determined to be debtfree!

debtfreewannabe321

No you're right, without this here diary, I think I probably would have been tempted to add to the debt a few times rather than paying it off. I certainly think twice about spending (most times now) as I know I have to tell all on here

I was nearly in tears at the diary I was reading last night though, such a brave woman, and sad story (so far...) still have lots to read though lol...wonder if i can send DH out to the shops alone so i can read it....in fact that's probably the worst idea ever. We needed only about £30 worth of food last week and he managed to spend £73 lol. Oh well down from £120 i guess....today I have a printed list frmo mysupermarket so he can't go wrong, but i think i had better still go with him!

So today, shopping & park I think!

Oh and just checked my online bank & the rental money has gone in from my tenants :T so have transferred £400 of that to my savings so it won't be touched. I hade to leave the £60 odd quid in my usual bank from it as the hotel we stayed at in Tamworth have decided only now to take the money out :mad: ( i thought it had already gone- my fault for not checking though) but anyway we still have £150 left in the bank....this is for the DD's that can't be moved to the 1st of the month.

SO all in all, all is well, I've not had a DD bounce for over a month now (this is good for us) AND -very excited about this- I have saved, the money for DS's school fees!!! Usually this would go straight onto the overdraft or CC. SO am very proud of myself for this accomplishment

I still need a kick up the backside though as I have TONNES of ebay stuff and I am almost tempted to throw it all down the charity shop just so it's gone!!! BUT i know i can make money- even if pennies- by selling

Someone, anyone, please kick me! :rotfl:

debtfreewannabe321

well today was weekly shopping day, I was good went with printed off items, should have come to £63...I spent £62 -in A$DA and also managed to spend £29 in the wholesalers :huh::huh:!! Grrr quite angry with myself really! AND to top it all it's not like I even got that much extra off the list...

NEXT week i WILL get an online shop! I have an email with a free delivery code so I must remember to order before I need it all (always forget, never organised enough so always end up going out to get it!)

DH made some lovely banana bread, a banoffee pie from some bananas we got for 40p...we also got 3 loaves of bread @10p each. Stacks of red lentils & rice from wholesalers, so I guess even though I didn't get much extra, it's because i stocked up instead (maybe, excuses, excuses huh)

Really need to get on ebay. Really have no motivation, whatsoever. Need to scrub house clean too, again no motivation. Also Ironing pile is now 3 baskets instead of 1 (argh) .......I wish to win the lottery, get an ironing lady, a cleaner, a cook & a bl**dy big bottle of champers & watch them clean whilst I get drunkard!!! :rotfl::rotfl::D (we can but dream, right?)

abba1772

GET YOUR BUM ON EBAY!!!!!!!

I put my old virgin box on ebay this morning and it's sold for £35!!!!! woo hoo off to check my paypal account as promised the kids a trampoline if i hit £100 lol

debtfreewannabe321

abba1772 wrote: »

GET YOUR BUM ON EBAY!!!!!!!

I put my old virgin box on ebay this morning and it's sold for £35!!!!! woo hoo off to check my paypal account as promised the kids a trampoline if i hit £100 lol

do people actually pay for old box sets? I have a SKY+ box that's not being used :think: now wondering if i could sell that....also have a remote that was pretty much brand new (blooming paid £22 quid for it after breaking the other one in a fit of temper, then DH upgraded to HD+ :mad::doh:)

I have tonnes to go on, I seriously lack any get up and go! I think it is because DH is home though....(have to blame someone here) ....once he goes back to work end of may (omg only a few more weeks ) he will be away all week and only home at end of week- dontcha just love the army :mad:

Had a glass of my blackberry wine tonight and omg was it strong! Checked the alcohol % after (N.B to oneself...do this before necking a glass in future) and is nearly 14% wowser! !

Still getting phone calls & defaults left right and bloody centre wish the CCCS would send the ruddy letters out...in fact i believe them when they said they already have...i reckon the creditors just send them straight to the recycling bins without opening!

Oh and finished that diary tonight, with a happy ending and all debts gone like reading a novel (kinda)

Just 2 more to catch up on now that i started reading this week (my new pasttime- comp attached to me where ever i go so i can read other peoples journeys, rather than actually getting up and making my own journey- N.B NOT pro-active!)

debtfreewannabe321

I have!

Makes a change :rotfl:

Last night I made plans to get the house into ship shape today, so set my alarm for 7am planning on getting the kiddiwinks out of bed as they have been a nightmare the last week since coming back from our mini break. They won't go to bed, they tip their room upside down and find anything, and i mean anything (piles of clothes even) to climb over their stairgate so they can escape downstairs. 2 kids are definately not easier than 1....whoever told me that needs shooting! Anyway so alarm set, I wake at 7am, -before kids! wow!- and somehow went straight back to sleep. Damn!

8am...kids wake me up...'Muuuuuuuuuuuuuuuuuuuuuuummy, wanna get out the gate' arghhhhhh....so I shout 'ok, 2 mins' and go back to sleep until 9am :rotfl: omg I'm worse than my nearly teenage son! So need to crack this getting out of bed lark, then maybe I can get my house cleaned before 9am and spend the day OUT!

So by half ten I had stumbled downstairs and was attacked as soon as i got to the bottom by little people. I decided to send DH straight out with both of them so i could crack on. They've gone swimming, and I spent 2 hours scrubbing the living room & kitchen..and then ran out of steam hence I am on here!

So I am going to do today,
*ironing -all of it
*sort out the ebay pile, and put charity shop stuff to one side DH can get rid of that today!
*call up about a groupon deal I bought and see if i can go today for first session (10 vibro plate sessions- only £9!)

So not a huge list...let's see if i can get it done lol (doubtful, sun is shining can think of a thousand places I want to be rather than behind my ironing board!)

abba1772

debtfreewannabe321 wrote: »

do people actually pay for old box sets? I have a SKY+ box that's not being used :think: now wondering if i could sell that....also have a remote that was pretty much brand new (blooming paid £22 quid for it after breaking the other one in a fit of temper, then DH upgraded to HD+ :mad::doh:)

I have tonnes to go on, I seriously lack any get up and go! I think it is because DH is home though....(have to blame someone here) ....once he goes back to work end of may (omg only a few more weeks ) he will be away all week and only home at end of week- dontcha just love the army :mad:

Had a glass of my blackberry wine tonight and omg was it strong! Checked the alcohol % after (N.B to oneself...do this before necking a glass in future) and is nearly 14% wowser! !

Still getting phone calls & defaults left right and bloody centre wish the CCCS would send the ruddy letters out...in fact i believe them when they said they already have...i reckon the creditors just send them straight to the recycling bins without opening!

Oh and finished that diary tonight, with a happy ending and all debts gone like reading a novel (kinda)

Just 2 more to catch up on now that i started reading this week (my new pasttime- comp attached to me where ever i go so i can read other peoples journeys, rather than actually getting up and making my own journey- N.B NOT pro-active!)

do a search on ebay hun and have a look through the completed listing.....thats what i do!!!!

i only put 6 items on last night as figured i would give the post office a heart attack if i turned up with about 30 items to post lol but the box sold straight away and i have a bidder on DD summer jacket she'd only worn once but the auctions don't end til next sunday lol

debtfreewannabe321

Grrrrrr a cheque came out that i had forgotten about sent me £6 overdrawn...wonder what the charges for this will be and if the cheque will bounce now grrrrrr grrrrrrrr grrrrrrrrrrrr!!!!!!!!!!!!!!!

Have transferred money over to cover it, but i think it might be too late as stupid bank are idiots!

debtfreewannabe321

Today I have:


* tackled the huge pile of ironing
*had a NSD :T
*sorted out ebay/junk...have one pile to go to charity shop and one pile for ironing & taking pics to go on ebay
*tidied up downstairs
*called bank, they are going to allow the cheque and not charge me :T
*called CCCS to see if they have re-sent the letters to creditors that are telling us they haven't received them (i'm sure they have but what can we do about it!)


I still need to do some exercise & tidy upstairs but that may wait until tomorrow -well upstairs anyway -can't really put zumba off anymore otherwise that delicious banoffee pie dh made & I ate half of, will go straight to my tum! :rotfl:

How is everyone here???

debtfreewannabe321

did 2 x zumba workouts (one was to try and counteract the banoffee cake i ate half of....lol :rotfl:)

AND can someone please tell me what Stoozing means :question::think: have seen it on lots of threads across the site but not yet worked out what it means

debtfreewannabe321

NSD#4 today!

We took a drive to the local woods with walking trails, got completely lost, couldn't find the lake & ended up back at the car park after an hour and half and gave up lol.....good news is it was free (perhaps we will download and print a map next time haha)

Have decided to give zumba a miss today, am feeling a bit under the weather, headaches & tiredness & general lazy feeling...will try and get back on with it tomorrow. I had a long walk today anyway so that will count for something!

I'm thinking of getting an energy meter thing that tells you how much electricity you are using, I reserved one at the library a while ago and never went to pick it up when it came in and now there is a huge list of people waiting again, so might look into buying one.

DH has offered to replace my broken camera with some of the money we have saved from going abroad....we could use it to pay the CCCS towards our DMP though, but tbh, I'd like a new camera -is that bad???!

DFW x