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determined to be debtfree!
Comments
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I'm still reading and its a fab motivational diary. Good luck for 2012:j0
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thanks beencounting & stripes
i feel better for writing that, makes the bad days seem small in comparison to all the good things we've achieved
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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What a great list of 2011 achievements! Here's to even more in 2012! :beer:Savings target: £25000/£25000
:beer: :T
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Hi DFW
The good list is a brilliant idea, will be pinching that for my diary. I agree the good list should definitely outweigh the bad. Another one for your list could be - Coped with 2 little ones whilst DH was working away and still managed to achieve all that you have xxx0 -
Well DFW the Good Thing Bad Thing lists look very familiar indeed.;)
Truly fab achievements for the year, you should be so proud of yourself:T. I hope mine for next year will be similar
Banwa:)Debt £26k 18/10/140 -
Well DFW the Good Thing Bad Thing lists look very familiar indeed.;)
Truly fab achievements for the year, you should be so proud of yourself:T. I hope mine for next year will be similar
Banwa:)
:rotfl:yes i admit, stolen from your good self
I can't seem to do it daily though, i like to talk too much :rotfl: so will perhaps stick to yearly, maybe monthly updates of good & bad :T:pMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Morning :j
Well we've been paid :T:j wohoo! and £50 more than was expected :j so that's good because that can go towards the saucepans i said i was going to send back and *cough cough* didn't send back, in fact are sat in my cupboard right now *cough*
They are very nice though in my defence (:o:D)
I've also ordered a juice book from amazon (thanks to kissjen for link) and am doing a detox in Jan once kids back to school/nursery & dh is away
School fees are pending to pay into my account on the 3rd so can pay the school on the day i take ds back.
Yesterday I took down most of the christmas decorations, the tree is still up but moved so i can get the toy boxes back in place lol and its now in front of the window -blocking my radiator- *smart move*
Need to go shopping today, we've run out of washing powder and few other things. Have enough dinners in for at least a week :T so hopefully not big spends there. I tried to buy from approved food last night and the site wasn't letting me take my basket through to checkout ??? really annoying as i spent 2 hours tryingi have emailed them but i'll have to re-fill basket for third time if they have fixed it
:( grr!
Have put some targets in signature for 2012. Have decided to do a yearly food budget so i can spend more on months where kids are off & dh is off work (xmas & summer) and less when it is just me and 2 small ones cos dh is away. I also want to try and build up some sort of stock cupboard with essentials in (which is where approved foods came in last night- grr again) i thought i could get shampoo & conditioner & stuff for the year but we'll have to see lol as i can't work out that silly site :eek:!!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Hooray for payday!
What's approved foods?!Savings target: £25000/£25000
:beer: :T
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food that is near it's sell by date so they sell it cheaply but usually still has a good shelf life, such as pasta, tinned stuff & biscuits & loo roll etc they haven't emailed me back yet and i haven't been on the site to see if it has been rectified.......might be a job for this afternoon *yawn*
I got some post today, a free full size body shop masque for my skin type :T just goes to show what a good complaint letter can doit's a shame they messed up my order though, i'd have rather had that lol! never mind!
Am 25p from payout STILL :mad::mad: on a survey site, and no offers of surveys! Typical, as soon as you get to £9 on that one they all dry up! I still have around £2.50 pending though so as soon as that goes through i can redeem another voucherMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Sounds like things are falling into place for you. I need to take tree down today as well as LO keeps pulling decorations off it now she is moving about!
Only thing i wouldnt order again from approved foods is the choc bars. I wasnt sure they tasted right to me. Kids ate them though with no ill affects
It must be lovely to have shool fees all ready for when its needed rather than worrying about it. Probably such a change from this time last year as you have come so far. Loved your lists from yesterday
Right off to update my diary as i have let things slip lately - whoops xMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600
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