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determined to be debtfree!

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  • mandz1
    mandz1 Posts: 2,548 Forumite
    I would love to move to america. Dont know how my wobbly belly will fit in with all the skinny people in LA though. may have to look at the big parts of america that dr christian goes on about on supersize v superskinny.

    Hope you feel better soon
    PAD Maker
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    wow america how exciting....never thought about moving aborad but i think its something that should defo be explored after all america is the land of opportunity :)
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Sorry to read that you have been poorly. :(

    It's about time you were feeling 100% high as you've had your fair share of illness.

    Hope you feel on top of the world tomorrow.
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • thank you for all your replies. I just
    wrote a huge reply which as it does on here sometimes has disappeared!

    I'm back to feeling fed up after my husband has yet again taken the mick by leaving me with at least 8 washes of clothes/bedding. a living room to scrub clean. A kitchen that needs the same. Recycling that apparantly has a home on the side- he couldn't even be bothered to throw it outside the back door in the green bin. A kids room that needs sorting out (they've yet again emptied their wardrobe this morning) and our room that also needs doing. I am feeling like a door mat today and not happy about it :( and i still feel ill, can feel another migraine coming on but hey i'm not allowed to be ill so i best crack on before he cracks the whip on me.:(
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • You seem very low, I hope your stomach has settled down.

    I hope you can talk to your husband and get some help with things. They can be infuriating at times.

    xx we are looking at france at the moment, its where alot of our work is. x
    Trying to shift that debt!
  • You seem very low, I hope your stomach has settled down.

    I hope you can talk to your husband and get some help with things. They can be infuriating at times.

    xx we are looking at france at the moment, its where alot of our work is. x

    france sounds lovely :) my french is a bad gcse standard though so not sure i could move to a foreign speaking country :o


    As for my dh i have tried calling him to no avail. I've now issued orders *via text* that i want him to move out and into the block. What is the betting he just ignores it. Then we have to have a whole huge row over it. *sigh* I've a sneaking suspicion he's been engineering this argument for me to blow up so that i do throw him out. His bonus is due next week so then without me to say what i think we should spend it on (DEBT or savings) he can now do with it as he pleases. Totally hacked off. I know this isn't really the right place to vent my fury but nowhere else to do it :(
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • good news is i have 35 nsd under my belt as of today. (bad news kinda outshadows this though)!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Alwways look on the bright side though!
    Trying to shift that debt!
  • Alwways look on the bright side though!

    yep xx

    Well since 6am i've got a fair bit done.
    • Stripped ds2 bed
    • stripped my bed
    • put away 6 washes of clothes
    • done 3 more washes of clothes & bed linen
    • Hoovered up & downstairs
    • Tidied front room
    • Tidied kitchen and done 4 lots of washing up
    • got dinner out freezer
    • sorted out the recycling & finally put out for bin men
    • tidied garden and moved stuff about (didn't make a diffference garden still ridiculously small!)
    Still to do:
    • make my bed
    • make ds bed
    • make dinner
    • wash up after
    • talk to dh
    • get an early night as still feeling a bit poorly
    Checked bank also and there is nothing due out that i can see until monday now when the last dd goes out before payday. On monday we are due £46 in child benefit though so that will cover it and we should be able to get some food for the week.

    I'm keeping myself busy but i feel utterly fed up and just want to stop & cry. Anyway off to finish some jobs. no rest for the wicked!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    so sorry you're feeling so down hunni xxx

    any reply from the texts you sent him?? some men think if your a stay at home mum we sit on our bums all day and do nothing...how wrong they are!!!!

    hope you feel better soon hunni xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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