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determined to be debtfree!

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  • Afternoon :)

    This morning i went into town with my friend and hit the charity shops:rotfl:

    I bought:

    black linen trousers (Dorothy P)- £1
    Beige linen trousers (M&S) -£1
    beautiful skirt (next)- £4.55
    cardigan (m&s collection)- £8.99 -is lurvely tho!
    Top (topshop)- £4

    Dress (tommy hilfigar)- £8- for my sister for her b-day ;)

    5x trousers/shorts (diesel/peter storm/gap) - £1 each :eek::T to sell on ebay at profit :o:o:o

    Also spent £10 on food & drink :o

    Got kids some bits from charity shops too so another £9 there (dressing up dress & jigsaws)

    SO spent around £50. But got 11 items of clothes, 2 jigsaws & one dressing up dress ;) and was all budgeted for anyway :T.......although clothing budget very empty now :rotfl:

    Pfffffft. Make that 7 items to sell on! The linen trousers don't fit properly :(!!!!! I seriously need to lose weight :o
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • am off to mums tomorrow as dh's grandad is ill :( has been for a while but they've all been told to go up to the hospital just in case......so i will go to mums with kids & some food i have for her. Petrol is budgeted for so shouldn't be any nasty shocks on the budget this month :eek: !
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,395 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry to hear about DH grandad. Good news though on the finds at the charity shops. I found a lovely cardi that is just my mums type of thing for £3 the other day - birthday pressie now all sorted :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Well done on your charity shop finds, even if the linen trousers don't fit properly.
    5x trousers/shorts (diesel/peter storm/gap) - £1 each to sell on ebay at profit
    I used to do this too when I lived in the UK. Sometimes you can make quite a bit of money from them. It's very MSE don't you think. :p

    I'm sorry to hear DH's grandad isn't doing too well. Sending hugs for you and DH {HUGs].
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    sorry to hear about dh's grandad xxxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Thank you for your kind wishes :) dh said that his Grandad was very frail but out of bed and speaking so that's good. I saw a picture though and he's lost an awful lot of weight. The whole of his face has dropped on one side also from the stroke :( I think ds2 kept him amused though with all his running around :)

    I went into town with my mum whilst dh was at the nursign home. I spent £10 on food :eek: & £6 in poundland :doh: & £24 in primarni .....got shoes for the kids though & sunglasses for all of us :T so works out cheaper than anywhere round here. My clothing budgt is ummmmmmmmmm EMPTY now. :o

    My mum has not had a fridge since i last visited her.!!!. she didn't tell me it had broken as she didn't want me worrying. So she couldn't even offer us a cup of tea today as milk had been thrown out :( I have been looking all evening on ebay/google for a good deal on one. I have bidded for one on ebay ...well put an offer in. They want £100 but i really don't have that. It is 10 mins from mum in the car though so i have offered them £80 and asked if they could deliver for that price too (fridge is new ) :o i doubt they will say yes but you gotta try huh! Otherwise i will get her one out of my yearly savings when it has matured (end of month i think) have found a few for £100. Not brill but not bad and def better than none at all! Bless her she is just like me and had got a screwdriver to it and started taking it apart trying to work out what was wrong with it! She couldn't though so no fridge :(! Why does :(everything go wrong at the same time huh! I need a bit of luck like my mate with the tax rebate! :rotfl:

    Am planning on quite a few NSD's next week lol need to catch up on them and also save some money ;)

    Tomorrow i need to :
    • do beds (didn't do other day! tut tut!)
    • make a meal planner for week.....using stuff we already have hopefully. Want a nice cheap shop next week ;)
    • Tidy up
    • do washing
    • put clothes away
    • see if i have won cheeky offer on fridge :rotfl: won't hold my breath though:rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300


  • Tomorrow i need to :
    • do beds (didn't do other day! tut tut!) they've been stripped, it's a start lol
    • [STRIKE]make a meal planner for week.....using stuff we already have hopefully. Want a nice cheap shop next week ;)[/STRIKE]
    • [STRIKE]Tidy up[/STRIKE]
    • do washing -Have a few more to do yet...2nd one on already though
    • put clothes away
    • see if i have won cheeky offer on fridge :rotfl: won't hold my breath though:rotfl:

    Off to do the food shopping this afternoon as dh wants to go, no idea why as he's not here from Tues onwards! I've written a list though and don't need too much that is expensive (i hope!).

    If we need petrol i may put a tenner in whilst we are at the shops too...have cleaned house already so once the shopping is done we can relax :T

    Still have clothes to put away but they've made it upstairs at least....half way there :rotfl:

    Need to check ebay but they have 48hours i think so i'm not expecting an answer straight away :)

    I have a £9 off a £60 te$co shop so i think we will go there as i do need some meat for the week/month so can easily make it up. Also need some sort of scrubbing brush for carpets, the kids have ruined the carpet in the living room (beige) with squash and all sorts trodden into it! I do scrub it with carpet cleaner but it doesn't seem to get all the marks off :( hoping some bleach and a brush will do the trick :)

    Hope everyone is having a good day :A
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Astonish upholstry cleaner is brilliant for getting stains out out carpets, and its only about a pound from wilkos or savers. Worked brilliantly on my old houses living room carpet, so i didnt have to pay out for a new one for the landlord
    PAD Maker
  • slm6002
    slm6002 Posts: 4,395 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks for that i might also buy a bottle! Kids and carpets dont mix in our house. Hope you get to relax soon :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • slm6002
    slm6002 Posts: 4,395 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Try freecycle as well for the fridges - might mean looking on one in closer area to her but even if you only get an old one that lasts a few months it then gives you and your mum a chance to find a little money for a better one :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
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