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determined to be debtfree!

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  • morning :)

    cake was lovely :) doubt it has done much for my weight though :eek: ! I also had some roses & wine delivered by the florist after i last posted :D they were sent by my dad and was a lovely surprise!

    Today is the day before payday.......paydayeve.......the longest day of the month?? quite possibly.

    Will work out what incomings we have & what outgoings we've got tomorrow and see what is left to divide between food & petrol & hubby (grrrrrrrrrrr. but that's for another time!!)

    Will try and catch up on diaries later, after all i'm not going anywhere today ......although house could do with a little attention lol ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Hi,

    Happy Birthday for yesterday. I couldn't get on a laptop yesterday so am a bit late.

    It was a nice surprise about the wine and flowers. :) I hope it wasn't Pinot otherwise you know who will want it. :rotfl:

    Glad the cake was nice and things are ok in the DFW household.
    Have a nice day, however long it may seem. ;)
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • Excuse me, did I hear my name mentioned ?!!!!!!:rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • :rotfl:sadly not :( in fact it wasn't very nice at all. But ya know, it's alcohol, I will drink it, albeit slowly :rotfl:which is probably a good thing lol

    Been through budget trying to see what is due and what's not but gas/elec all over the place so not sure what's due out and what's not :eek: same for sky as that is changing this month and same for talktalk as that should also change this month ........and talktalk haven't taken a dd for feb either, so i'm very confused ??? have left the money in the account just incase it is due out today but i've totally confused myself with bills :rotfl: tis not hard to do though, i'm a bit of a scatter brain :p

    Need to write a shopping list. We need essentials like tomato sauce :eek: i can not believe i have none stock piled yet :rotfl: this would be no.1 priority on ds2 list ;). I'm at present trying to convince dh to take ds1 & ds2 away for a few days in april to my dads to go fishing. i think they will appreciate the male ;)bonding session and i will appreciate havign just dd for some one to one time (as would she!) :) not sure i've fully convinced him though :cool: (yet. i will.)

    Will try and catch up now on diaries, was busy this morning cleaning up after children. *sigh* . :cool:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Just had another invitation for a 'discussion/chat' and vouchers in return :D i should have lots to go towards xmas by the time December comes round :)

    I've put my march order for approved food in :) they have my fav descaling product v.v. cheap so have ordered loads lol. Will do my kettle, shower & taps with that ;) also ordered lots of white vinegar from there to stock pile for cleaning. Well anyway best get back to the important business of watching desperate housewives! ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Well anyway best get back to the important business of watching desperate housewives! ;)

    That's what's on my tv as well although it's a repeat so I know what happens..

    Sorry I missed your birthday - hope you have a lovely one. Have some belated cake from me xx
    :bdaycake:
    Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568

    Oct 2012 = Current debt: £40,548.93
    Oct 2013 = Current debt: £39.054.70


    DMP Support number 424 - Long haul number 308
  • :smileyhea Belated Birthday Wishes DFW !!!! And many congrats on your NSDs VERY impressive.
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • I hope you're ok as it's very quiet on the DFW blog today. :)
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    All Ok Mrs DFW ??? You are unusually quiet ?!! :eek:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • afternoon all :D

    hope i didn't worry anyone lol:rotfl:

    Yesterday was pay day so i spent the day out :D......my exciting day consisted of te$co for breakfast with a friend :rotfl:then searching for easter eggs buy one get two free :p. They also had a sale on in the clothing section :j so i got ds2 some clothes as he had outgrown most of his wardrobe :eek: i also somehow managed to buy myself a dress ;). I was very good though. I had a pre-till check and put back 8 items i didn't absolutely need! How good am I :A

    Got kids & DH easter eggs, spent £5.50 altogether on the 4 :T


    Then I spent the afternoon with a friend doing nowt special (drinking tea & moaning :rotfl:)

    Today I had breakfast out again :eek: and then made it home in time to do an online chat which has just finished :) there should be £25 amaZ0n voucher in the post by next week for that :j

    have signed DH up to a 12 month simplicity thing with o2. £10.50 per month for 600 min of calls, 200 mins to another o2 (me) and unlimited texts.It's usually £15.50 but you get 6 months with £5 off. Then it goes up to£15.50 - we already pay £15 a month and he gets no where near a good a deal as that! I also get cash back & a £25 gift voucher ;) so should be £50 on it's way altogether for me for the chat & phone offer....gift fund is coming along nicely :T

    Bills all paid for the month & money seperated into their pots :) I've paid the car tax fund and i should be getting a letter soon to let me know when that is due :eek: ...spent £14 on top up shop this week. Don't really need much so didn't actually bother with the big monthly shop like i usually do! I owe my second purse a tenner as i spent there buying from MY shop (the upstairs cupboard) :rotfl:

    Anyway i best go i have to email some 'homework' back for this chat :p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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