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determined to be debtfree!
Comments
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good plan! grow my own! why didn't i think of that

Well not a NSD DH asked for my bank card (as it's my birthday tomorrow and i'm assuming a card was needed!) and spent in asda on wine, (cards?) and few other bits!
Entertainment was free this afternoon though, we had a gruffalo hunt in the woods lol and spent the afternoon looking for animals & their houses !
DVD & bed tonight feeling all irritable as i'm tired
!
Perhaps the wine dh bought may make me feel better
Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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Happy Birthday to youuuuuuu !
Happy Birthday to youuuuuuu !
Happy Birthday dear Mrs DFWWWWWWW!
Happy Birthday to youuuuuuu !
Hope you have a really lovely day and Mr DFW remembers to thoroughly spoil you in a very MSE type of way !!
Enjoy xx:bdaycake:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Happy birthday - i hope you have a lovely day
Me, DD1 20, DS 18, DD2 14, Debt Free 04/18, Single Mum since 11/190 -
:bdaycake::j0
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Thank you so much for my birthday wishes :happylove:lovethoug
Please share some cake :bdaycake:& tea/coffee :coffee:
Today i've had friends round for a catch up & some cake
Received ZERO birthday cards in the post :eek:
Have spent an hour (at least) on the phone to Npower & SSE trying to decipher from the codes they talk in who i was actually signed up to and what i was paying *sigh*
Called mum, she was upset, so spent half hour trying to make her feel better.
DH & I have rowed over 'pocket money' on today of all days! I'm going to give in this month and give him £100 (if it is there)
i can't be doing with the hassle anymore.
Good news is my electric has been worked out for the year and i am paying £40 a month from now on:T and £31 on gas :T the man was very impressed with how little i had used :T (actual figures not just them tempting me with low DD and then charging me £500 every 3 months on top of DD!)
Anyway kids rowing so best go! DH is cooking a cake in oven for me so very mse lol. Be back later hopefully
countdown to payday..............2 days left :j:jMortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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oooh also a NSD! 25 this year already
Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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:bdaycake:
HAPPY BIRTHDAY DFW XXXX
hipe the cake dh is making you is yummy :beer:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Thank you abba

It looks nice am hoping it tastes good too
I've been accepted for a live chat on thursday with some other people about a product. it's thursday lunch so am hoping dh may be around or else the t.v will be babysitting for an hour! I think i get £20 gift voucher for it
Also for going back to Npower -started off with SSE then went to Npower, then back to SSE, now back to Npower *confused* I will get £75 worth of high street vouchers
so that will go towards xmas or birthdays! Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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Happy Birthday DFW

Hope you've had a lovely day!
BeenFull LBM 26 Sept 110 -
:bdaycake:
Just popping in to wish you a Happy Birthday. Enjoy your cake, I'm sure it'll be delicious because it was made with love.Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0
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