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determined to be debtfree!

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  • Finally, managed to catch up on reading some diaries. Looks like you've had a busy week.

    It must be such a relief to have a diagnosis for your son. It certainly was for me when DS1 was diagnosed with Asperger Syndrome a few years ago. Just knowing we weren't going mad and he wasn't crazy was a huge relief, as was having a reason for his odd behaviour. It felt like a huge weight had been lifted from our shoulders. I think it was a relief for him too. He's 5 years on from his diagnosis and is doing amazingly well both in school and socially. I know it's very hard for him at times and he's often in bed by 9pm as he gets tired easily. I hope he finds out quickly what works for him.

    Well done on your NSD and for sorting your SOA for April. :T You're doing so well and you're always so positive.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    well done on the NSD hon

    Brizzle x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Finally, managed to catch up on reading some diaries. Looks like you've had a busy week.

    It must be such a relief to have a diagnosis for your son. It certainly was for me when DS1 was diagnosed with Asperger Syndrome a few years ago. Just knowing we weren't going mad and he wasn't crazy was a huge relief, as was having a reason for his odd behaviour. It felt like a huge weight had been lifted from our shoulders. I think it was a relief for him too. He's 5 years on from his diagnosis and is doing amazingly well both in school and socially. I know it's very hard for him at times and he's often in bed by 9pm as he gets tired easily. I hope he finds out quickly what works for him.

    Well done on your NSD and for sorting your SOA for April. :T You're doing so well and you're always so positive.

    morning fluffy (can i call you that ;)), you're right it feels like a huge weight has been lifted :T I think a lot of his frustration & bad tempers at school stem from him being pushed to do something he just couldn't do. Hopefully once he has a bit of help he will get on again and start enjoying school :) (i can but hope eh lol) he's got a new pen (stabilo banana shaped one) that was recommended and he said it is a lot easier to use than a parker so good news already :)

    I'm so glad to hear your son is doing really well after 5 yrs -gives me hope lol. DS1 is also another one for needing an early night and being at boarding school he has to wait until the dormitory quietens down :( so a lot of his moods stem from being tired. Hoping it will change when he goes to his senior house in september though *fingers crossed*

    dfw xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Thank you all for the congrats on the nsd..... ;) not really very hard when you are as broke as i am though :p :rotfl:

    I was in bed by 3pm yesterday :eek: i had an awful migraine! I think it was from the bacon sarnie i had for lunch. I used to get them when i was little and i stopped eating that type of bacon (streaky) and i had completely forgotten about all the migraines when i went shopping and just happened to pick some up *doh* i did get up for a few hours in the evening but was back in bed by 9pm and it still hasn't gone completely now :(! DH is helping one of my friends move this morning so I am going to try and clean the house a little. It's such a mess & i have just remembered i've invited friends over on Monday for tea & cake (for my birthday :eek:) so i had at least better clean the downstairs :rotfl:

    Anyway i need to catch up on diaries so will also do that at some point today, although the screen is making my head worse atm!

    dfw :A
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    hope your headache goes away soon and you feel better xxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Funny you should mention your birthday, I just thought about that and that you had mentioned it earlier in the week. ! I logged on to see if I had missed it, but I hadn't !

    I hope your migraine shifts soon, nasty things they are. Mine pretty much stopped after I had DD2. No idea why they stopped so suddenly, but it was a relief.

    So glad to hear that DS1 is well and seems happy. Especially with his new pen. It must be difficult getting lots of sleep when in a dormitory, my girls have been struggling getting to sleep even though they are at home and they have to have their rooms , it has to pitch black and deathly quiet though and they have now decided that the doors need to be shut tight as well ! Its a relief as I had to creep around like a little mouse until they were asleep before.

    Well I hope you get some cleaning done if you feel well enough x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Trust you are having a good week-end. ;)

    I hope your migraine has gone. Thankfully I only get visual migraines and not the main headache.

    I hope DH is busy doing jobs around the house, unless of course he has gone to work.

    Try and take it easy and relax over the week-end. It;s easier said than done when you have young children. I remember those days. :rotfl: They were about 12 years ago now.

    I had better be quiet as I am depressing myself as I'm not as young as I used to be. :(
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • abba1772 wrote: »
    hope your headache goes away soon and you feel better xxx

    :j it finally lifted this afternoon after copious amounts of pills & a mcdonalds :o (no good for waist line or pocket! but good for migraines. honest.) :rotfl:
    Funny you should mention your birthday, I just thought about that and that you had mentioned it earlier in the week. ! I logged on to see if I had missed it, but I hadn't !

    I hope your migraine shifts soon, nasty things they are. Mine pretty much stopped after I had DD2. No idea why they stopped so suddenly, but it was a relief.

    So glad to hear that DS1 is well and seems happy. Especially with his new pen. It must be difficult getting lots of sleep when in a dormitory, my girls have been struggling getting to sleep even though they are at home and they have to have their rooms , it has to pitch black and deathly quiet though and they have now decided that the doors need to be shut tight as well ! Its a relief as I had to creep around like a little mouse until they were asleep before.

    Well I hope you get some cleaning done if you feel well enough x

    Well DS1 hasn't called today :eek: so am assuming he's happy? Or on a murder rampage and will call me afterwards *hmmmm*

    I will reach the grand ol' age of 33 on Monday, am looking forward to it. After all it can't go much worse than 32 was or 31 :rotfl::rotfl:
    Not looking forward to more wrinkles though :(
    bonnington wrote: »
    Trust you are having a good week-end. ;)

    I hope your migraine has gone. Thankfully I only get visual migraines and not the main headache.

    I hope DH is busy doing jobs around the house, unless of course he has gone to work.

    Try and take it easy and relax over the week-end. It;s easier said than done when you have young children. I remember those days. :rotfl: They were about 12 years ago now.

    I had better be quiet as I am depressing myself as I'm not as young as I used to be. :(

    Well i've been to friends house today, whilst looking after two toddlers i've been helping her to load her van up as she's moving. DH helped too. Then i took both kids to a$da for fruit & fridge bits. Spent £20 :eek: I am truly shocked at how much a cucumber was and was telling everyone and anyone who listened. So even though it was mighty busy in there I was avoided like the plague (or the mad old cat woman :eek:) seriously though a few weeks back 80p.....now they are £1 :eek::eek: that is a percentage increase of ummmm maybe 25% :o:o ok i dunno but it's a lot :mad: not impressed. Noone else seemed bothered. Think maybe i think about these things too much ???

    Anyway stew is in oven warming up. I have £10 in my purse and won't be spending anymore till pay day now! :) (promise..............:rotfl::A)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • I must be like you. I thought exactly the same when I ordered a cucumber online with Mr A. :rotfl:
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • slm6002
    slm6002 Posts: 4,396 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    We best start growing our own if they are going to rise in price that quickly! Glad your migrane has gone. I turned 35 not so many weeks back although i only feel about 20 and not too many wrinkles :) If i dont get online in next few days have a lovely birthday :bdaycake:
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
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