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determined to be debtfree!
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Hi
Have you looked on icelolly.com or bookable holidays - these are often cheaper than the travel agents or even just have a look on teletext holidays.
In the past we've also just booked flights and acomodation seperately and this always works out cheaper as well, but you do normally need to book flights way in advance for the really good deals. HTH x
No i've never heard of them? thanks :T will check them out! And good news ref the Haven holiday if we decide to do that, I bumped into another army wife this morning and she told me if I go onto armedforces discount website (she's sending the address later) I should get £200 off a holiday there!so will be looking at that too!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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YEY :j I've booked my holiday for August
I had a last minute change of heart (and another LBM :money:) and decided against a holiday abroad ...tbh I am a little gutted, BUT we really couldn't afford it (well we could with all the bonus money but i felt it was a waste considering our situation) Soooooooooooo we are going.... *drum roll please*.....to Haven :rotfl:we're going to the lake district for 10 days and have booked a super posh caravan thingy (one down from the top)...and I got £430 off :money: by going through an Army discount site
so a 10 day hol is costing us around £900.....ok ok so we could have got it way cheaper if we went else where perhaps didn't book lots of activities, and have a posh room....but I thought it was a compromise for the hol abroad
Oh and forgot to say earlier, got DH to call Sky they have reduced our package to £40 a month rather than £50 that it was! He did forget to ask WHEN we could cancel though *doh* whole reason of call....am thinking of cancelling and transferring the money each month to a seperate pot to see just how much money we wasted on this (and obviously using for a good hol or day out lol)
So that's all my news ...until tomorrow my friends! :rotfl:night, DFW xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Have paid the £99 booking fee/deposit for our holiday :j so excited now...only 13 and a half weeks to get into bikini shape (:eek:) and i stupidly weighed myself (the MSE way, on a pair of scales in wilko that were out on display :rotfl:) and I am about half a stone over my ideal weight of 9st 7lb....and a stone away from where I would love to be (9st 3lb) booooo ....I wondered why the trousers were that tight!!
All the bills have come out and we don't have much to live on, but at least the bills are paid, and I have grocery money out in a cup in my cupboard :rotfl:so we will eat!
DS1 keeps calling asking for things to be sent to him. 1) i want to send them because I feel guilty for sending him to boarding school (my own issues of going to one here are surfacing I know...) 2) I obviously want my child to have the same amount of 'things' as his mates....but 3) I want him to understand he can't have everything, and also that we are indeed on a budget and he receives pocket money so should save up from that!!! I worry, because he uses me as I would use a credit card....'mum if you buy this i will pay you back half my pocket money each week until i've paid' ....hmmm not really sure I should be leading him down that path, most of us on here have been down there and look where we are now!
I have been reading some diaries on here and they are so inspirational, makes mine feel a bit of a useless contirbution really. I wish I could say things that count, or matter, or make people think twice...In fact I often wonder if anyone is reading or if I am just rambling on to myself (no change there then I do that daily anyways lol)
DFW xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I read... if I count :rotfl:Parents - £4000/£0 paid
OH parents - £9000/£0 paid
Mortgage - £125,000/£0 overpayments0 -
Deeperblue wrote: »I read... if I count :rotfl:
Me too! Do I count lol:heart: Became Mrs W in 2011:smileyhea Blessed with Baby boy 1 in 2013, Baby boy 2 in 2016 and Baby boy 3 in 2018 :smileyheaDebt @ 19/8/11 [STRIKE]£20,060 [/STRIKE] current £0Paid off 100% :dance:0 -
Of course you do DB
you were one of my first MSE buddies!!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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oh and crossed posts there Walby lol ...you, DB & ABBA were my first MSE friends haha
....but everyone counts (and it's nice to know someone listens to my ramblings)
I hope the wedding nerves aren't too bad!!! xxxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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omg in the middle of reading a diary on here, upto page 45 and there are 0ver 100 more to go .....it's like reading a book! I just want to skip to the end to see what happens....but won't! This site will save me tonnes on buying new books huhMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
0 -
oh and NSD ~3 for me today! forgot to updateMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
0 -
i'm still reading hun, it's not a useless contribution look how much you have paid off so far!!!!!!! you probbaly wouldn't have been aware of the amount you have paid off this year if you weren't keeping this diary x x x
keep up the good work hun xNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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