We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
determined to be debtfree!
Comments
-
good plan! grow my own! why didn't i think of that
Well not a NSD DH asked for my bank card (as it's my birthday tomorrow and i'm assuming a card was needed!) and spent in asda on wine, (cards?) and few other bits!
Entertainment was free this afternoon though, we had a gruffalo hunt in the woods lol and spent the afternoon looking for animals & their houses !
DVD & bed tonight feeling all irritable as i'm tired
!
Perhaps the wine dh bought may make me feel better
Emergency Fund- £717.77
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest0 -
Happy Birthday to youuuuuuu !
Happy Birthday to youuuuuuu !
Happy Birthday dear Mrs DFWWWWWWW!
Happy Birthday to youuuuuuu !
Hope you have a really lovely day and Mr DFW remembers to thoroughly spoil you in a very MSE type of way !!
Enjoy xx:bdaycake:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Happy birthday - i hope you have a lovely day
Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/190 -
:bdaycake::j0
-
Thank you so much for my birthday wishes :happylove:lovethoug
Please share some cake :bdaycake:& tea/coffee :coffee:
Today i've had friends round for a catch up & some cake
Received ZERO birthday cards in the post :eek:
Have spent an hour (at least) on the phone to Npower & SSE trying to decipher from the codes they talk in who i was actually signed up to and what i was paying *sigh*
Called mum, she was upset, so spent half hour trying to make her feel better.
DH & I have rowed over 'pocket money' on today of all days! I'm going to give in this month and give him £100 (if it is there) i can't be doing with the hassle anymore.
Good news is my electric has been worked out for the year and i am paying £40 a month from now on:T and £31 on gas :T the man was very impressed with how little i had used :T (actual figures not just them tempting me with low DD and then charging me £500 every 3 months on top of DD!)
Anyway kids rowing so best go! DH is cooking a cake in oven for me so very mse lol. Be back later hopefully
countdown to payday..............2 days left :j:jEmergency Fund- £717.77
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest0 -
oooh also a NSD! 25 this year already Emergency Fund- £717.77
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest0 -
:bdaycake:
HAPPY BIRTHDAY DFW XXXX
hipe the cake dh is making you is yummy :beer:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Thank you abba
It looks nice am hoping it tastes good too
I've been accepted for a live chat on thursday with some other people about a product. it's thursday lunch so am hoping dh may be around or else the t.v will be babysitting for an hour! I think i get £20 gift voucher for it
Also for going back to Npower -started off with SSE then went to Npower, then back to SSE, now back to Npower *confused* I will get £75 worth of high street vouchers so that will go towards xmas or birthdays! Emergency Fund- £717.77
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest0 -
Happy Birthday DFW
Hope you've had a lovely day!
BeenFull LBM 26 Sept 110 -
:bdaycake:
Just popping in to wish you a Happy Birthday. Enjoy your cake, I'm sure it'll be delicious because it was made with love.Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards