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determined to be debtfree!
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following on from the theme eariler, I have a broken jug to add to the collection :rotfl: flipping fell on my head when i was getting a saucepan out :mad: owwwwwwww!
The wine & cider are chilling though (haven't decided what i fancy yet :rotfl:nor how bad the day has turned out)MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Oh no that must have hurt. I think i wold be having a drink after the day you have had am i dont really drink. Why is it some days that everything seems to go wrong. Hoping for a good day tomorrowMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
i know! and when you get good news it always comes at once too so you're high as a kite then a day later it all comes crashing around your ears lol when everything that can go wrong DOES!
pfft. Was going to have an early night. BUT i think a dvd, chocolate, wine are in order.
!!!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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as stolen from *someones diary* ( i don't remember who maybe kerri????)
Good things about today: The cheap chardonnay from ald* is lurvely and easy to drink and gets you squiffy
Bad news: there is a poll on facebook: what is the most boring christmas gift? Scarf ; tea set ; another cook book (see earlier post as to why this is bad news :rotfl:)
EDITED TO SAY: my brain has turned to mush. fact. it was in fact banwa's diary I have stolen the idea from *doh*MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Morning all
Well i've got 2 whingy kids today, think they are coming down with something (Noooooooooooooo! :eek:)
Well I lost my phone yesterday, well actually to put it more accurately, I couldn't find my phone. I found it finally this morning, in the kid's toy box (:mad:) this is where i found my 'lost' bank card once! Hmm, anyway, i had missed a phone call and it seems tenant is in, settled and the house is cleaned to their standard (the oven wasn't clean enough, that was it!)
So have emailed letting agent. They had better answer me quick or else I shall be on the phone to them by midday demanding they release my money :T
So we may be good for xmas yet :j don't want to count on the money just yet though. Especially considering all the problems i've had with these agents before :wall::wall:
But today, is infinitely better than yesterday already! yay! :j (wasn't hard to beat really was it :rotfl:)
dfw :AMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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So happy that there is a little bit of good news for you. Make sure you keep on at them to tfr money into your account. My DS has a trick of hiding my ipod thing. It was posted into my material box when i was pregnant - i was frantic as it had all my birth hypno stuff on it and i was hormonal and ready to give birth. OH ended up buying me another in the end to calm me down - this was before dmp!
Have a great dayMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
Have had breakfast out so not a nsd, but feel nice and full up now and ready to tackle the front room which has turned into a bit of a dumping ground! :eek:
All the toys are going up to the kids room that don't fit into the boxes down here! Then i'm going to a deep clean, i.e move the furniture and hoover everything :rotfl:might even dust the skirting boards if they're lucky
Have rung & emailed letting agent. Getting more peed off as time goes by. Esp if all that was wrong was the cooker AND the tenant was in no rush to move in so has still agreed to pay from 1st december. I feel like the agents were making a bigger thing out of it than needed to be and there was me panicking for no good reason that i had lost my tenants (not for the first time huh!)
So I will continue to ring today at hourly intervals till she bl00dy well answersthey'd do anything for 3p interest huh!
going to put stew on in the slow cooker in a mo, should have put it on this morning but i forgot (as I do) also need to write xmas cards out but am putting it off because of fall outs with family members (over nan's death way back in beginning of year) and we've all not spoken since. Don't know whether to write a card to the members that were guilty (and yet passed blame to us) or nothate family fall outs. I still haven't forgiven them and doubt i will do for a long time if ever so maybe best just not to. Hmmmm. Decisions. I'm rubbish at 'em!
Right best go and do what i said i was going to do!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Well living room & kitchen are clean & i even cleaned the cooker :eek:. Still some grime on it that I couldn't shift so not sure what to use. It looks all sparkly and then you see some black charred bits stuck in random places lol. I can't use oven cleaner as it always sets my asthma off and i once ended up on a nebuliser for hours just from cleaning the oven :eek:!
It's dh designated job but if i ask he says i'm nagging and he's had a hard day. If i don't ask he doesn't notice. So not sure what i'm supposed to do there hmmmm
Stew is still cooking. Enough for 2 portions :T so we will have chilli & stew in the freezer for next week. Need some shopping, we're out of baking powder, coffee and some other bits so i'm going to hold out as long as I can then go as our bank account is pretty bare at the moment
I spent half hour on the phone and finally got through to letting agents- the money has been released :j:j:j now because of the holidays it will still probably take till next year to reach my account!!! Anything to keep hold of money that isn't theirs!
I need to open a new savings account to transfer it to. Then i can put £500 on standing order every month for the next 5 months to go to main account towards dmp/budget :T
dh is coming home tonight when he was supposed to be away until tomorrowbut then he has to leave early to pick something up and go back to where he came from- to pick up more things to come back tomorrow evening. So no doubt he'll be shattered by the weekend! I think he is then on holiday till new year though
Oh and bad news today: i've lost my spreadsheet for 2011:( searched everywhere and i'm not very technical so i don't understand how to look in deleted places etc!?! DH had to reboot my system and install windows again so he saved all my docs or so i thought...i can't find it anywhere arghhhhh thank goodness it's december. I really wanted to save it to compare to next year though..:mad: oh well done now.
Off to check dinner i'm famished :AMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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RE: the spreadsheet - did your DH save it onto an external hard drive? I'm pretty sure if you wipe windows it removes all your files, so if it was just saved onto your computer I'm afraid it's probably hiding somewhere very difficult to find!Savings target: £25000/£25000
:beer: :T
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I now remember that i had it saved to the screen so i could just click on it there rather than search documents each time so i'm hoping he thought to save those, but i'm not sure he would have
i will ask him to look again tomorrow as he has a day off!
Never mind if worst comes to worst I still have the 2012 spreadsheet that i started so i don't have to re-do that one thankfully!
dfwMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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