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determined to be debtfree!

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  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ok attempt 2 at posting *sigh*!

    Found 1p on the floor today :j think i might make this my new hobby what d'ya think :rotfl:

    NSD here, don't need anything. Dinner was a surprise from the freezer the more it defrosts the more it looks like spag bol so i guess that's what is for dinner :rotfl:!

    I'm still feeling up and down, up and down :( just trying to ride with the emotions and not get too caught up in them, tis hard when you are as senstive about everything as me though:D i didn't make DH a cup of tea as i had heard him on the phone to his boss saying he was going to the gym. I go out and sit on doorstep (to watch kids) and he says 'where's mine' I nearly burst into tears over it :huh::huh:

    nearly at another payout for a survey site.........so near..........

    also am getting a freebie in the post to try out for a company :D filled out a survey and it asked if i'd like to test something. ooooh yes please :T

    Right anyway, major crisis here, cinderella II is jumping (dvd) must go fix it or 3 yr old will melt down *sigh* !

    Wow you have earnt 51p this week already without even trying !!

    Hope you sorted Cinderella II out, my DD2 used to watch that every single day without fail, but on Video !

    Sorry you are still feeling so up and down, what is it with us women that the daftest things can send us into meltdown :o , I really hope you start to feel better soon x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • I blame hormones.

    And men.

    x
    Trying to shift that debt!
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I blame hormones.

    And men.

    x

    I second that !!;)
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • I thought my list of subscribed threads was short. Your thread had disappeared. :eek:
    I don't think I accidentally deleted it.
    I thought this morning I hadn't received an email saying you posted yesterday. :(

    Normal service is now resumed. :)
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Well I can join you on the off day! A sunny one but a weird one! That's for sure.

    I do think it's easy to get overwhelmed. I do anyway! And it's often little things, you know a few of them rather than one big thing. Just give yourself some space if you can and remember its not for ever.

    Hugs

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • True. We all talk sense see? X
    Trying to shift that debt!
  • Bonnington same thing happened to me?! a few of my 'regulars' disappeared :confused: !

    And lol at you lot (i agree though, blame the men- soz Mr B) hehe!

    Well today i have been ill :( went to a friends house for a cuppa, was nearly sick all over her, my other friend & the cat :eek: thankfully dh had a day off i got him to walk over and drive me & car & child home! i slept for 3 hours and still feel rubbishy :( good news: NSD!

    DH and I rowing again........over where to live. The thing is i'm beginning to agree with him, slowly. I searched (stupidly) for a house that was big enough for all of us, a nice garden, parking etc etc and good area........a modest 4 bed terraced house was £350k+ :eek: in the rubbish area we live in now! I was not impressed :(

    DH still wants to move to america, so i googled house prices over there.......found a bEEEEEautiful 6 bed house, swimming pool, close to sea, close to town & good schools in a nice area (by the sounds of it??) for £150k?! How can this be? Is this a lie? If that seriously is true then i'm contemplating moving! not just for me but for my children's futures. If we can't afford to buy a house now in 2012 in england how on earth will our children afford it in another 20years?! besides houses in america seem to be 2 x bigger at least! I always was a sucker for a big house :o

    So anyway nothing will happen with debt hanging over our heads. But i've told DH if he can get a job then yeah, sure why not? we can always come home, tail between legs can't we?! So for now DH will be kept busy looking for jobs in America & i will be trying to squirrel away some money :D

    So does anyone here have any experience, first, second hand of emigrating and what it involves (esp interested in america) :T

    ta-ra for now :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh DFW I know what you mean about being over emotional... I am very oversensitive :(

    Yay for big house but boo for America. I don't know how I am ever going to afford a house in the UK, maybe USA is the answer! xxx
    Life is too short not to love what you do.
  • Yep we have come to the same conclusion, we are looking at homes abroad too.

    But first my lovely, debt busting and what a focus it could be !
    Trying to shift that debt!
  • ooh where are you looking to skint? I reckon we can be debt free in a year or so :) and maybe with savings (albeit not huge ones) at the same time :D x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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