaxxxxxxx have a lovely evening all!!!

:):) DFW :):)