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determined to be debtfree!

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  • feeling much better now, i really was in a :( mood earlier! And i think the fact i was on such a high at the beginning of the week just the smallest niggle has sent me crashing back to earth :rotfl:

    So glad you're feeling happier today DFW...and that makes two of us :D:T!

    Been
    Full LBM 26 Sept 11
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy to hear you are feeling better DFW. Just to echo Mrs Brizzle, it doesnt take alot for us to go from feeling on a massive high to it all coming crashing down on us in a matter of minutes. You can tell it happens to me all the time !! I'm glad your Reiki lady helped though and your obviously not alone in feeling that way......not that I claim to know anything about this Reiki lark, but a friend of mine swears by it !:)

    I hope the week gets better for you, oh........and I had to step away from the tea and coffee canisters in Next last week . They were so beautiful and shiny and would have looked so pretty in my kitchen, but I managed to succumb although I'm convinced they have been popping up in my dreams ever since , and it wont be too long before they grace my kitchen counter !! :rotfl:Its my birthday soon, maybe I will put them on my list !!! Gone are the days of diamonds ! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • mandz1
    mandz1 Posts: 2,548 Forumite
    glad to hear your feeling a little better.

    hope you get your car sorted its horrible when things break when you really dont want them to.
    PAD Maker
  • Hi DFW and all.

    Sorry about the car, Ive just been catching up with peoples diaries and it seems alot of people have been flat lately, Ive been so flat Ive been unable to post, even the innocent semi social act of posting has had me quaking.

    I need more than my chakras aligning, they need a bloody good remapping IMO.

    Onwards and upwards, and in this world as we all know, it means ebay and questionnaires. xx
    Trying to shift that debt!
  • I'm glad your Reiki lady helped though and your obviously not alone in feeling that way......not that I claim to know anything about this Reiki lark, but a friend of mine swears by it !:) oooh you should try it it really does work and makes you feel fab afterwards :T

    I hope the week gets better for you, oh........and I had to step away from the tea and coffee canisters in Next last week . They were so beautiful and shiny and would have looked so pretty in my kitchen, but I managed to succumb although I'm convinced they have been popping up in my dreams ever since , and it wont be too long before they grace my kitchen counter !! :rotfl:Its my birthday soon, maybe I will put them on my list !!! Gone are the days of diamonds ! :D
    I wonder if we were after the same set :rotfl: Only i didn't resist :o:o
    mandz1 wrote: »
    glad to hear your feeling a little better.

    hope you get your car sorted its horrible when things break when you really dont want them to.
    :( me and cars don't mix. full stop. :(
    Hi DFW and all.

    Sorry about the car, Ive just been catching up with peoples diaries and it seems alot of people have been flat lately, Ive been so flat Ive been unable to post, even the innocent semi social act of posting has had me quaking.

    I need more than my chakras aligning, they need a bloody good remapping IMO.

    Onwards and upwards, and in this world as we all know, it means ebay and questionnaires. xx

    :Thello hunny i'm glad to see you back posting :) I hope you are feeling a little more like your old self soon. I think you should give the reiki a go too :D & don't talk to me about surveys today. been screened out of at least 20 already and it's not even 3pm :mad::rotfl:

    dfw xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • :eek: just received an email from ds1 he attached a link and asked if he could have it....so i open the link and nearly die of a heart attack.....a £600 netbook :eek: :cool: keep dreaming son! Mine was less than half of that, i'll be damned if he gets a more expensive one than me :rotfl: AND he reckons my dad is giving him some money towards it?! think i may need to investigate this a little further :eek:

    Anyway it's a NSD here :T I needed a stamp BUT found 50p on the way to the post office :j so used that so a nsd from my purse :p;)

    Have sent off my sister's birthday card (free got loads in a box) and a £10 gift voucher.........i'm seriously low on gift vouchers :( and i still have my mums b-day, my other sister, and all dh's family (although he still hasn't written down all their birthdays so think i have missed one already oops). Best get cracking the whip on these darned surveys then *sigh* have 88 in my survey inbox awaiting me ...just can't seem to muster the energy lol!

    Hope everyone has had a nice sunny day like we have here :) makes me feel much better with a bit of sun shining down on us all :A
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • gift vouchers earned for gifts:

    109/150:

    £10 dad's birthday
    £10 step mum b-day
    £10 sister
    £20 ds2 bike (early b-day gift)
    £25 argos xmas pressies for kids
    =£75

    Have £15 tesco vouchers still
    £3 asda card
    £3 book tokens
    £5 capital bond on the way
    £5 capital bond in hand

    =£32

    =£107 altogether hmmm not sure where the £2 has gone lol?! I will have enough for one more birthday present once i receive the other one through post. Then need to get working on a few more. Very happy though all birthdays this year have been money neutral :D no cost to me at all!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Hi DFW, Congrats on the 50p find :j !! Glad to see your mood is lifting, i have been taking Korean Ginseng to help my moods, energy levels and sleep. Plus, they are buy 1, get 1 half price at Holland & Barrat, so worth a try :)
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • Money neutral is massively impressive!

    Wow at 50p find!

    I am putting a tenner in my savings tin this month if it bloody kills me.

    Fingers xd the budget is kind to us all. xx
    Trying to shift that debt!
  • ok attempt 2 at posting *sigh*!

    Found 1p on the floor today :j think i might make this my new hobby what d'ya think :rotfl:

    NSD here, don't need anything. Dinner was a surprise from the freezer the more it defrosts the more it looks like spag bol so i guess that's what is for dinner :rotfl:!

    I'm still feeling up and down, up and down :( just trying to ride with the emotions and not get too caught up in them, tis hard when you are as senstive about everything as me though:D i didn't make DH a cup of tea as i had heard him on the phone to his boss saying he was going to the gym. I go out and sit on doorstep (to watch kids) and he says 'where's mine' I nearly burst into tears over it :huh::huh:

    nearly at another payout for a survey site.........so near..........

    also am getting a freebie in the post to try out for a company :D filled out a survey and it asked if i'd like to test something. ooooh yes please :T

    Right anyway, major crisis here, cinderella II is jumping (dvd) must go fix it or 3 yr old will melt down *sigh* !
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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