We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
determined to be debtfree!
Comments
-
debtfreewannabe321 wrote: »well i don't hear from ds1 in days then he calls when upset AGAIN .... i've truly had enough. I've sent his school an email to let them know he is leaving in July and one to his music teacher to cancel percussion lessons. So save a bit of money there i suppose. I can't get any sense out of the boy and i'm stressed just trying to tbh. i've now given myself IBS for the evening
should never have an emotional phone call whilst eating dinner, lesson learned!
Put the heating on, a film on & blankets on kids and i'm going to catch up on diaries whilst they watch knomeo & juliet!
Do you know maybe this is a good thing, at least now the decision is made once and for all . If he is this upset, its not good for him and certainly not for you. Now you need to try not to change your mind and backtrack.
I'm sorry you have made yourself poorly with the worry. I hope oyu feel better too. My DD2 suffers with IBS and I know how horrible it can be. Maybe you should do yourself a favour and snuggle up on the sofa with the two little ones, in your cosiest Pjs and a big glass of super posh Aldi wine if you have any.
I really hope you feel better soon
Pinot xLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Thank you slm & pinot :kisses:
I am having second thoughts alreadybut i knew i would do this, hence i sent the emails on the spur of the moment! I will contact people on monday and get things moving. I can't stand seeing him so upset. And the funny thing is he thinks we hate him as we send him away :eek: if only he knew what we were going through too!
I don't have any wine.......but i do have some schloer & archersand that is rather tasty! so think i will go cool it, put bubbas to bed in an hour when film finished then watch something that will cheer me the heck up :rotfl:
I hate being poor, i just remembered i have no chocolate eitherboooooooooooooo
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
0 -
Nooo second thoughts they arent allowed, but Schloer and Archers is definitley the order of the day ! I have no chocolate either....actually I did but I just raided the After Eight box and found two, but they didnt last long, so nothing left for later ! Damn ! I should have cut them into tiny squares and made it last as if it was my last meal ever ! anyway I'm going off on a tangent there.....again
I'm sure deep now DS knows you dont hate him, maybe one day you will be able to show him these posts, or even cut and paste the relevant bits, and stick them on a word document for him to see what you are / were going through also xx It will all come out in the wash.LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I think from what I have read, it would be best for DS1 to finish at the school and go somewhere else. It would be better for both of you.
Sorry you don't have any wine but at least you have something you like.
I do have some wine, sherry and a bottle and a half of Baileys left from Christmas, so will have a glass of wine shortly.
Hope you are getting enough sleep. From your post it sounds as though you only slept for 3 hours yesterday evening. I hope you get a good night's sleep tonight.June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
bonnington wrote: »I think from what I have read, it would be best for DS1 to finish at the school and go somewhere else. It would be better for both of you.
Sorry you don't have any wine but at least you have something you like.
I do have some wine, sherry and a bottle and a half of Baileys left from Christmas, so will have a glass of wine shortly.
Hope you are getting enough sleep. From your post it sounds as though you only slept for 3 hours yesterday evening. I hope you get a good night's sleep tonight.
I think you're all right regarding sons school, i'm just being my usual stubborn & indecisive self
I actually got about 6 hours sleep but only 3 hours that weren't brokenthe other 3 were on/off in between ds2 sobs
same again last night. Only i went to bed late so didn't even get 3 hours unbroken! bah!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
0 -
Sunday 15th Jan
Today would have been my nan's birthday :A this is her first one in heaven, i hope she is happier now
I have jobs to do today, but no energy again. Need to do the dishwasher, put the washing away & hoover. Having pizza for dinner as my energy is exhausted so having a lazy day me thinks! Although i may get kids dressed and take them for a walk, they always sleep better with a bit of fresh air in their lungs (can't believe i am thinking of their bed time when they've only been up a few hours)
Need to check bank too, i emailed my dad last night and told him the situation of ds1 school. I just needed another opinion (yes, yes, i know i've made my decision *cough* sort of *cough* ):D
Filled in survey, once monday comes i will have done this one for a week so they will be sending me a five pound voucher
I stupidly stayed up to watch a film last night on true movies, about a girl who tried to commit suicide because of bullying at school :doh::wall: talk about stupid, i have been having weird dreams all night! strangely not about ds1 being bullied though but my daughter instead :eek: cor blimey, i need an early night tonight and no silly films to set me off on one again!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
0 -
well today is dragging, i was going to go for a walk but that never happened! I've frantically been trying to ring ds1 all morning but he wasn't answering :mad: so i rang their house phone in the end, and got through to him. Sounding as depressed as ever. :think::wall:.
My dad also called this morning after receiving my email. He thinks i am being silly and that hormones are part & parcel of being a teenager, as is crying to their mother about everything and making them feel guiltyHe also thinks we'd all be silly throwing a chance away like this and it is only a few years and would set him in good stead for the rest of his life 'toughen him up'
So i called my mum, -she hasn't answered the phone all week so have not had her input- and she agreed with my dad *oh*
I really am in two minds again nowF e c k i t y F e c k ....
We can afford it, we get a brilliant discount, he will come out with top marks. If i take him out it will be just as much money gone with him at home so equal. (rugby club, music lessons) and no guarantee of a good education ...
Goodness i bet you are all sick to death of hearing my woes on schooling. I wish i were more decisive!
On the plus side my bank account isn't overdrawn. It is very low though. I've hoovered, washed up (dishwasher needed cleaning so have done that to now) put clothes away in my room - still to do kids but they were playing so i left it! Having a cup of detox tea.....and then a pizza for dinner lol (i know not much point in the detox tea :rotfl: but i find it really refreshing actually
)
Ok i'm going before i go off on one again.MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
0 -
Well, I don't know what to say. I think in the end you will make the right decision for you and DS.
To be opposite to you, I think the day is going far too quick. I was busy all morning and then this afternoon had to clean four pet's cages and do a full shop at Mr T.
I hope you enjoy your evening.June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
Im the opposite too Bonnington my day has flown by, I wish I could stop the clock for a bit.
DFW what to say ? I used to always want opinions from the world and his wife before making a decision and then I found it just confused me more. Now I just jump in with two feet, even when deciding what to eat off of a menu, the first thing that catches my attention is what I order. Have you written a for"s and against list ? Might that help ?! Just a thought .
That was daft film to watch last night wasnt it !! You are mad ! I tend to watch only what I call rubbish tele when I am on my own or my mind starts spinning and working overtime !LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I think my head will explode if i ponder any more today :rotfl:
I've had a nice bath, and i feel much better now. I think i was feeling a little fragile this week anyway what with nan's birthday coming up and today i've been in tears all day on and offso don't think it helped the ds1 situation.
As i said, feel much better now and am going to go bed early and read a NICE book
I have also deactivated my facebook account. Whenever dh is away i spend my entire night on there. Not because i have a thousand friends either :rotfl: purely because i am bored !!! So will see if i can last till next month without it (only 2 weeks...!)
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Dad just rang whilst i was typing away on here and he has offered to pick ds up from school for me next saturday :j:j:j
he's going to take him out & treat him & stay in a hotel with him :T
It might be just the medicine he needs as he desperately craves attention after the two lil ones arrived
Oh in fact it is my dad's birthday next sunday so i will send the card to ds1 and he can give it to him
And i vow to come on here tomorrow and not utter a word about schools :rotfl:
January is always a rubbish month for me! Roll on February
Oh and another NSD hereMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards