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determined to be debtfree!

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  • have just had an email from Quidco, the Npower has tracked :j for £100 cashback :j really hope it goes through quickly as i've had problems with other ones tracking & paying lately! Have had to start a claim with them all nearly :doh:

    6 days till the big fat man visits :j:xmassign::santa2::xmastree:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • :eek::eek::eek:

    Just received my scarves for next year's christmas pressies :rotfl: and they are LOVELY :D i'm very happy with them! and the fact they worked out to be £1.34 each instead of £35 is a bargain i'd say ;):cool:!

    In fact i'm tempted to keep one they are so soft and lovely, but no, they will go away for pressies next year! that's 10 people sorted already yay :T
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Wow what a bargain! And already planning for NEXT christmas?!! I thought I was good having most of my shopping done by mid-December let alone January haha :)
    Savings target: £25000/£25000
    :beer: :T


  • Next years pressies thats good going!

    I am off now for a few weeks and may not be able to pop in I hope you and your family have a fantastic christmas x
    Electric and Gas Predators 17/£700 :(
    :j:j:j October make £10 a day challenge :j:j:j
    £155/£310
  • :rotfl::rotfl: this is the first time i have bought presents for the next yr's christmas before this yr's is out the way :T

    Just checked survey accounts. 260 points away from payout on one, £4.50 on another (with around £6 pending still :mad:) and £46 away on another :rotfl:-i'm not sure i will ever reach payout on that one :eek::eek:

    sorted another bag of charity shop stuff, not good enough to sell but not broken so hoping they get the use from it all :D and de-clutters a little more

    dfw :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300

  • I am off now for a few weeks and may not be able to pop in I hope you and your family have a fantastic christmas x

    :xmassign: to you and yours :D

    xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Thats what I need to do next, start buying for next year, or at least NOT spend the vouchers I earn throughout the year. I'm waiting on £30 of vouchers from one, another will be ready for a payout when they catch up on my surveys and I'm aiming for one soon on Swagbucks, I say as TV goes on in the background. :rotfl:
    You have to start to finish.

    LBM - September 2011 ~ DEBT FREE July 2012
    Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
    VSP Challenge #69: £18.12
  • haha AH i ALWAYS do the surveys with the t.v on, this is probably why i get screened out so often,...........i'm too busy watching eastenders and it times out :rotfl::rotfl::rotfl::rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • well well, wonders will never cease. As from now I am inviting the boss around (dh's not mine) at least once a month.....i've never seen my husband clean so much:rotfl::rotfl::rotfl::rotfl::rotfl::T the house was gleaming ;)

    GOOD NEWS!!!!! My money has gone into my bank from my tenants :j:j:j

    (BAD news: it appears to be £200 short :(- i'm hoping it's a mistake on their behalf as i had budgeted with £200 extra :eek: have emailed and rang them, think they are avoiding me :o) oh well it can wait i have enough to last till jan now :T


    chinese for dinner then anyone, oh yes please :D:D:D:D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,403 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thats great news on both the cleaning and tennants - even if its a little short. I wish my OH would tidy up even a little bit. I have today removed all toys from my DD's bedroom as she wont keep it tidy - hoping this will teach her to respect her things. If not its back to the drawing board :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
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