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determined to be debtfree!

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  • thanks hun, yeh i had a reply (or ten) and everything is my fault :rolls eyes: just as i thought!

    I'm being naughty today, i've let the kids fall asleep whilst i watch some film about indians trying to rob land from americans lol. I'll wake them up in 5 mins ;) then i must get dinner on ...just the kids room that needs a good clean and that will wait till tomorrow! My bed is now done just ds's and then i'm finished with jobs!

    :D xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    does he ever accept responsibility for things going wrong????
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772 wrote: »
    does he ever accept responsibility for things going wrong????

    Nope! Everything is my fault or because of an action that i did. He's fantastic at twisting my words to say what he wants them too....i call it his secret weapon :rolls eyes:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • afternoon all, lovely day here :D we took kids to zoo (and dh was on best behaviour) and I found £10 :eek: !!! 1p, 2p !! It's definitely my new hobby now lol. I was going to give the tenner back but i didn't know who had dropped it and as it was so busy dh told me to keep for ice creams...i felt so guilty after though :o!

    Not a nsd. £20 on petrol. £4 on bread, and a few sweets for kids (and it reminded me why i avoid the co-op so bl00dy expensive). Petrol was not budgeted for as we've gone over the budget now (after paying MIL's petrol) so luckily we had £20 left in there! Now the bank is down to £1.54 :eek:! The bread & sweets came from my pocket money :cool:

    NSD tomorrow, has to be really :rotfl: I is broke now!

    My father called and is still having ds1 over for some of easter, will keep him busy hopefully and away from the x-box & ps3 for a while :cool:. Anyway must go, dinner on & i'm starving!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Great news about the £10.. It was destined for you:rotfl:

    And your dad taking DS1... Double result:rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • indeed! and for once when the kids saw other kids with icecreams and asked for one, i could say yes! How refreshing lol! (even if it weren't my money to spend....lol)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Sounds like a lovely day!
    Trying to shift that debt!
  • hillside777
    hillside777 Posts: 357 Forumite
    It's great news that you had a lovely day and I hope you had an ice cream also. ;)

    Also good news about finding the money and you had lovely weather.

    Good news all round. :j
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • bonnington wrote: »
    It's great news that you had a lovely day and I hope you had an ice cream also. ;)

    Also good news about finding the money and you had lovely weather.

    Good news all round. :j

    no i didn't have one :(! but i still have some money left so will get myself something else :rotfl: the ice creams were £1.50 each so i wasn't parting with more than i had to....just couldn't stop the mse in me :rotfl:could've gone to tesco and got a pack of 4 for that pfft!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Hey DFW :wave: good on you for finding a tenner :D. Don't feel guilty! I make a point of looking out for lost and lonely money :p. Apart from the regular pennies I find, I've also caught a £5 note as it was blowing down the high street, £20 that was dropped in a car park and then in France one year, I found a 20 euro note in a SM car park!!

    My OH thinks I'm nuts or lucky! I don't really care which I am :p:p.

    Been
    Full LBM 26 Sept 11
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