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determined to be debtfree!

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  • mandz1
    mandz1 Posts: 2,548 Forumite
    Hi dfw, your doing ever so well on collecting vouchers. and that good news on the easter eggs aswell, but if i went and got some for the kids now i would probably eat them myself, or let them have them early lol

    Have finally subscribed to your diary as i was getting very tired of looking for it all the time :)
    PAD Maker
  • Hi Mandz *waves*

    I will post on yours & everyone elses diary before the end of the week lol....i keep grabbing 5 mins then getting distracted!

    My savings pots are fantabbydodah! I love them :happylove

    I know exactly what is left in each pot without having to use the calculator :T just need to check my bit of paper which lists them all with their account numbers & what each pot is for and see what is left :T

    I checked my bank for pending things too and saw that SSE is due to pay me £50 nearly ??? Will put it in a seperate account away from main one when it comes in case they send me a final bill too in all the confusion that i managed to cause over swapping suppliers :rotfl:

    DR pork chops, boiled potatoes & green beans for dindins! best go cook it really as i'm starved :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Box_of_Fluffies
    Box_of_Fluffies Posts: 645 Forumite
    edited 2 March 2012 at 9:02PM
    Wow, you're doing really well with all the vouchers. :T I fill out surveys as often as I can but nowhere near as much as you. I think that's probably to do with NZ having a much smaller population.

    You're very organized. Easter eggs already and at a great price too. I'm sure they'll be much appreciated.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • Thank you fluffy :D

    I've also just ordered my mummy a nice mug for mother's day! I got a free code through martin's email so only had to pay postage of £1.99 and got her a lovely mug with piccies of the kids on :T will get her something else to go with this i think....she does like a nice bar of choccie now and then so i think that will go down well with it :rotfl:

    Have sent DH to the site to either get his mum one or me! :rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • oooh and checked surveys, am 100 points away on one site from a fiver payout (perhaps 2 more surveys tops) and once my other survey site clears i will have £10 on there too. Am planning on getting a topman voucher from there for my brother who will be 21 at some point this year! ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • What a great deal on the eggs and the clothes. I daren't buy any eggs just yet, they'll only get eaten.:o

    Well done on all the vouchers/surveys etc. xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Morning all!

    Alice-i've put them upstairs, if i leave the eggs downstairs i will only eat them but i'm hoping upstairs they may just last till easter:rotfl:

    DH finishes work early today :T he's spent all week driving back & forth to scotland & yorkshire so is tired, but he offered me the day off to do as I please :D I may take him up on that and pop into town just for a wander..

    Gas & elec money was paid in this morning :j:T and all bank accounts are in the black :j (obviously I shouldn't get too blaise really, it is only 3 days after pay day :rotfl:)

    My friend received a letter from the tax office yesterday and is getting a refund for £2k :eek::eek: from a job she had 6 years ago ???? :eek::eek: some peeps are so lucky hey :) she plans on blowing the lot on a trip to lakeside tomorrow :eek::eek::eek::eek::eek::eek::eek::eek::eek::eek:

    AND she's on a debt management plan :rotfl: don't quite think the LBM has happened yet :rotfl:

    jobs for today:

    • change bed sheets (x3)
    • drop repeat prescription to dr's
    • find new dr's see if it is open and get forms to change
    • have a quick tidy around (nothing too major it is the weekend after all and will get trashed again)
    • put rubbish out
    • do a meal plan for next week
    :A
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Beencounting
    Beencounting Posts: 952 Forumite
    Busy as usual DFW :D, you're doing great on the vouchers.

    Your friend is sooo lucky! Can't you educate her in the DFW ways?! I guess not, you can lead a horse to water....!

    Have a lovely day.
    Been
    Full LBM 26 Sept 11
  • Afternoon :)

    This morning i went into town with my friend and hit the charity shops:rotfl:

    I bought:

    black linen trousers (Dorothy P)- £1
    Beige linen trousers (M&S) -£1
    beautiful skirt (next)- £4.55
    cardigan (m&s collection)- £8.99 -is lurvely tho!
    Top (topshop)- £4

    Dress (tommy hilfigar)- £8- for my sister for her b-day ;)

    5x trousers/shorts (diesel/peter storm/gap) - £1 each :eek::T to sell on ebay at profit :o:o:o

    Also spent £10 on food & drink :o

    Got kids some bits from charity shops too so another £9 there (dressing up dress & jigsaws)

    SO spent around £50. But got 11 items of clothes, 2 jigsaws & one dressing up dress ;) and was all budgeted for anyway :T.......although clothing budget very empty now :rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Busy as usual DFW :D, you're doing great on the vouchers.

    Your friend is sooo lucky! Can't you educate her in the DFW ways?! I guess not, you can lead a horse to water....!

    Have a lovely day.
    Been

    Hello Been :j

    I'm trying, i introduced her to quidco, how to get cheaper car insurance etc etc and she just sees the money saved as extra to blow on luxuries........hmmm :think:.....

    I'm having trouble getting my £25 voucher from o2 atm, but could be cos the phone hasn't properly activated yet :rotfl: i am just TOO impatient!

    Also looking forward to my £75 worth of high street vouchers from Npower :j xmas should be a little cheaper this year :j
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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